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    • I understand that you have had difficulty messaging me the information that I asked for. However, I asked a number of questions above which need to be answered on the open forum and you haven't responded to those. If you want to get some idea of possible solutions or approaches to this issue then you will need to give us the details that we ask for
    • Also, how much did the warranty cost you? Follow our link to see what we have to say about extended warranties. You should cancel the warranty immediately. You should send a separate letter referring specifically to the warranty and cancel it. I think you have 14 days to cancel the warranty and so you are just within time if you do it straightaway. Don't hang around
    • As advised by my site team colleague above, you need to send the letters of rejection as quickly as possible. I would suggest that you post the letter here for us to have a look at. If you have sent a letter already then let us see what you have sent. You seem to have posted up part of a report which you received. Please could we see the whole report. Upload it in PDF format. I'm not quite clear who it is produce this report. Was it somebody connected with Big Motoring World or was it from an independent inspector. Did it cost you anything? I'm aware that you have coming from Facebook and the point has been already made there that although the assertion of your right to reject it is an important step, the big problem will be getting Big Motoring World to act correctly and to accept the rejection and to refund you. How far are you away from the dealer. You bought the car 13 days ago. How many days have you actually had use of it? What date did you take it into the garage where they discovered the faults? You have told us that some of the purchase price was financed. Who provided the finance? I think my site team colleague above has asked you this question and you need to tell us.  
    • Politicians not being totally honest applies to 99% of them these days. Whoever wins the election will have to find money to pay for all of works needed to repair the damage done during the last 16 years. I say 16 years, as that is when the Banking crash made a huge dent in the UK economy. The Tories have managed a gradually declining country. At least Labour understand they need to fix Britain. The Tories are more willing to accept a broken NHS etc.
    • After Sun*k's interview on Sky, their Ed Conway fact checks what he said. Interesting.  
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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ArthurC v Halifax ***SETTLED IN FULL***


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Hi ArthurC

 

CONGRATULATIONS!!!! Enjoy!!!

 

Been watching you and Mariana's threads as we were all on same time scale, Do you mind me asking when did your money go in today? Mine still hasn't appeared, boo hoo!!!

 

Hi Michelle - me again.

 

It is worth keeping an eye on your account as my first claim was literally paid in as cash at 16:50! Don't dispair - you will soon have your money.

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Thanks! I am not really sure what time it was paid in as when I checked it this morning approx 9am it wasn't there but when I checked just after 3.30pm there it was. I am sure that yours will be paid in soon so don't worry.

17/5/06 - Halifax -preliminary letter sent

31/5/06 - Halifax - LBA sent

15/6/06 - claim filed

6/7/06 - SETTLED IN FULL £3,306 + £859.95 interest

13/7/06 - Abbey Credit Card - Data Protection Act letter

10/8/06 - Abbey CC Rec £150 gwj £192 oust.

13/8/06 - Abbey CC - prelim letter sent

28/8/06 - Abbey CC - LBA

18/9/06 - Abbey CC - Settled in full - £200 paid

 

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CONGRATULATIONS

 

Don't forget the survey, and DON'T FORGET the daily rate of interest on your claim - Have they paid this as well?

..

.

 

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

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hi arthurc

 

 

MANY CONGRATULATIONS TO YOU

ive been following your progress as you roughly have the same time scale as me

they filed an acknowledgement of service on 28th june

Halifax preliminary letter sent 17/05/06 charges £2661.00

Bog Standard blah blah blah letter received 22nd May 2006.

received lengthy letter dated 24th May 2006 offering £605 pah!

letter before action sent registered 5th June 2006

letter received in response to lba offering £1801.00 errrrr no ta

court action filed 23rd June 2006

deemed served to bank on25th June 2006

notice of acknowledgement of service has been filed

they intend to defend

7th july received letter PAYING IN FULL!!!

 

10th July cash deposit £112.58

10th July cash deposit £2869.00

:D :D :D :D

 

HALIFAX SETTLED IN FULL

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Well done mate!

I've just received the 'acknowledgment of service letter' dated 5th July.Lets wait and see!

HalifaxPlc.29/5/06 court action started claiming £2287.

Acknowledgment of service letter received dated 5/6/06

25/07/06 Settlement in Full £2406:)

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Today I have received the letter from Halifax to say althought they indicated to court that they intended to defend my claim for commercial reasons they are not as they felt they would not be able to recover costs. They have therefore reimbursed me without any admission of liability for what I was claiming plus interest and the court fee. I am left in a bit of quandary though, as the letter when making reference to the interest stated 'together with £739.95 in respect of approximate interest that Halifax has calculated was charged on your account as a result of the charges'. Now the amount they state is the same figure as the 8% interest that I calculated using the spreadsheet. I did not actually claim for the interest that Halifax put on the charges as part of my overdraft interest because I couldn't be bothered with the hassle of calculating it. What should I now do? Just accept that they have made a mistake or go back to them and say that as they have paid the interest they have applied I now want the interest that I have applied? And do I hold back my letter to the court confirming that they have settled my claim in full until they have either clarified what this interest was for. Hope I haven't confused people

17/5/06 - Halifax -preliminary letter sent

31/5/06 - Halifax - LBA sent

15/6/06 - claim filed

6/7/06 - SETTLED IN FULL £3,306 + £859.95 interest

13/7/06 - Abbey Credit Card - Data Protection Act letter

10/8/06 - Abbey CC Rec £150 gwj £192 oust.

13/8/06 - Abbey CC - prelim letter sent

28/8/06 - Abbey CC - LBA

18/9/06 - Abbey CC - Settled in full - £200 paid

 

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I believe this is just a mistake in terminology and you should accept this as full settlement.

 

However, they do not appear to have included the daily rate of interest from the date you submitted the claim - you should claim this, no matter how small it seems in comparison.

..

.

 

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

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You're quite right they haven't included the daily rate of interest from when the claim was filed. I will be contacting them to point this out. Presumably I don't let the court know it's settled until they have paid this?

17/5/06 - Halifax -preliminary letter sent

31/5/06 - Halifax - LBA sent

15/6/06 - claim filed

6/7/06 - SETTLED IN FULL £3,306 + £859.95 interest

13/7/06 - Abbey Credit Card - Data Protection Act letter

10/8/06 - Abbey CC Rec £150 gwj £192 oust.

13/8/06 - Abbey CC - prelim letter sent

28/8/06 - Abbey CC - LBA

18/9/06 - Abbey CC - Settled in full - £200 paid

 

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Congratulations Arthur C... I've asked for my statements ( and paid for them) on the 19th June. They told me that they would arrive within 10 days but they are not here yet. Does anyone know how long they can stall for???

 

This is hopefully the start of a good result in the end.

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They should provide you with them in 40 days but most find they get them much sooner than that.

Good luck with your claim.

17/5/06 - Halifax -preliminary letter sent

31/5/06 - Halifax - LBA sent

15/6/06 - claim filed

6/7/06 - SETTLED IN FULL £3,306 + £859.95 interest

13/7/06 - Abbey Credit Card - Data Protection Act letter

10/8/06 - Abbey CC Rec £150 gwj £192 oust.

13/8/06 - Abbey CC - prelim letter sent

28/8/06 - Abbey CC - LBA

18/9/06 - Abbey CC - Settled in full - £200 paid

 

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congratulations arthur well done

:) Go on ... you know you want to click me :)

:lol:don't be like the banks - give a little back :lol:

:D There was a time before CAG but now CAG is here we are the empowered! :D

In progress:

Mechs and Mother (deceased) V Halifax - N1 form filed at Court 9 Aug 06

Advice & opinions of mechs, The Consumer Action Group and The Bank Action Group are offered informally, without prejudice & without liability. Seek advice of a qualified insured professional if you have any doubts.

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Congrats To You:razz::razz::razz::D

Sent Data Protection Act to Halifax 13.6.06

Daughters Data Protection Act sent to NatWest 5.6.06

Natwest sent statements on 24.6.06 Daughter owed £204.00 Preliminary ready to go.

Halifax sent my statements today(26.6.06) Owe me £1702.00

Preliminary sent on 27. 6.06.

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Thanks for that Arthur. Is there any way you can speed up the process of the 40 days? They really do seem to be stalling. Everytime I call them or go into thr branch, they just say that a competent member of staff ordered them and they should be on their way.

Who do you contact if you dont recieve them within 40 days?

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Hello to one and all!

 

I'm just about to begin the process of claiming back these hideous charges from my Halifax bank and Credit card. If tried reading through these excellent tales of success, however, think i'm getting myself all confused regarding how to go about starting the claim, ie, who to post my letter off to, is there a letter template? Who do i make my £10 cheque payable, would any of you kind fellows care to lend a helping hand to this poor man???

Your's gratefully!

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Hello to one and all!

 

I'm just about to begin the process of claiming back these hideous charges from my Halifax bank and Credit card. If tried reading through these excellent tales of success, however, think i'm getting myself all confused regarding how to go about starting the claim, ie, who to post my letter off to, is there a letter template? Who do i make my £10 cheque payable (payable to Halifax plc), would any of you kind fellows care to lend a helping hand to this poor man???

Your's gratefully!

 

:grin: Welcome newbie.gif to the best advice site going.

  • Thoroughly read the FAQ’s
  • Find template letters in the Bank Template Library (below the ‘Welcome to our Forum’)
  • Find the forum for the bank you want to claim charges from and start a new thread. Keep all your claim questions to the thread you start. If you have, claims against more than one bank then ensure that you start a new thread in each of the relevant forums to that bank.
  • Do not hijack another member’s thread by asking questions relevant to your own problem or issues.
  • If you want to get your money back, you have to invest in the time and effort of reading the FAQ’s and other members’ threads to get a feel and understanding of what you are embarking upon.
  • Soon you too will be answering newbee questions and helping them along the road to financial recovery!

mechs :-)

:) Go on ... you know you want to click me :)

:lol:don't be like the banks - give a little back :lol:

:D There was a time before CAG but now CAG is here we are the empowered! :D

In progress:

Mechs and Mother (deceased) V Halifax - N1 form filed at Court 9 Aug 06

Advice & opinions of mechs, The Consumer Action Group and The Bank Action Group are offered informally, without prejudice & without liability. Seek advice of a qualified insured professional if you have any doubts.

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You're quite right they haven't included the daily rate of interest from when the claim was filed. I will be contacting them to point this out. Presumably I don't let the court know it's settled until they have paid this?

Wrote to Halifax claiming the interest for the 20 day period from sumitting claim until they paid the original claim. Received a letter from the court this am saying they had received a letter from halifax to say they had settled in full. Rang Halifax to see if they had received my letter which they said they hadn't but the customer services manager I spoke to asked what it related to. When I told her she immediately said that they wouldn't pay anymore once they had paid out amount in court claim. I informed her that I wasn't going to debate the issue on the phone but they were required to pay the interest for the period stated and that I couldn't inform the court that I was satisfied with their settlement until the outstanding interest was paid. She replied that they would consult their legal department. Meanwhile I will notify the court that I don't consider it settled yet.

17/5/06 - Halifax -preliminary letter sent

31/5/06 - Halifax - LBA sent

15/6/06 - claim filed

6/7/06 - SETTLED IN FULL £3,306 + £859.95 interest

13/7/06 - Abbey Credit Card - Data Protection Act letter

10/8/06 - Abbey CC Rec £150 gwj £192 oust.

13/8/06 - Abbey CC - prelim letter sent

28/8/06 - Abbey CC - LBA

18/9/06 - Abbey CC - Settled in full - £200 paid

 

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congratulations on getting the money back just starting the process myself. :)

BoS Letter recived "their now looking into it 04/8/06

BoS Account 1 letter before action sent 16/8/06

BoS Account 2 counsumer rights sent 2/8/06

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so not actually settled yet then? Interesting I almost want them to go to Court bit so I can add interest at 8% as my claim related to 3 years ago when I was struggling the daily rate will be high.

 

I would be pleased to read if the agree the daily rate after the Court. It seems that most banks try to knock off the daily rate until settled and Court fees. If they settle at the right time could save themselves lots.

Egg Data Protection Act Statements arrived. On hold.

 

Halifax - Moneyclaim £3100

 

Amex to Remove Default - acknowledged didn't issue correct documents - default removed :) . £135 paid in full without Court

 

I'm on a roll now :rolleyes:

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Received a phone call from Rachel Hinchliffe at Halifax Legal Department to say that they had agreed the daily interest I was claiming and that it would be paid into my bank account ( hasn't appeared yet). That will finally settle it. When it appears I will send letter off to court informing them it is settled.

17/5/06 - Halifax -preliminary letter sent

31/5/06 - Halifax - LBA sent

15/6/06 - claim filed

6/7/06 - SETTLED IN FULL £3,306 + £859.95 interest

13/7/06 - Abbey Credit Card - Data Protection Act letter

10/8/06 - Abbey CC Rec £150 gwj £192 oust.

13/8/06 - Abbey CC - prelim letter sent

28/8/06 - Abbey CC - LBA

18/9/06 - Abbey CC - Settled in full - £200 paid

 

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The final £17.62 has now appeared in my account. I have now informed the court it is settled.

 

You should have yours before the end of the day Mariana.

 

Now for the credit cards!!!

17/5/06 - Halifax -preliminary letter sent

31/5/06 - Halifax - LBA sent

15/6/06 - claim filed

6/7/06 - SETTLED IN FULL £3,306 + £859.95 interest

13/7/06 - Abbey Credit Card - Data Protection Act letter

10/8/06 - Abbey CC Rec £150 gwj £192 oust.

13/8/06 - Abbey CC - prelim letter sent

28/8/06 - Abbey CC - LBA

18/9/06 - Abbey CC - Settled in full - £200 paid

 

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  • 12 years later...

This topic was closed on 11 March 2019.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group

17/5/06 - Halifax -preliminary letter sent

31/5/06 - Halifax - LBA sent

15/6/06 - claim filed

6/7/06 - SETTLED IN FULL £3,306 + £859.95 interest

13/7/06 - Abbey Credit Card - Data Protection Act letter

10/8/06 - Abbey CC Rec £150 gwj £192 oust.

13/8/06 - Abbey CC - prelim letter sent

28/8/06 - Abbey CC - LBA

18/9/06 - Abbey CC - Settled in full - £200 paid

 

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Thread Locked

because no one has posted on it for the last 6539 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

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