This topic was closed on 10 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group

C allen and Cairo, Cheers,I'll have a good look at the links you've suggested.

Cheers Clayts,Just wait now for your money to be re-paid!

Believe me mate don't be scared off by your bank.I think every single claim on this forum has won! After taking the Halifax to court via Moneyline I was re-paid all the amount I was claiming plus costs totaling £2407. Follow the procedures on the forum and GO FOR IT!

Cheers J2Bad.Thanks for the help and support.It proves if your prepared to take the banks to court you'll win! Just be patient and your money will be re-paid.

Just preparing my charges against A+L.I haven't been able to download the spreadsheet to claim back the Interest.They owe me £532 from 2000 to 2001.I've approx. worked out interest to be £253.87.Does this figure seem to be inline with the 8% or too excessive?

SETTLEMENT IN FULL £2406:) A BIG thank you to all concerned on the forum for the help and giving the folk the confidence to take on the big financial institutions.I'll send my donation right away. Now to claim back charges from Black Horse finance and Alliance Leicester.

Has anyone pursued claiming back charges from Telewest Broadband.They charge £10 late payment charge and are they allowed to charge £4 for Non Direct Debit payments?

Well done mate! I've just received the 'acknowledgment of service letter' dated 5th July.Lets wait and see!

Cheers Mate.

Started court proceedings against Halifax today 29th June.I'm looking forward to a successful outcome!

Cheers Mate

Cheers jonni2bad,Halifax owe me £2250.I'm ready and looking forward to taking them on! jonni2bad,can u help?How do you include the extra info for updates on letters etc. at the bottom of each thread or which tool do I use? Cheers Mate Saxongar

Posted off my letter to my local branch of Halifax on 18th May via registered post.Received reply from the branch manager back this morning. He stated all the usual rubbish about costs being passed onto affected account holders and enclosed a couple of leaflets on charges. He also said "In response to your comments about the Office of Fair Trading report.As a company HBOS has until 31st May to reply and will do so". He also gave me the local branch phone number if I wish to speak to him.Thats a first,usually all inquiries via phone are always delt through the national inquiry line. Needless to say I won't be phoning and will be taking the necessary legal action.

This is great news.Congratulations Chipsandsausages! I've only just joined the forum and was reading your thread from the begining.I've dreaded the letters coming through my door from Halifax PLC with 'we have not been able to pay......your account will be debited for £39 within 7 days...etc'. I'm just about to post my letter to them threatening Legal Action.They owe me over £2000 in a 5 year period. You've inspired me to take them on!