Ben v Lloydstsb!!!!

[bennett290]

Hi all,

 

I finally plucked up the courage to start reclaiming the £700 Lloyds owe me.

Not sure why i am scared to set the ball rolling, they didn't appear scared when they kept skimming £30 at a time out of my hard earned cash.

 

Anyways heres where i'm at.

 

21/02/07 Sent Letter along with £10 Cheque, requesting list of charges

15/03/07 Recieved List of Charges

 

Worked out £691.27 inc interest owed to me.

 

21/03/07 (today) Going to post office to send letter requesting payment in full.

 

Here we go!!!!

[BARTY]

Hi

Good luck with your claim, let us know how you get on.

Barty:)

[bennett290]

Letter Sent Recorded Delivery!!!

 

Do I Just sit and wait now?

[BARTY]

Hi

Yes give them 14 days then send the LBA.

Barty:)

[bennett290]

I know its been a while but finally got myself organised...

 

lloyds have sent me letter today saying Blaa Blaa charges are fair blaa blaa like any buisiness we do make charges..... Basicaly 2 pages of your not getting your money.

 

I am now going to send my letter giving them 14 days to pay up.

 

Do i send this to the person i recieved the letter off or do i send it to 125 Colmore row where i sent my original letter to?

 

Thanks

 

Ben

[christinajanep]

where did the letter come from

[bennett290]

Hi

 

It came from Jeremy Blake, Customer service recovery centre, Andover, SP10 1RE

 

Thanks

[christinajanep]

i'd send it back there

[bennett290]

Was thinking that myself. at least that way i have a Name to deal with rather than an address..

[christinajanep]

u can send it addressed to that person but someone else may deal with it, but if/when it goes to court u wont be able to use it

[bennett290]

???

 

Don't understand what you mean...

 

Sorry, but i'm a complete novice, After reading some of the other threads i am wondering if i am going to be able to follow this through to the end as it all seems sooooo complicated.

 

I really want the money back that they owe me but don't want to get so far into it and realise that i'm in over my head.

[christinajanep]

u can send the lba letter back to jeremy addressed to him, but he might not deal with the second letter.

 

when u file ur claim at court (if) u will need to provide the defendants details (lloyds) u can not use jeremy name on that just the address.

 

you'll be ok u'll have support all the way

[bennett290]

Phew o.k thanks.. Things seem so complcated but here goes!!

[christinajanep]

it really isnt i promise, if ur not sure about something then pls just ask:D

[scoobydoo75]

Hi Ben,

My name is Kevin and I have just joined this forum, and im in the same boat as you. but im gone as far as getting my court date which is 28-07-07. My advice is stay going and fight them all the way. They tried pawning me of with two pages crap about how there charges are fair. When you get your statments back just sort out the charges and photocopy it a few times and highlight the charges. Send your letters back to where you sent them first and then do the court thimh on line (when you get to that stage) with Moneyclaim.

[christinajanep]

hi scoobydoo75 and welcome, pls can i ask u to start ur own thread as its much easier for us to help u and then we wont lose track of where u r,

thanks

christina