Hi There, Just rang SC&M with regards to my claim and further info weather court date would be put on hold (but really hopeing they would settle) FAT CHANCE OF THAT!!!!! They told me if its in the pipeline for court just continue on!!! Ah well Ill motor on and with a bit of luck Ill win. Ill keep ye informed... Regards, Scoobydoo75

Hi Maxine989, Many thanks for that. I will give them a call. Just curious please and if you dont mind, what exactly did you say to them. Its just my luck lately is not the best and knowing me they will probs slam the phone down, If it personal and you dont want to say Ill understand... Kindest Regards, Scoobydoo75

Hi All, Just setting up my folder for court and am a little stuck. This is gona sound really thick on my behalf but could someone please tell me what do I put in the correspondence part of the court bundle and where do I send the copy for lloyds to??? (Is it the same address as I asked for my statements???) And also I put a thread in the other day about my old credit card just asking if anyone knows weather banks have a time limit when looking in mistakes in payments? Would really appreciate any words of wisdom... Kindest Regards, Scoobydoo75

Hi confusedmomma, As you asked for here is a copy of the court bundle. just click on it and save it ,then unpack and have a good read through. Any problems just get back to me.. Regards, scoobydoo75 http://www.consumeractiongroup.co.uk/forum/bank-templates-library/33060-basic-court-bundle.html

Ignore the reply about rapid share it seems to be working now????????????

Hi Me Again, I had a lloydstsb credit card about 3 years ago. A few months ago I noticed that there were 2 payments on the same day to the card both over £3000 from my account. Does anyone no how lomg they have to investigate it? They did contact me about a month ago to tell me they hadent forgot and were still looking into it. I find it wierd that it takes them so lomg to look into it and just wondered if there is any legal law on the length of time they can keep me hanging before I get an answer???? Once Again Kindest Regards, scoobydoo75

Many Thanks for that info but rapid share will only let you download 2 items free before they want to charge you.

Hi All, Something I did forget was ... Does anyone no where I can get a copy of the Terms And Conditions for Lloyds Standard bamk account for the last 6 years. It just clicked with me that I think I need them for court????? Many Thanks All Scoobydoo75

Hi All, I have just joined this forum and would be really gratefull if anyone can give me some advice. Like most out there im claiming back my bank charges. Now I have done all the letters and got no hop from Lloyds, so Im taking them to court. They have entered a defence so court date is set for end of August. However in saying that I have not been alocated a questionaire to fill in. And second problem I have no idea what to put together as a stronghold for my own case. All these websites out there tell you what to do but as soon as you get to court none tell you what to gather as your defence. I have managed to get a copy of "The Unfair Terms in Consumer Contracts Regulations 1999", but i have spent ages trying to find "Unfair Contract Terms Act 1997" and something got to do with Common Law. The other one I cant find is "S.15 of the Supply of Goods and Services Act 1982". I have red on a website that these show different info relating to bank charges. I was going to go through them and highlight the areas applicable. Is this the correct thing to do?????. I have also heard an interview with a senior and highly respected member of the banking industry and was going to send a recording of this to the court., but this is from 2004????? (Ironically he worked for Lloyds) I wont be attending court myself but I do need to put in a strong case, but I have never done this before and dont have a clue where to start. I do no that some cases have been thrown out of cout for not having the correct paperwork. Its taken nearly 3 months to get this far and the last thing I need is to balls it up because of paperwork. All i need is a list of what I need to compile for the court proceedings. Sorry about the big boaring write up its just I really am stuck in a corner. Can Any one help please??? Regards, Scoobydoo75

Hi All, I have just joined this forum and would be really gratefull if anyone can give me some advice. Like most out there im claiming back my bank charges. Now I have done all the letters and got no hop from Lloyds, so Im taking them to court. They have entered a defence so court date is set for end of August. However in saying that I have not been alocated a questionaire to fill in. And second problem I have no idea what to put together as a stronghold for my own case. All these websites out there tell you what to do but as soon as you get to court none tell you what to gather as your defence. I have managed to get a copy of "The Unfair Terms in Consumer Contracts Regulations 1999", but i have spent ages trying to find "Unfair Contract Terms Act 1997" and something got to do with Common Law. The other one I cant find is "S.15 of the Supply of Goods and Services Act 1982". I have red on a website that these show different info relating to bank charges. I was going to go through them and highlight the areas applicable. Is this the correct thing to do?????. I have also heard an interview with a senior and highly respected member of the banking industry and was going to send a recording of this to the court., but this is from 2004????? (Ironically he worked for Lloyds) I wont be attending court myself but I do need to put in a strong case, but I have never done this before and dont have a clue where to start. I do no that some cases have been thrown out of cout for not having the correct paperwork. Its taken nearly 3 months to get this far and the last thing I need is to balls it up because of paperwork. All i need is a list of what I need to compile for the court proceedings. Sorry about the big boaring write up its just I really am stuck in a corner. Can Any one help please??? Regards, Scoobydoo75

Hi Ben, My name is Kevin and I have just joined this forum, and im in the same boat as you. but im gone as far as getting my court date which is 28-07-07. My advice is stay going and fight them all the way. They tried pawning me of with two pages crap about how there charges are fair. When you get your statments back just sort out the charges and photocopy it a few times and highlight the charges. Send your letters back to where you sent them first and then do the court thimh on line (when you get to that stage) with Moneyclaim.