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    • Thank you to you all, you guys are amazing!! Yes of course i will be making a donation, i am very grateful to you all. Keep up the good work
    • I'm not quite out of the woods yet. The email they sent me also said that I have £290 of arrears and it has been passed onto their collections department. If anything my account should be £10 in credit.  They haven't taken into account the trainers that were returned back in October. The other items have been credited to my account so it looks like I've still got work to do.  They are not very quick to reply to emails, although I've only sent one trying to find more information, and I have no idea what happens next. Half of me want's to get it sorted properly the other half just wants it over with, if that means a default then so be it. 
    • No. It's a public (council maintained) road with some houses in it.   Some other houses back onto it too and those owners have right of way down the road to access the back of their properties.  Theres a few garages with private osp - so one drives out the garage, over the osp, and onto the public side road and then out on to the public main road.  Irrespective of whether the garages are used - the local businesses parking their cars on the private osp are ostensibly preventing cars from accessing the public roads.
    • is the side street solely for access to your garages? who owns the land and thus the road? dx  
    • A local business has been parking on an off-street parking space in front of my garages (in a side street).  I wasn't using them for a while so didnt bother to do anything.  But now a second local business is also using the osp - taking it in turns with the 1st biz.  This has started to nark me.    The employees choose to drive to work.  There is no private parking in their business's street.  But there are some underground secure garages in their street - which cost apx £2.4k/y to rent - which works out apx £6.60/d. (I believe one of the biz owners already rent one for storage purposes).  If the employee had to park on a meter it would cost them £6.60/h - £66 for 10h and have to move every 4h.  They just don't want to pay for parking. I haven't confronted either of them.  Instead I just put 2 clear "no parking" signs in front of the garages. And a note on one of the cars specifically saying that as they don't live or rent in the street and it's private land could they stop parking.   They ignored that.  And just put notes on their dash with a # to call if one needs the car moved.  There is a sign and they've been told in writing to stop parking. And they are just ignoring it.    I don't what a confrontation.    I don't want to go to the expense of bollards (other than maybe traffic plastic ones - but they'll probs just move them).  Council won't do zilch cos it's private land. And police won't get involved - unless I clamp/ tow the cars and then they'd be after me, not the drivers!    What's the best thing to do?
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Bankchargesnotus V Yorkshire Bank


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Just spoke to the court admin and although I am only catching the drift of what the judge has said it has been allocated to the small claims track and she thinks the earliest court date they can give me is OCTOBER !!!:( she was lovely and said she would try to fit me in before then if poss but I cannot believe it is going to be stretched out that far!!!!!! feel like crying to be honest, I started this in November so it is going to be a year in total if not more and when I have looked all over this site at success stories I cannot find any that have gone that long:(

 

I have just tried to log onto the CAG chat but the link is not there o cannot even get advice there, anyone help, I know I shouldn't be relying on getting this back to pay off bills etc to make life a little easier but I have to say I was thinking it would be 2 months at the most, very most, anyone offer any advice!!!????!!!!

 

PLEASE!!!!

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Chat is currently suspended at the moment due to a security breach

 

There are so many people claiming back charges that courts are becoming clogged up with small claims. Fingers crossed that hopefully you won't have to wait that long.

 

Sarah.

Yorkshire Bank

Started Process 19th Sept 2006.

All Stages Followed.

Next Step Court!

Hearing Date 7th June 2007.

WON!!!!! 6th June 2007 :D

 

Frequently Asked Questions

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Regrettably this bank do seem to take longer than most, so don't rely on it. You will get your money back, but it will take time. Luckily you seem to have found a sympathetic court official, so I suggest that you phone every few weeks to see if they have a cancellation. I wouldn't do it more often or they may get fed up of you and not co-operate.

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Hi all!!!

 

Got notice of Allocation to the small claims track (hearing).

 

The hearing of the claim will take place at 10.00 on the 7 August 2007.

 

Each party shall deliver to every other party and to the court offices copies of all documents (including any experts' report) on which he intends to rely at the hearing no later than 14 days before the hearing. Such documents shall include copies of any statutory provisions and reported cases relied upon.

 

The agreed documents shall be brought to the hearing.

 

I am assuming this is the court bundle, can anyone clarify what that includes so I am clear, also can I ask to include the peter mcnamara comments and also the Cynthesis info, (where can I find these)??

 

Am I better doing this sooner rather than later I know it says no later than 14 days before however I was hoping as the other side have to agree (I think) to what I am submitting to the hearing that hearing I am bringing this kind of damning evidence just might spurr them on to settle sooner, Or would the court not forward this information to them until 14 days before anyway???

 

Any advice would be much appreciated dont want to get it wrong at this stage.

 

Really missing the chat room, been trying to look for the thread from Bankfodder about it but cannot find it, anyone else managed it???

 

XXXXXXXXXXXXXXXXXXX

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Yes they are talking about the court bundle. I'm sending mine in before the 14 day deadline. You have to send YB a copy of the court bundle yourself. I've included a transcript of the Peter Mcnamara interview which can be found in the Cuttings and Soundfiles Library. I've not included anything to do with the CyntheSis info as that came to light after I had started my case.

 

The announcement from BF can be found on the start page of every forum... It's highlighted in pink writing.

 

Hope this helps a bit.

 

Sarah.

Yorkshire Bank

Started Process 19th Sept 2006.

All Stages Followed.

Next Step Court!

Hearing Date 7th June 2007.

WON!!!!! 6th June 2007 :D

 

Frequently Asked Questions

Example Step-By-Step Instructions

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  • 3 weeks later...

Looked in the court bundle today, oh my god it looks daunting!:confused:

 

Just for clarity anyone, the link the court bundle takes you to is 40 pages long is that the one I have to print and there is a link off that relating to charges for credit cards do I add that???? and also should I include the cynthesis stuff is that relevant to me as I started the case before it came to light????

 

Any ideas on the personnal stuff I need to add also would be much appreciated :oops:

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  • 4 weeks later...

Wondering if someone could help

 

My dad died last week and I just do not have the heart or the head to carry on with this, I have got in touch with the bank and asked them to resend the last offer they made me full amount without interest, they have sent and I am going to sign the offer letter but they also want me to sign a notice of discontinuence, I dobnt think from what I have read on here I should do they, any advice about how I should handle this would be much appreciated.

 

Thanks

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As long as you are happy with the offer then it is fine to sign the Notice. The Notice is a form that is sent to the court which formally ends the litigation.

If I have been helpful please click on my star and add a comment.

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So sorry to hear of your loss. I'm sure no words will make you feel better, but my thoughts are with you, as I'm sure are those of many other CAGgers.

 

It is entirely your choice if you want to settle now, and I understand you have enough to deal with now, but might I suggest that you leave the decision for a little while until your loss is a little less new and raw.

 

Could I also point out that even once you agree to settle, YB are slow sending cheques in settlement so tell them you'll send the discontinuance notice to the court yourself when you have the money, and don't send it to them as they usually ask.

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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