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    • I have looked at the car park and it is quite clearly marked that it is  pay to park  and advising that there are cameras installed so kind of difficult to dispute that. On the other hand it doesn't appear to state at the entrance what the charge is for breaching their rules. However they do have a load of writing in the two notices under the entrance sign which it would help if you could photograph legible copies of them. Also legible photos of the signs inside the car park as well as legible photos of the payment signs. I say legible because the wording of their signs is very important as to whether they have formed a contract with motorists. For example the entrance sign itself doe not offer a contract because it states the T&Cs are inside the car park. But the the two signs below may change that situation which is why we would like to see them. I have looked at their Notice to Keeper which is pretty close to what it should say apart from one item. Under the Protection of Freedoms Act 2012 Schedule 4 Section 9 [2]a] the PCN should specify the period of parking. It doesn't. It does show the ANPR times but that includes driving from the entrance to the parking spot and then from the parking place to the exit. I know that this is a small car park but the Act is quite clear that the parking period must be specified. That failure means that the keeper is no longer responsible for the charge, only the driver is now liable to pay. Should this ever go to Court , Judges do not accept that the driver and the keeper are the same person so ECP will have their work cut out deciding who was driving. As long as they do not know, it will be difficult for them to win in Court which is one reason why we advise not to appeal since the appeal can lead to them finding out at times that the driver  and the keeper were the same person. You will get loads of threats from ECP and their sixth rate debt collectors and solicitors. They will also keep quoting ever higher amounts owed. Do not worry, the maximum. they can charge is the amount on the sign. Anything over that is unlawful. You can safely ignore the drivel from the Drips but come back to us should you receive a Letter of Claim. That will be the Snotty letter time.
    • please stop using @username - sends unnecessary alerts to people. everyone that's posted on your thread inc you gets an automatic email alert when someone else posts.  
    • he Fraser group own Robin park in Wigan. The CEO's email  is  [email protected]
    • Yes, it was, but in practice we've found time after time that judges will not rule against PPCs solely on the lack of PP.  They should - but they don't.  We include illegal signage in WSs, but more as a tactic to show the PPC up as spvis rather than in the hope that the judge will act on that one point alone. But sue them for what?  They haven't really done much apart from sending you stupid letters. Breach of GDPR?  It could be argued they knew you had Supremacy of Contact but it's a a long shot. Trespass to your vehicle?  I know someone on the Parking Prankster blog did that but it's one case out of thousands. Surely best to defy them and put the onus on them to sue you.  Make them carry the risk.  And if they finally do - smash them. If you want, I suppose you could have a laugh at the MA's expense.  Tell them about the criminality they have endorsed and give them 24 hours to have your tickets cancelled and have the signs removed - otherwise you will contact the council to start enforcement for breach of planning permission.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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hidden_angel v halifax won today !!!!


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hi , i sent my 10 pound postal order along with the first letter to the bank on the 9/02/07 and recieved my statements on the 19/02/07 , i rung the bank to see if they had received cause the tracker number stated on line that they had not received it ( dont go by what that says ) cause i got my statements , they told me that they only charge 5 pound and on the phone she put notes on my account to send me also statements of my second account i have with them :) , i have added up 684 pound , i sent back today my second letter and a draft of each account with the totalls owing , now just to wait and see ....:rolleyes:

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Hi Hidden Angel.

 

Please start your own thread in the Halifax Bank Forum and post details of the steps you have taken so far.

I assume that the first letter was a DPA SARs request and the second letter is the preliminary request for repayment?

 

If you post details in your own thread, we can see what stage you're at. Then if you need help we can see the history of your claim and help you better.

 

Regards, Rooster.

If this has been useful to you, please click on the scales at bottom left of post. Thanks.

 

Advice & opinions of Rooster-UK are offered informally, without prejudice & without liability. Please use your own judgment.

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Hi Hidden Angel.

 

Please start your own thread in the Halifax Bank Forum and post details of the steps you have taken so far.

I assume that the first letter was a Data Protection Act SARs request and the second letter is the preliminary request for repayment?

 

If you post details in your own thread, we can see what stage you're at. Then if you need help we can see the history of your claim and help you better.

 

Regards, Rooster.

dont no how this works , how do i post it in there ?
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Click on the following link.......

 

http://www.consumeractiongroup.co.uk/forum/halifax-bank/

 

That will take you to the Halifax Bank Forum. Then just do the same thing that you did to start this thread.

 

Regards, Rooster.

If this has been useful to you, please click on the scales at bottom left of post. Thanks.

 

Advice & opinions of Rooster-UK are offered informally, without prejudice & without liability. Please use your own judgment.

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Sorry. Some of the forums are being altered to reflect the company status where one bank has been taken over by another, etc.

 

Try this link......

 

http://www.consumeractiongroup.co.uk/forum/halifax-bank-bank-scotland/

 

I've just tried it and it does work.

 

Rooster.

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hi all , i sent my letter to halifax on the 9/02/07 along with 10 pound postal order and received my statements on the 19th which i thought were pretty quick considering i had been on line to check if they had received it and signed for it and it said it had not , so dont recomend you going by what the royal mail states , i sent all my info to the head office at leeds , i rang them to check on progress and was told by a very helpfull lady that i only needed to send 5 pound and what she did was use 5 for 1 account i have with them and 5 for the 2nd account and i received statements as promised for both , i have today sent my 2nd letter again to leeds with a printout of the charges in total for each account , now just got to see if i get a reply within 14 days :rolleyes: heres hoping :-)

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Hi there Hidden Angel

 

 

You are quite right about the Royal Mail track and trace service, exactly the same happened with my DPA letters sent to Natwest, in fact according to Royal Mail, they never got delivered! However, clearly they were because I got my statements soon after.

 

Just a word about the £10 DPA fee, some banks charge you £5 per account for all statements BUT this is not full DPA disclosure and you will not receive any additional info. In most cases this is absolutely fine but is worth knowing for those cases where you need to access all info on your accounts. Also the £10 fee applies to all data held about you on all accounts by ONE organization, NOT per account, so your £10 fee would have covered both accounts anyway.

 

Wishing you loads of luck

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Hi there Hidden Angel

 

 

You are quite right about the Royal Mail track and trace service, exactly the same happened with my Data Protection Act letters sent to NatWest, in fact according to Royal Mail, they never got delivered! However, clearly they were because I got my statements soon after.

 

Just a word about the £10 DPA fee, some banks charge you £5 per account for all statements BUT this is not full DPA disclosure and you will not receive any additional info. In most cases this is absolutely fine but is worth knowing for those cases where you need to access all info on your accounts. Also the £10 fee applies to all data held about you on all accounts by ONE organization, NOT per account, so your £10 fee would have covered both accounts anyway.

 

Wishing you loads of luck

well i seemed to get all the info of bank charges , is there something else i needed then ? just a bit confused from what you said lol
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can i claim from my halifax one credit card , every month i am paying 40 quid into it yet i am being charged 12 pound for overlimit fee and 12 pound for late payment fee , so hardly any of the debt is being paid of , if so , would i send first letter addressed on the top of my statements , customer services , pitreaveie business park , dunfermiline , ky99 4bs ?

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hi hidden

 

sorry didnt mean to confuse you there.

 

a full dpa request includes all date held about you, which can include letters, notes made by staff during phone convos, interest rate notification, overdraft limits, application forms etc etc

sometimes this info can be helpful, but in a standard claim, all you need is statements.

the other reason i mentioned it is because if you agree to a £5 statement 'release' and then dont get statements, you can be left on the back foot, because the 40 day deadline isnt ticking.

 

hope that reassured you?

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Found it! Yes, you can reclaim from your credit card, as a seperate claim to your bank one. Send them an S.A.R. to that address you have there...which I understand is the registered address, with a £10 fee, and get started with that one too.

Crash

 

 

 

 

DAY 1: 12/09 - S A R to British Gas

DAY 45: 27/10 - Data Non-Compliance sent off

DAY 67: 18/11 - N1 Deemed served

DAY 114: 03/01 - Judgment served £60 cheque rec'd; Prelim sent for overpayment refund of £393.06

24 Days: E2Save Settled in full £70

59 Days: Barclaycard claim Settled in full £134.39

162 Days: Halifax Settled in full £1543.80

179 Days: Barclays1 Settled in full £2450.45 + £447.02 in costs

254 Days: Barclays 2 Settled in full £1450.91

 

Advice & opinions offered are personal, and are offered informally, without prejudice & without liability. Should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Hidden, I'm going to ask a mod to change your thread title to hidden v halifax credit card so that you can stick all your questions about this claim in here, to avoid confusion. Please don't start new threads for questions relating to claims that already have threads in future, just put them in the relevant one and they'll eventually get answered :)

Crash

 

 

 

 

DAY 1: 12/09 - S A R to British Gas

DAY 45: 27/10 - Data Non-Compliance sent off

DAY 67: 18/11 - N1 Deemed served

DAY 114: 03/01 - Judgment served £60 cheque rec'd; Prelim sent for overpayment refund of £393.06

24 Days: E2Save Settled in full £70

59 Days: Barclaycard claim Settled in full £134.39

162 Days: Halifax Settled in full £1543.80

179 Days: Barclays1 Settled in full £2450.45 + £447.02 in costs

254 Days: Barclays 2 Settled in full £1450.91

 

Advice & opinions offered are personal, and are offered informally, without prejudice & without liability. Should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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They are charges, but they are in line with the OFT ruling.

AB123uk

 

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Halifax Staff Current Account WON

Lloyds WON

Yorkshire WON

Halifax Staff Visa WON

 

 

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Oyster- I fought the Lloyds will have it's mark in history- have you downloaded your Official Charges Track?

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Yes they are classed as charges and yes they are in line with the OFT ruling, but the OFT states that at a £12 fee it wouldn't interfere, it didn't say that £12 is acceptable. Therefore you can reclaim those charges...until such a point that Halifax C/C can provide a breakdown of their costs in court....which they won't. A penalty is a penalty...whether £12 or £30...it's still over-inflated.

Crash

 

 

 

 

DAY 1: 12/09 - S A R to British Gas

DAY 45: 27/10 - Data Non-Compliance sent off

DAY 67: 18/11 - N1 Deemed served

DAY 114: 03/01 - Judgment served £60 cheque rec'd; Prelim sent for overpayment refund of £393.06

24 Days: E2Save Settled in full £70

59 Days: Barclaycard claim Settled in full £134.39

162 Days: Halifax Settled in full £1543.80

179 Days: Barclays1 Settled in full £2450.45 + £447.02 in costs

254 Days: Barclays 2 Settled in full £1450.91

 

Advice & opinions offered are personal, and are offered informally, without prejudice & without liability. Should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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crash has outlined the OFT ruling above, but I don't see that they would refund these charges, as these are now recognised as a fairer charge, and are much better than the £38 people previously faced. I think Halifax might start closing Visa's if they were challenged on this. Maybe you think otherwise? Give it a go, If someone doesn't try, we'll never know! And it will be a very interesting case to follow.

AB123uk

 

IF MY COMMENTS ARE USEFUL, PLEASE CLICK MY SCALES!

 

Halifax Staff Current Account WON

Lloyds WON

Yorkshire WON

Halifax Staff Visa WON

 

 

If CAG Helped you..... Why not help CAG!

Click Donate at the top of the forum!

Oyster- I fought the Lloyds will have it's mark in history- have you downloaded your Official Charges Track?

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ab there are other people who are claiming and have successfully reclaimed these charges. (see successes link) Halifax will say they're reasonable...they said that about the £30 charges too! The fact is that they are penalty charges and at even £12 a go I personally think they aren't reasonable. As it is, hidden, the choice is yours. You can accept them, or try to reclaim them back :)

Crash

 

 

 

 

DAY 1: 12/09 - S A R to British Gas

DAY 45: 27/10 - Data Non-Compliance sent off

DAY 67: 18/11 - N1 Deemed served

DAY 114: 03/01 - Judgment served £60 cheque rec'd; Prelim sent for overpayment refund of £393.06

24 Days: E2Save Settled in full £70

59 Days: Barclaycard claim Settled in full £134.39

162 Days: Halifax Settled in full £1543.80

179 Days: Barclays1 Settled in full £2450.45 + £447.02 in costs

254 Days: Barclays 2 Settled in full £1450.91

 

Advice & opinions offered are personal, and are offered informally, without prejudice & without liability. Should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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reclaim them! £12 is too much when your paying them every month and they are interfering with your ability to pay the debt off. i think you will have more than a good chance of getting these charges back. the OFT may say they are fairer but the banks wont want to go to court because of the chance they will have to show the breakdown of the charges .

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I fully intend on going after my CC charges when I've got my current A/C ones back...I'm gonna close the CC anyway, so I won't have anything to lose. Wish I was further down the line, timewise, then I could report back to you all!

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i am going to try for the simple reason as stated above that the 40 pound a month i pay ( struggle to pay ) 24 pound of it is took of straight away in charges , if i make a payment 1 day late they charge me 12 pound ? i seem to think no matter what i pay they will find some thing to charge me over :mad:

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hidden, one of the mods has obviously merged your other threads into one so these questions have re-appeared from when you previously posted them...but I hope your questions have been answered now :)

Crash

 

 

 

 

DAY 1: 12/09 - S A R to British Gas

DAY 45: 27/10 - Data Non-Compliance sent off

DAY 67: 18/11 - N1 Deemed served

DAY 114: 03/01 - Judgment served £60 cheque rec'd; Prelim sent for overpayment refund of £393.06

24 Days: E2Save Settled in full £70

59 Days: Barclaycard claim Settled in full £134.39

162 Days: Halifax Settled in full £1543.80

179 Days: Barclays1 Settled in full £2450.45 + £447.02 in costs

254 Days: Barclays 2 Settled in full £1450.91

 

Advice & opinions offered are personal, and are offered informally, without prejudice & without liability. Should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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