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Lloyds TSB Defending


Kittygalore
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Hi Nicky

Yes I had added the 8% statutory interest when I submitted my schedule of charges to the court and the bank.

If you check at the very beginning of my thread (page one, #2) you will see a section pasted by Barty which was a god send!

Kitty x

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Excellent!! Well done and thanks for sharing this. It's just the kind of news that those of waiting for court dates with Lloyds need to hear!

If I've helped, please tick the scales at the bottom left of this message!

 

17th Sept: Found this site! :)

 

Lloyds TSB

 

22 Sept: Subject Access Req.

3 Nov: statements arrived. Charges calulated at:

A/c 1 - £2,178.01 + int of £1,206.54 (18.4% authorised)

A/c 2 - £206.11 + int of £211.07 (18.4%)

7 Nov - prelim.

3 Dec - LBA

13 Dec - £750 offered

23 Dec - £750 credited

28 Dec - rejection letter

2 March - issued

16 April - complained at court failure to forward defence

 

Halifax

 

22nd September: Subject Access Request.

4th November: No reply so LBA giving 7 days.

 

Cap One

 

22nd September: Subject Access Req.

5th October: Letter saying no record of account!

15th October: Replied telling them to try harder...

22nd October: Subject Access Req acknowledged.

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Have received "FINAL RESPONSE" letter today 16/06/07 from Lloyds TSB re business account claim, having gone through procedures to re-claim charges, LLOYDS still insistant fees are LEGAL and will not re-fund charges. I will visit my local county court on MON to issue the formal claim. I will also be issuing claims in respect of 2 personal accounts against LLOYDS which have been met with the same standard replies to my 2 letters as per procedures. I have no problem in going to court and look forward to LLOYDS reactions. My total claims are in excess of £15000 , the more people go to court or at least issue claims the better for us.:-x :-x

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Well Done "kitty" The More Claimants Stick To The Job And Be Prepared To Take Them To Court The Better And Easier It Will Be For Everyone With A Bona-fide Case:) :)

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Hello Everyone

Thank you all for your comments of support and congratulations, what a fanastic website this is!

 

 

Just FYI I checked my bank account yesterday (20 June 2007) and the full amount had been paid in, and that is just 4 days after the court hearing.

I received my order from the court on Monday and the funds paid in on the Tuesday, I was thinking Lloyds were going to drag their heels until the 28 days were nearly up.

 

Happy reclaiming, and dont lose faith!

 

 

Kitty x

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