Jump to content


  • Tweets

  • Posts

    • He was one of four former top executives from Sam Bankman-Fried's firms to plead guilty to charges.View the full article
    • The private submersible industry was shaken after the implosion of the OceanGate Titan sub last year.View the full article
    • further polished WS using above suggestions and also included couple of more modifications highlighted in orange are those ok to include?   Background   1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of January 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.   Unfair PCN   2.1  On 19th December 2023 the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) sent by the solicitors the signage displayed in their evidence clearly shows a £60.00 parking charge notice (which will be reduced to £30 if paid within 14 days of issue).  2.2  Yet the PCN sent by the Claimant is for a £100.00 parking charge notice (reduced to £60 if paid within 30 days of issue).   2.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.    2.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim.  No Locus Standi  3.1  I do not believe a contract with the landowner, that is provided following the defendant’s CPR request, gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-   (a) the owner or occupier of the land; or   (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44   For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.   3.2  The Defendant requested to see such a contract in the CPR request.  The fact that no contract has been produced with the witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract.  Illegal Conduct – No Contract Formed   4.1 At the time of writing, the Claimant has failed to provide the following, in response to the CPR request from myself.   4.2        The legal contract between the Claimant and the landowner (which in this case is Standard Life Investments UK) to provide evidence that there is an agreement in place with landowner with the necessary authority to issue parking charge notices and to pursue payment by means of litigation.   4.3 Proof of planning permission granted for signage etc under the Town and country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.   4.4        I also do not believe the claimant possesses these documents.   No Keeper Liability   5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.   5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.     5.3         The claimant did not mention parking period, times on the photographs are separate from the PCN and in any case are that arrival and departure times not the parking period since their times include driving to and from the parking space as a minimum and can include extra time to allow pedestrians and other vehicles to pass in front.    Protection of Freedoms Act 2012   The notice must -   (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates;  22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim.  5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable.  No Breach of Contract   6.1       No breach of contract occurred because the PCN and contract provided as part of the defendant’s CPR request shows different post code, PCN shows HA4 0EY while contract shows HA4 0FY. According to PCN defendant parked on HA4 0EY which does not appear to be subject to the postcode covered by the contract.  6.2         The entrance sign does not mention anything about there being other terms inside the car park so does not offer a contract which makes it only an offer to treat,  Interest  7.1  It is unreasonable for the Claimant to delay litigation for  Double Recovery   7.2  The claim is littered with made-up charges.  7.3  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100.  7.4  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims.  7.5 Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practice continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.”  7.6 In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverabl15e under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...''  7.7 In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 4) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case.  7.8        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.   7.9        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).   In Conclusion   8.1        I invite the court to dismiss the claim.  Statement of Truth  I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.   
    • Well the difference is that in all our other cases It was Kev who was trying to entrap the motorist so sticking two fingers up to him and daring him to try court was from a position of strength. In your case, sorry, you made a mistake so you're not in the position of strength.  I've looked on Google Maps and the signs are few & far between as per Kev's MO, but there is an entrance sign saying "Pay & Display" (and you've admitted in writing that you knew you had to pay) and the signs by the payment machines do say "Sea View Car Park" (and you've admitted in writing you paid the wrong car park ... and maybe outed yourself as the driver). Something I missed in my previous post is that the LoC is only for one ticket, not two. Sorry, but it's impossible to definitively advise what to so. Personally I'd probably gamble on Kev being a serial bottler of court and reply with a snotty letter ridiculing the signage (given you mentioned the signage in your appeal) - but it is a gamble.  
    • No! What has happened is that your pix were up-to-date: 5 hours' maximum stay and £100 PCN. The lazy solicitors have sent ancient pictures: 4 hours' maximum stay and £60 PCN. Don't let on!  Let them be hoisted by their own lazy petard in the court hearing (if they don't bottle before).
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Electric Lemon V Barclays - £5000!!!!


electric lemon
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6070 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi there,

 

Please forgive me if I end up posting in the wrong place, as I am struggling with all the technology here! It took me 5 days just to work out how to do this.:oops:

 

Just wanted to introduce myself & to also advise of my intrepid journey to haul Barclays (the swines!) & Woolwich (double swines!) over the coals to gain back the money they have swiped from my husband & I over the years.

 

My details are as follows. Large mortgage, 3 children. Have been bombarded with unscrupulous charges from both banks. This is for the entire 6 years.

 

The charges are as follows:

 

Woolwich - £4995

Woolwich Joint - £1975

Barclays Joint - £3345

 

Total of £7315 :shock:

 

HOW DOUBLE DARE THEY!!!!!!!!!!!!!!!!!!

 

1. Sent letter to Woolwich to request statements with £10 cheque 5 weeks ago.

 

2. Cheque sent back within a week with details of charges all printed off - all I had to do was count them up & return a copy. Looked good!

 

3. Letter & copy of charges sent back to them from me requesting that they reimburse me.

 

4. Letter from Woolwich 1 week later saying we are sorry you are unhappy, we are looking into it, blah, blah, blah. This will be resolved by March 5th.

( There actual date to sort it out was 15th Feb, going by the 14 days stated in the letter)

 

As I am nice I thought I would wait till the 5th March. (should I have done? or should I have been "Evil Mother...I want to feed my Babies", & gone ahead on the 15th Feb with the next letter?)

 

5. Then on 25th Feb last week I get a letter from Woolwich saying that as this is a sensitive case it has now been passed to Barclays head office.

 

6. I call Barclays. They say " we have no record of you, blah, blah, blah". Called Woolwich, they say they have handed over all the information to Barclays & are no longer dealing with it. Call Barclays, they say as information has only just been handed over they will need a little time to sort it out. They said "we will contact you within 7 days to confirm things, though you will have to wait 8 weeks approximately for them even to consider things!" Grrrrrrrrrrrrrrrrrrrrrrrr rrrrrrrrr!!!

 

7. Ok, here's the deal, you B******'s - YOU GIVE ME MY MONEY OR I SEND THE 2 TODDLERS IN!!!! THAT SURE AS HELL WOULD HAVE YOU BEGGING TO GIVE ME MY MONEY AFTER AN HOUR I CAN ASSURE YOU - TEE! HEE!

 

8. So, guys. Where do I go from here?

 

a) Do I give Barclays some grace?

b) Do I just go ahead & send the next letter to Woolwich or Barclays as they are over the 14 days?

c) Do I send the next letter to Barclays & disregard this 8 week need to r/v my situation? (load of crappo i'm sure)

d) Barclays only have till Friday anyway, as they said we will contact you within 7 days.

e) As Barclays/Woolwich seem to be rather difficult(?!:confused: ) I am PETRIFIED of setting a foot wrong else they would use that to shove my claim outta court, which they would relish doing.

 

BY THE WAY THEY ARE GONNA HATE ME/DESPISE ME/FIGHT ME AS MY CLAIM IS A BIGGIE!! :grin: .......NA, NA, NA NA NA!!!

 

Brings out all your emotions this doesn't it....spending too much time with my kids!!!

 

Any help/advice is most gratefully received, as is contact from any others having to deal with Fort Knox Woolwich or Biffa-Bear Barclays.

 

Many, many thanks,

Electric Lemon

Xx:grin:

Link to post
Share on other sites

  • Replies 238
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Hi EL just popping by, write to Barclays Head Office on your timescales ok?? OHH BTW are you doing3 Seperate claims????

 

DELBOY:)

www.bellyup4blues.com Just Go There !!!

 

Woolwich Prelim Sent 5.12.2006 !!!

S.A.R - (Subject Access Request) sent 22.12.2006 (yeah I know)

16.1.2007 £1000 offer rejected

LBA sent 31.1.2007

N1 presented to Court 15.2.2007

Won / Settled 2 days before court date

£5200 plus int charges returned.

 

All and Leics S.A.R - (Subject Access Request) sent 22.12.2006

2nd S.A.R - (Subject Access Request) sent 15.1.2007

Statements received

Prelim sent 31.1.2007

LBA Sent 15.2.2007

Won £1500 on receiving court date..

Link to post
Share on other sites

Hi there All,

 

Oh yes, Husband & I are doing 3 claims.

The joint woolwich for £1975 we had an offer for of £900 yesterday, but are sooooo rejecting it & will send a letter out as such next couple of days.

 

I also sent off letters to Barclaycard & Capital One last week.

 

I thought I would state my dates on my big woolwich claim etc so anyone can see the ???Progress.

 

For Woolwich £4995

 

1st Feb - DPA Request & £10 cheque sent

7th Feb - Statements & £10 returned to me

8th Feb - 1st letter requesting money back sent - ALL £4995 of it.

17th Feb - Letter from bank saying details being passed to manager - willl resolve by 5th March

21st Feb - Letter saying..this is a complex case, therefore being passed to Barclays H.O.

28th Feb - Letter from Barclays H.O. saying receiving attention, intend to investigate within 4 weeks, though could take 8 weeks!

 

What do I do now please?

I have looked at the letters sent & had stated that they have 14 days to return my money.

 

The next letter I would send states, as I have had no response/a satisfactory response (delate as appropraite)you now have 7 days else I will start court action - a LBA is it?

 

Is the fact that they say it could be another 4-8 weeks classed as an unsatisfactory response or could they get me in court (assuming that they will of course MAKE ME do this!), saying, we asked this woman for some time & she wouldnt wait, therefore throw the claim out as she didnt adhere to policies blah, blah, blah???????

 

HELP, HELP, HELP please!

Thanks,

Electric lemon:confused:

Link to post
Share on other sites

Is the fact that they say it could be another 4-8 weeks classed as an unsatisfactory response or could they get me in court (assuming that they will of course MAKE ME do this!), saying, we asked this woman for some time & she wouldnt wait, therefore throw the claim out as she didnt adhere to policies blah, blah, blah???????

 

HELP, HELP, HELP please!

Thanks,

Electric lemon:confused:

 

NO! That is thier internal procedure only (if you were going through a different route it would, but never mind that).

 

GOLDEN RULE. Stick to your own timetable and deadlines!! Your fully within your rights to do so.

 

Your LBA is due to be sent!

Link to post
Share on other sites

hello there , you are heading in the right direction , stick to your timetable not theirs as 14 days is ample time for them to respond .

imagine if it was the other way round , they would hammer you.

carry on as you are and if you need any help or advice don't hesitate to come back and post your questions.

good luck and don't worry as you will get there in the end:)

Link to post
Share on other sites

Hi there,

 

Just wanted to introduce myself & to also advise of my intrepid journey to haul Barclays [edit] & Woolwich [edit] over the coals to gain back the money they have [edit] from my husband & I over the years.

 

My details are as follows. Large mortgage, 3 children. Have been bombarded with unscrupulous charges from both banks. This is for the entire 6 years.

 

The charges are as follows:

 

Woolwich - £4995

Woolwich Joint - £1975

Barclays Joint - £3345

 

Total of £7315 :shock:

 

HOW DOUBLE DARE THEY!!!!!!!!!!!!!!!!!!

 

1. Sent letter to Woolwich to request statements with £10 cheque 5 weeks ago.

 

2. Cheque sent back within a week with details of charges all printed off - all I had to do was count them up & return a copy. Looked good!

 

3. Letter & copy of charges sent back to them from me requesting that they reimburse me.

 

4. Letter from Woolwich 1 week later saying we are sorry you are unhappy, we are looking into it, blah, blah, blah. This will be resolved by March 5th.

( There actual date to sort it out was 15th Feb, going by the 14 days stated in the letter)

 

As I am nice I thought I would wait till the 5th March. (should I have done? or should I have been "Evil Mother...I want to feed my Babies", & gone ahead on the 15th Feb with the next letter?)

 

5. Then on 25th Feb last week I get a letter from Woolwich saying that as this is a sensitive case it has now been passed to Barclays head office.

 

6. I call Barclays. They say " we have no record of you, blah, blah, blah". Called Woolwich, they say they have handed over all the information to Barclays & are no longer dealing with it. Call Barclays, they say as information has only just been handed over they will need a little time to sort it out. They said "we will contact you within 7 days to confirm things, though you will have to wait 8 weeks approximately for them even to consider things!" Grrrrrrrrrrrrrrrrrrrrrrrr rrrrrrrrr!!!

 

7. Ok, here's the deal, you [edit] - YOU GIVE ME MY MONEY OR I SEND THE 2 TODDLERS IN!!!! THAT SURE AS HELL WOULD HAVE YOU BEGGING TO GIVE ME MY MONEY AFTER AN HOUR I CAN ASSURE YOU - TEE! HEE!

 

8. So, guys. Where do I go from here?

 

a) Do I give Barclays some grace?

b) Do I just go ahead & send the next letter to Woolwich or Barclays as they are over the 14 days?

c) Do I send the next letter to Barclays & disregard this 8 week need to r/v my situation? (load of crappo i'm sure)

d) Barclays only have till Friday anyway, as they said we will contact you within 7 days.

e) As Barclays/Woolwich seem to be rather difficult(?!:confused: ) I am PETRIFIED of setting a foot wrong else they would use that to shove my claim outta court, which they would relish doing.

 

BY THE WAY THEY ARE GONNA HATE ME/DESPISE ME/FIGHT ME AS MY CLAIM IS A BIGGIE!! :grin: .......NA, NA, NA NA NA!!!

 

Brings out all your emotions this doesn't it....spending too much time with my kids!!!

 

Any help/advice is most gratefully received, as is contact from any others having to deal with Fort Knox Woolwich or Biffa-Bear Barclays.

 

Many, many thanks,

Electric Lemon

Xx:grin:

Link to post
Share on other sites

Hi there Thailand,

 

Ok, at last beginning to get the deal here!!!!!

 

I will start a new thread for all 3 - that makes sense. Look out for them!

 

By the way, I received an offer from Barclays today!!!!!!!:eek:

 

Had to go home to husband at lunchtime as I had inadvertantly taken his keys this morning, & low & behold there was a letter for me.

 

OH MY GODDDDDDDDDDDDDDDD!!!

 

The excitement was immense, as I so wasnt expecting a response so soon. After seeing replies for me from yest, I was getting ready to get the next letter out. (thanks by the way)

 

They have offered £1000.

NO WAY HOSE!!!!!!!!!!!!!!!!!:rolleyes:

 

Kiss my bank statements!!!!

 

I knew they they wouldnt come up with all the spondooolies, but it sure put me on a high to see some action.

 

Next letter going out asap to get the rest.

 

By the way, I think I have seriously messed up.

With the interest on £4995 over 5 years it way takes me over the threshold (due to work it out tonight), so does this mean I would have to take it to the BIG court, or can I still go through small claims if I have too????

 

I think I should have put 2 seperate claims in as I have a feeling this will raise the amount up to £7000'ish.:(

 

Let me know what you think.

 

Thanks for all you're doing,

 

Electric lemon:D

Link to post
Share on other sites

Wow, what an excited post LOL!

 

Good news EL, it doesn't matter that the interest will take you over the 5K threshold, it is not taken into consideration except for the court fee, which will be higher (£250 I think, but don't quote me on it) which of course you will get back. :)

Link to post
Share on other sites

Just wanted to advise all that I got an offer of £1000 from Barclays today, but....eat my statements dude!! You owe me £5000 + £1,800 in interest = £6800 in total:eek:

 

Wont accept & will go all the way.

Am due to start 3 threads for each of these claims, so watch this space!!!!

 

Electric Lemon:D

Link to post
Share on other sites

Hi There Everyone,

 

I Have a BIG one!!!!

 

£4995 in total!!:eek: OMG!"!

 

This thread is for my own account that I had as a single parent & student for the past 6 years. ( I now have my degree & am married with 3 children!).

 

My account was with the Woolwich, but now Barclays have taken over I have listed it as Barclays here. Incidentally all paperwork sent past 2 letters has been headed with 'Barclays'.

 

I have to admit I was a shade of PEUCE:mad: /embarrassed to see just how much I had been charged. But with each charge that amounted I found myself getting more & more angry, & making more & more obscene mutterings under my breath. The Cheeky B******s!!!

 

This Threads details are as follows:

 

Barclays owe me - £4995

 

 

1. Sent letter to Woolwich to request statements with £10 cheque mid Jan.

 

2. Cheque sent back. Statements in my hand within a week - Thankyou!

 

3. Within 48 hours Letter & copy of charges sent back requesting my money!

 

4. Letter from Woolwich 1 week later saying we are sorry you are unhappy, we are looking into it, blah, blah, blah. This will be resolved by March 5th.

 

5. 25th Feb last week I get a letter from Woolwich saying that as this is a sensitive case it has now been passed to Barclays head office.

 

6. I call Barclays. They say " we have no record of you, blah, blah, blah". Called Woolwich, they say they have handed over all the information to Barclays & are no longer dealing with it. Call Barclays, they say as information has only just been handed over they will need a little time to sort it out. They said "we will contact you within 7 days to confirm things, though you will have to wait 8 weeks approximately for them even to consider things!" Grrrrrrrrrrrrrrrrrrrrrrrr rrrrrrrrr!!!

 

7. Ok, here's the deal, - YOU GIVE ME MY MONEY OR I SEND THE 2 TODDLERS IN!!!! THAT SURE AS HELL WOULD HAVE YOU BEGGING TO GIVE ME MY MONEY AFTER AN HOUR I CAN ASSURE YOU - TEE! HEE!

 

8. Then out of the blue......on 1st March I get a letter with an offer of £1000. No way hose! Eat my Bank Statements!!!!

(Though not too bad a timescale - from initial letter to offer took less than 6 weeks).

 

BUT....I'm gonna go all the way on this one baby!!

 

I am now in the process of collating all the interest which makes the total an additional £1500, totalling £6500:eek: .

 

I am a little concerned as Im sure I saw on another website that if the claim goes over £5k you need to seek legal advice? (thailand, thanks for your previous advice).Very Scarey.

 

As Barclays/Woolwich seem to be rather difficult(?!

:confused: ) I am PETRIFIED of setting a foot wrong else they would use that to shove my claim outta court, which they would relish doing.

 

THEY ARE GONNA HATE ME/DESPISE ME/FIGHT ME AS MY CLAIM IS A BIGGIE!

 

 

Any help/advice is most gratefully & graciously received, as is contact from any others having to deal with Barclays.

 

Many, many thanks,

Electric Lemon

Xx:grin:

 

P.S.(There are 2 other sets of charges my husband & I are claiming for but these have different threads, & are for joint accounts. However, the 3 of them makes a total of:..........

£7315 :shock: without interest!

Link to post
Share on other sites

that's why you have been skint for the last six years.(and me).

we have been robbed blind by the **** who made us feel guilty for going overdrawn while they made vast profits because we had the misfortune of starting a family.

good luck and i hope you get every penny rant rant grrrrrr.

Link to post
Share on other sites

you will not go to court guaranteed , as long as you follow the advice on this site you will get your money back.

just be patient , don't worry or panic and keep your sense of humour and you will have no problems.

someone will hold your hand all the way.:rolleyes:

Link to post
Share on other sites

you will not go to court guaranteed

Please be aware that although many are settling out of court there is NO GUARANTEE that yours will,

be prepared to attend court that way you wont get caught out. and dont get complacent thinking you wont need this or that.

Good luck in your quest.

.

http://www.findmadeleine.com/

http://news.sky.com/skynews/madeleine

 

If I dont reply to a direct question please feel free to PM me.

Link to post
Share on other sites

hi electric you ok, just been readin through youe thread and omg £7,500 is a lot of money. mine mounts up to 1,825 thou i bet we have the same diffeculties reclaiming this. i now have my lba in front of me so will be posting it v shortly,. i will keep u posted on how my claim goes.. good luck with yours:)

Link to post
Share on other sites

Hi Dickeggsy,

Thanks for getting back to me.

I am soooo mad with Barclays - I just read crashbandicoots thread & final success. What a flamin nerve they have - and they settled in full, as was expected, but MY GOD they exhaust you & push you to your limits dont they.

 

Have you claimed at all. or are you just thinking about it?

Couldnt see any details about you?!

Are you with Barclays too?

 

Cant help but feel VEEEEEEEEEEEEEEEEEEEEEEEEEEEEERRRRRRRRRRRRRRY nervous about it all though.:confused:

 

Am in no rush though thats for sure.

 

Speak to you soon I hope!

Best wishes,

Electric lemon:D

xx

Link to post
Share on other sites

Hi Crazy,

 

I know its a HUGE amount & REEEEEEEEEEEEEAAAAAAAAAALLLLLLLLY Scarey!!!!!:confused:

 

I am pooping my pants about doing anything wrong - coz wouldnt they just LURVE that, the swines. (swing of arms just like wassis face from BB programme!).

 

I shall be posting my IBA tomorrow too - Eeeeeeeeeeeeeeeeeeeeeeeek!

 

That makes us sort of claiming-buddies hee hee!

 

Love,

Electric lemon:D

Link to post
Share on other sites

Hi Electric Lemon,

 

Keep the faith girl and stick to the step by step instructions and you will be fine. You get back whats yours and thinks of all the sweets and E numbers your kids can get when you get the cheque through!

On a serious note, i may be wrong here but if your claim is under £5k before you add interest and charges it stays in the remit of small claims.

I'm sure someone far more well versed than me will confirm or deny this for you. Either way good luck and i have a couple of rug rats that you can borrow to send in as reinforcements if required!

If you can read this, thank a teacher.

If you can read it in english thank a soldier.

Link to post
Share on other sites

Ha Ha Oz!,

 

Thats it, a woman(?) after my own heart. Lets send 'em in by the dozen, they'll do anything for us then!!!!!!!!!!!!!!!!!!!!! They'll be begging to pay us. (More guffaws!!!!)

 

I so hope that you are right about the charges, if they are below £5k before interest than I can proceed as normal as it were.

 

I'm sure I saw somewhere here that I would have to 'Fast Track' my claim as it would be over £5k after interest. That really would be a drag as this so called 'Fast Track' takes ? up to 33 weeks!!!

 

Actually, I havnt a clue about 'fast tracking' & need help.

 

Anyone else out there can help with this?

 

Whats your deal Oz? - are yu claiming or loitering with intent?!

 

Best,

Electric:D

x

Link to post
Share on other sites

haha hello mate.

my court dates in april but hopefully my judge will strike out the claim cos barclays haven't submitted a defence to me and the court in time.

you are dead right it is really stressful , i have had many a sleepless night(and thats apart from the missus keeping me awake oo err).

like i said stick with it and keep us posted cos your posts are brill.

any questions just ask.:)

Link to post
Share on other sites

Hi Electric lemon

 

MAN after your own heart!!!!!!!! Although i concede the fact that i am a house husband at the moment, post brain surgery and radiation treatment!! Too much time on my hands and most of it spent on CAG!!

 

I'm after barclays and littlewoods on behalf of my mother in law, lloyds on behalf of my bother.

 

See if you can get someone to check out the £5k business. I'm sure its small claims under £5k before interest and charges but i could be wrong.

 

Good luck

If you can read this, thank a teacher.

If you can read it in english thank a soldier.

Link to post
Share on other sites

hi electric you well, man the stress of all this is v bad for the old ticker lol. i posted my LBA yesterday and i'm now also crapping it. i'm unsure as to when i should start the court proccedings eek v scary, so if anyone could help would be great. it is a little reasuring to know were both in the same boat, so lets row forth and not let the b*&%*$ds grind us down:-) ;-) :-) lol. i'll keep you posted if anything happens 13 days to go oh no..

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...