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    • TBH gotta be quite frank here as much as we hate BM world. why didn't you not simply change the battery? or come here FIRST before launch a court claim? or let them do it.? a flat battery is gonna be a hard case to win +£500 on     
    • Hi all, thanks for the feedback. I have now made the final amends and included the supporting evidence in this final version of the WS / court bundle. Attached is the redacted version of this final WS / court bundle. If there is any further feedback, please do let me know. If not, I will get 2 copies printed for posting - 1 to the court and the other to Evri. Final Draft - Witness Statement and Court Bundle redacted.pdf
    • We dispute the claim on the basis the claimant has made not efforts to mitigate their losses, nor did they obtain any prior authorisation. The claimant purchased a used Mini Cooper Convertible from our dealership on or around 21st April 2023. On or around 23rd April 2023 the claimant notified ourselves that the vehicle had failed to start, the claimant had since had this diagnosed as a battery. The Claimant proceeded to book their vehicle with Stephen James (BMW/Mini Main Agent) and authorised a battery replacement and paid a total sum of £597.42, the claimant obtained no authorisation for this cost beforehand, and has since tried reclaiming the full amount. We have advised the claimant we would not consider the cost of the unauthorised repair he has had completed. Had the claimant returned the vehicle to the selling dealer, it is likely we would have offered to replace the battery at no further cost to themselves, we have therefore agreed to offer a contribution of £165 towards the repair. This cost is in line with the cost of a replacement battery had the vehicle been returned to ourselves.    
    • You can only get a CCJ if you lose the case and then stick two fingers up to the court and refuse to pay. Even in the very, very unlikely event of you losing, as long as you paid within the 30 days ordered by the court you wouldn't get a CCJ. But you've come here very late and we need the sticky filling in please.
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Dorothy Perkins Store Card PPI appears 6 months later on statements? *** Settled Out Of Court ***


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Nearly there with the prelim. I must say I am adding consequential loss to this too as they were paid off including charges/PPI with our remortgage and this will remain for at least 20*+ years

 

Milly XXX

 

go and get em milly :D

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good luck ian errgh GE MONEY! who is dealing with your claim? SALANS?

 

 

No it is not Salans, they have brought in the Big Boys for me..lol Eversheds, But the bigger they are the Harder they Fall..lol

 

Ian

Lloyds TSB -PPI - Full refund . 05/09/06 :D:p (As Seen on TV) :p

Halifax settled in Full.. :D 22/09/06

TSB First Claim SETTLED IN FULL 19/10/06 :D

Second Claim to Lloyds TSB - Settled in Full

Firstplus - early settlement interest charges - Challenged the use of the rule of 78 - SETTLED IN FULL 12/1/07

PPI - GE Money / Purpleloans / Firstplus - Now Settled after 1 year long hard fight.

 

 

 

If my post has helped you, please click the scales! :grin:

 

Anything said is my opinion and how I understand the law, always consult professional legal advice before taking something to court.

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there puusycats reidnet;) cannot say no more;)

 

By the way O/H rang GE money about the missings statements, was told they ddid not have them as the data is only held 5 years of which he corrected them saying well you only gave from Oct 01 so not five years. About the PPI she did not know what to say about it appearing 6 months into the account and admitted they ha been fined over £600K:eek: said maybe telesales rang him up ...of which o/h said try find another excuse:D and he had NEVER given his phone number so please provide the recording.. she did not know what to say and said she would investigate. O/H said well you only a till the weekend or he will be adding on charges and claiming for the PPI.

 

 

Milly XXX

CAPITAL ONE (O/H!): Won £1864.63 including contractual :D

GE MONEY: WON £266.00

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forgot to say I sent My LBA off to these a week ago so they have just over a week left, before I go to court,

 

 

Good luck to you too hun:)

 

 

 

Milly XXX

CAPITAL ONE (O/H!): Won £1864.63 including contractual :D

GE MONEY: WON £266.00

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I got a reply from them today about the PPI :rolleyes:

 

This was the letter they sent

 

http://i6.photobucket.com/albums/y208/trickytrishuk/fromge.jpg

 

 

and this is the agreement they say where I asked for it yeah I'm sure when this was taken out in 1998 and not show up on my statements till 2003 :rolleyes:

 

 

http://i6.photobucket.com/albums/y208/trickytrishuk/ccagemoney.jpg

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So trish sounds odd, they have not explained why it showed up 5 years later in the letter. Is that agreement a copy ..... if you get my drift ;) and then photocopied it. I would state you never ticked anything and be adamant about that and charge them for ALL the payments.

 

Milly X

CAPITAL ONE (O/H!): Won £1864.63 including contractual :D

GE MONEY: WON £266.00

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there puusycats reidnet;) cannot say no more;)

 

If you have interesting info ..Please tell ..lol PM me if you like..

 

Ian

Lloyds TSB -PPI - Full refund . 05/09/06 :D:p (As Seen on TV) :p

Halifax settled in Full.. :D 22/09/06

TSB First Claim SETTLED IN FULL 19/10/06 :D

Second Claim to Lloyds TSB - Settled in Full

Firstplus - early settlement interest charges - Challenged the use of the rule of 78 - SETTLED IN FULL 12/1/07

PPI - GE Money / Purpleloans / Firstplus - Now Settled after 1 year long hard fight.

 

 

 

If my post has helped you, please click the scales! :grin:

 

Anything said is my opinion and how I understand the law, always consult professional legal advice before taking something to court.

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Good old GE.. They must think we were all born Yesterday.. mmm 5 years later they start adding PPI and they say you agreed to it 5 years previously.. I think NOT.

 

Have had a little bit of Correspondence with GE, Just one Loose leaf folder full so far..lol They dont half like Cut n Paste by the looks of it, They must have had a training day on that subject..lol

 

Oh well better get back to responding to their defence, It is laughable :D that they even manage to contradict themselves in their defence. :rolleyes:

 

Ian

Lloyds TSB -PPI - Full refund . 05/09/06 :D:p (As Seen on TV) :p

Halifax settled in Full.. :D 22/09/06

TSB First Claim SETTLED IN FULL 19/10/06 :D

Second Claim to Lloyds TSB - Settled in Full

Firstplus - early settlement interest charges - Challenged the use of the rule of 78 - SETTLED IN FULL 12/1/07

PPI - GE Money / Purpleloans / Firstplus - Now Settled after 1 year long hard fight.

 

 

 

If my post has helped you, please click the scales! :grin:

 

Anything said is my opinion and how I understand the law, always consult professional legal advice before taking something to court.

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YIPPEEE!!!!

 

well I think Ge money are gonna be in trouble me thinks...... Store card agreement arrived and guess what account cover and card protection cover BOTH crossed out...ha ha GE you will be in trouble as you have provided the proof needed to show that you charged PPI without ANY agreement to it!!!!

 

can't see the court looking to kindly on that!!!!

 

Milly XXXX

CAPITAL ONE (O/H!): Won £1864.63 including contractual :D

GE MONEY: WON £266.00

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Thats great News MIlly,

Go get them, and make sure you hit them Hard..lol, Not that I have anything against GE of course.. (lying through my teeth with that statement..lol)

 

Milly they wont have the Balls to stand up in court and try to defend that one, though they may try and make you think that they will..lol

 

Ian

x

Lloyds TSB -PPI - Full refund . 05/09/06 :D:p (As Seen on TV) :p

Halifax settled in Full.. :D 22/09/06

TSB First Claim SETTLED IN FULL 19/10/06 :D

Second Claim to Lloyds TSB - Settled in Full

Firstplus - early settlement interest charges - Challenged the use of the rule of 78 - SETTLED IN FULL 12/1/07

PPI - GE Money / Purpleloans / Firstplus - Now Settled after 1 year long hard fight.

 

 

 

If my post has helped you, please click the scales! :grin:

 

Anything said is my opinion and how I understand the law, always consult professional legal advice before taking something to court.

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  • 4 weeks later...

Well finally ......prelim is going off tomorrow. It had to be reworked because of the Compensatory Damages claim. I have all my templates ready now...so no delays!!!

 

MillyXXXx

CAPITAL ONE (O/H!): Won £1864.63 including contractual :D

GE MONEY: WON £266.00

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Well finally ......prelim is going off tomorrow. It had to be reworked because of the Compensatory Damages claim. I have all my templates ready now...so no delays!!!

 

MillyXXXx

 

Hi Milly,

 

Following your thread with great interest. Go get 'em:D

 

I have sent a sar and a cca to ge money for 2 account and I am still waiting for them. but not to worried about the credit agreement they can take al the time in the world for that one. I have a feeling after finding a old statement that 2 types of insurance was applied one for sickness and one for accidents. They begger belief because the balance of the account was £48,90 and they were charging £17.33 for the insurances. I only paid the mininum payment of £5.00 so they added interest on the insurances each month. and the balance went up and up.

 

Sorry to hear about your car, it does make your blood boil when you are left to pay the excess for the dammage that these mindless morons do:-x

 

Good luck and keep us posted.:-D

If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal experiences. I have no legal training, but have educated myself in aspects of consumer legislation. My motto "NEVER GIVE IN, NEVER SURRENDER", THERE IS A WAR ON YOU KNOW

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Hi there sandbro:)

 

Thanks for your kindness:)

 

GE money seem to be placing insurance on every ones accoounts. What makes me laugh is the excuses they come up with. My O/H caught them out and they are BIG trouble!!!

 

Good luck with your claim and let me know what is happening.

 

Speak soon

 

MillyXXXx

CAPITAL ONE (O/H!): Won £1864.63 including contractual :D

GE MONEY: WON £266.00

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Go Get em Milly..lol

Lloyds TSB -PPI - Full refund . 05/09/06 :D:p (As Seen on TV) :p

Halifax settled in Full.. :D 22/09/06

TSB First Claim SETTLED IN FULL 19/10/06 :D

Second Claim to Lloyds TSB - Settled in Full

Firstplus - early settlement interest charges - Challenged the use of the rule of 78 - SETTLED IN FULL 12/1/07

PPI - GE Money / Purpleloans / Firstplus - Now Settled after 1 year long hard fight.

 

 

 

If my post has helped you, please click the scales! :grin:

 

Anything said is my opinion and how I understand the law, always consult professional legal advice before taking something to court.

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Share on other sites

  • 3 weeks later...
  • 4 years later...
  • 2 weeks later...

Update : Received a very low offer very quick after their acknowlegement as only up to the date of the last premium NOT the date on claim grhhhhhhh!!! :-x

What are they playing at.:madgrin: cos they know it is expected to the date of the claim. Sent a rejection though agreeing in Part Settlement DTM.

Good news is they are agreeing to 29.9% compound as it says on the offer, :-Dbut as I said sneakily only up to last premium not now!!!:x

They are saying they are being forced to defend along with mad ramblings concerning Supply of Goods Act- Pages long and Credit Crad Agreements and Unfair Relationships. Thats about all I can make out.:-x .

Oh and seek the judge to strike out because of the Limitaions ACT.:mad2:

So you arent forcing my O/H to claim then sneaking in a offer AFTER a filing at court:-x

CAPITAL ONE (O/H!): Won £1864.63 including contractual :D

GE MONEY: WON £266.00

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