wheresmyhairgone v halifax ***WON***

[wheresmyhairgone]

hi

just about to s.a.r halifax.

 

should i send it to my bank branch or is there a main address to send it to.

 

i,m asking because my lloyds bank now have a dedicated department for this sort of thing

[sea-sidelady]

Hiya,

welcome to the haliprats forum..

 

The address we all use is.......

 

HALIFAX PLC

TRINITY ROAD

HALIFAX

WEST YORKSHIRE

HX1 2RG

[wheresmyhairgone]

thank you.

 

i will start reading some of the successful claim threads so that i don,t start posting silly questions.

 

and hello to all my new friends.

 

yoo hoo halifax i have something for you

[dn852k4]

Have you tried phoning them up and asking for your statements from the last 6 years? That's what I did, I was told there would be a £5 charge (they never charged me though), 10 days later I recieved approximatley 60 envelopes with my statements.

[wheresmyhairgone]

yes they told me that to. but thought i should go down the recorded letter route. after all i can claim the £5 back.

[wheresmyhairgone]

ok my journey has started. request for statements gone today recorded.

[dpick]

Hi wheresmyhairgone just to let you know Halifax would seem to be draging their feet over SARs. Took them 43 days to send mine. Some seem to get them quicker some not seems tobe luck of the draw.

 

Give the moneygrabbers hell

 

dpick

[Aaronsdad]

Hi, They have 40 days from receipt to send your statements. That's not a nice round number we dreamed up it's THE LAW! However I keep reading that people are waiting for longer. Chase them!!! They were quick enough to take the money from your account!!

 

Theoretically if enough of us complained about the non compliance with the DPA we could get them shut down. I'd like to see that!

 

If time is dragging on this link might be useful

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/6986-data-protection-act-non.html

[wheresmyhairgone]

hi

thanks for your replys. i have also started proceedings against lloyds and capital one but halifax will give me most satifaction. i,ll tell you why and may be some one can give me some advice.

 

2 years ago my halifax account went £345.00 0D. the whole amount was charges and fines and after many phone calls the halifax refused to come to some agreement with me about reducing this. anyway in the end i told them i would see them in court. i forgot to mention it was joint account with my wife.

 

they passed it on to thier solicitors and i received a court summons. i sent in my defence and just before the court date received a letter from the solicitors stating they were droping the case. that was last year.

 

about a month ago my wife received received a letter from thames credit stating they acquired the debt. the letter had gone to an old address, i live in a village so the letters come to us anyway.

 

i phoned them up but they wouldn,t speak to me, i said they could because the disputed debt is in my name as well. the person on the other end said it wasn,t a joint account, which i argued but she wasn,t having any of it. she wanted me to send her proof that it was a joint account and that thay had the wrong address. i told her to get the proof herself from halifax and she said fine we,ll just keep sending letters and start phoning as well. see you in court i said and hung up.

 

what i,m wondering is why did halifax sell the debt in just my wifes name without any mention of me and why have they given thames credit our old address( we moved 4 years ago and halifax had our new address for at least 2 years)

 

do you think the halifax have ommitted my details on purpose, have they knowingly ripped of thames credit.

[dpick]

Hi

I don't know the legalities of this but I am beginning to see that this forum is giving away the banks ways of fiddling money out of us. Have spotted at least half a dozen thing that they would have been able to get away with with me now if I had not been reading this forum.

 

good luck to you will keep reading this thread

 

dpick

[wheresmyhairgone]

ok

nothing from halifax. seems the recorded letter didn,t arrive. will have to send another one.

[wheresmyhairgone]

Hi Again

havn,t posted for a while. i,m at the lba stage. halifax replied to my prelim letter by stating that they can,t talk to me unless i correspond with them with mine and my wifes signitures. it is a joint account but i have just been using my name. is this true or should i ignore that and carry on as i am. Your help will be greatly appreciated.

[wheresmyhairgone]

can anyone help. I go away today for two weeks and i want to get the lba letter posted before i go, THANKS

[wheresmyhairgone]

Bump

[dpick]

Hi Again

havn,t posted for a while. i,m at the lba stage. halifax replied to my prelim letter by stating that they can,t talk to me unless i correspond with them with mine and my wifes signitures. it is a joint account but i have just been using my name. is this true or should i ignore that and carry on as i am. Your help will be greatly appreciated.

 

Hi I have joint account with my wife with as you the Halifax you only need both signatures if you both have to sign a cheque etc if as with our account we are both able to use the account independently then they don't need both. I got my charges back they never even bothered to ask my wife anything.

 

Another thought when you moved did you change your address and your wifes address, when we moved 5 yesrs ago I gave Halifax my new address and didn't think to check they changed her address as well, they didn't and sent her replacement card to old address when it was due as it was pepole in old address were relatives of ours so all ok..

 

all the best dpick:p

[wheresmyhairgone]

Hi dpick

Thanks for your response.I.ll get the lba of straight away. And no i didn,t change my wifes address which explains that mystery.

[wheresmyhairgone]

Hi again

i,m filling in my n1 form ready to send of when i get back. Does anyone know the defendants address(halifax) to put on form and is the defendant halifax bank plc or hbos. sorry to sound stupid but i want to get it right.

[m00chie]

Defendant(s)

 

Halifax Plc

Trinity Road

Halifax

West Yorkshire

HX1 2RG

[wheresmyhairgone]

sorry take no notice of that, i have just read through my thread and got the answers i need. SILLY ME

[dolphin939]

Hi i have just won a claim with the halifax they paid £5635.05 into my account today.

 

Filed n1 23rd may

Demed served 25th may

Acknowledged 1st june

FULL AMOUNT PLUS COSTS PAID INTO MY ACCOUNT TODAY

£5635.05

[wheresmyhairgone]

Congratulations dolphin.

A quick question to anybody out there. i,ve just received a response to my lba letter. they have offered me £800(i.m claiming £4700), but state if i cash the cheque then i accept it as full and final payment, is this correct? My problem is i have 5 claims sitting in my draw because i can,t afford the £720 court costs. I just thought what poetic justice it would be for Halifax to finance my claims.Can i cash the cheque but write to halifax to state that i accept it as a part payment and will be continuing with my claim for the rest.

 

Advice would be appreciated

THANKS

[dpick]

Congratulations dolphin.

A quick question to anybody out there. i,ve just received a response to my lba letter. they have offered me £800(i.m claiming £4700), but state if i cash the cheque then i accept it as full and final payment, is this correct? My problem is i have 5 claims sitting in my draw because i can,t afford the £720 court costs. I just thought what poetic justice it would be for Halifax to finance my claims.Can i cash the cheque but write to halifax to state that i accept it as a part payment and will be continuing with my claim for the rest.

 

Advice would be appreciated

THANKS

 

hi does the letter have a phone number to call if it has I would try a call they can only say no. I got a call for my claim and they offered £1700 on £2295 is said sorry I want full amount was put on hold 20 seconds then they said yes.

 

best of luck dpick:o

[wheresmyhairgone]

hi dpick

thanks for your response. sorry to sound a bit thick but i,m not sure what you mean, did they agree to the full amount on the phone and do you mean i should ring them and explain i,ll except the £800 as part payment or ring them and refuse it and see if they offer a higher amount or even the full amount?

[Dusary]

Steady!

 

See my thread:

http://www.consumeractiongroup.co.uk/forum/halifax-bank-bank-scotland/81108-dusary-bank-scotland.html?highlight=dusary+v+hbos

 

(last few pages)

 

And see this, as well:

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/25716-rejecting-offers.html[url=http://www.consumeractiongroup.co.uk/forum/halifax-bank-bank-scotland/81108-dusary-bank-scotland.html?highlight=dusary+v+hbos][/url]

 

You were OK to make contact via the party thread!

[wheresmyhairgone]

hi Dusary

i rang them them, guess what! the kind lady said she was open to offers. the actual charges i was claiming back was £1600 plus contractual interest. i told her i was willing to accept £1600 plus 8% interest then she put me on hold, cant believe it came back 5mins later and agreed. i,m gonna get a cheque for £2133.15 within two weeks. cheers dpick just clicked your scales. now i have the funds to go after the bank i really hate LLOYDS TSB the b------ds tried to bankrupt me and my business.