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    • thanks jk2054 - do you know any law i can quote (regarding timeframe) when sending the email as if i cant they'll probably just say no like the normal staff have done? thanks.
    • I lived there with her up until I gave notice. She took over the tenancy in her name. I had a letter from the council and a refund of the council tax for 1 month.    She took on the bills and tenancy and only paid the rent. No utility bills or council tax were paid once she took it over. She will continue to not pay bills in her new house which I'm now having to pay or will have to. I have looked online I believe the police and solicitors are going by the partner law to make me liable.   I have always paid my bills and ensured her half was paid then see how much free money is over.   She spends all her money on payday loans and rubbish then panics about the rent. I usually end up paying it or having to get her a loan.   Stupidly in my name but at the time it was because she was my partner. I even paid to move her and clean and decorate her old house so she got the deposit back. It cost me £3000 due to the mess she always leaves behind.
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    • Just use the print option 'print to pdf' which will save a copy of email as pdf document on your device. If you lived at address as partner when the liability was not settled, then it would be Council Tax legislation they would use. This is designed to stop tenants or owners of a property resident in a property not to pay tax due, when the normal bill payee does not pay the liability due. If you want to know the exact legislation wording, suggest you search for it online, as the legislation is available to view online. If you did not live at address as partner at the time, there is no law they could use.
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Scissorheart v Natwes - Dealing with Cobbetts - **WON**


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Interesting Note:

 

Just phoned the Court and asked them about the current state of my claim. Apparently, Cobbetts have until the 23rd of July to file their AQ, Which is of course 5 days from now. When the guy on the phone asked me what sort of claim it was, I told him and he informed me that this was quite a popular one at the moment. He did state that some but NOT all claims have been succesful.

 

This could mean anything from the types of charges being claimed, the way people have gone about getting the money back and whether or not they have been on this site to look at the templates, legal ramifications and advice etc. Am I still right in saying that only one person who used this site failed in their claim? (not meaning to worry anyone by the way!).

 

Do Cobbetts usually fold at this stage or not? Do you think they will lodge their AQ or fold?

 

S**t! I am playig a three day music festival from Thursday and going to Cornwall for a week straight afterwards. How am I going to letter-box watch from down there?!

 

Rob

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This could mean anything from the types of charges being claimed, the way people have gone about getting the money back and whether or not they have been on this site to look at the templates, legal ramifications and advice etc. Am I still right in saying that only one person who used this site failed in their claim? (not meaning to worry anyone by the way!).

 

Was he implying that coming to this site was beneficial or not?

:p MY POSTS ARE MY OPINION ONLY...IF IN DOUBT TAKE PROPER ADVICE...I'M JUST CLAIMING TOO !

 

NatWest SETTLED IN FULL 25/08/06

Capital One settled in full 12/10/06

LTSB prelim letter sent 25/08/06

LTSB standard prelim response received 02/09/06

LBA sent 15/09/06

DONATE TO THIS SITE BY CLICKING THE LINK AT THE TOP OF THIS PAGE

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Folks

 

Just called Cobbetts up to find out if they needed any more info from me as NatWest have three days left to file their defense at the court (AQ).

 

Apparently there is a leter to me in the post right now citing an 'offer without prejudice' asking if I would like two thirds of my money (which is not nearly enough!

 

Guess I should draft my letter up now in readiness huh!

 

YIPEEEEEEEEEEE I feel in control again. I was properly spinning out becasue they really have been swinging the lead with me over the last couple of months!

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Yay - light at the end of that tunnel!

:p MY POSTS ARE MY OPINION ONLY...IF IN DOUBT TAKE PROPER ADVICE...I'M JUST CLAIMING TOO !

 

NatWest SETTLED IN FULL 25/08/06

Capital One settled in full 12/10/06

LTSB prelim letter sent 25/08/06

LTSB standard prelim response received 02/09/06

LBA sent 15/09/06

DONATE TO THIS SITE BY CLICKING THE LINK AT THE TOP OF THIS PAGE

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I would not respond at all. There is no need to.

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.

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I guess I need to brush up on this bit. Being the pessemist that i am, I didn't think it would get this far to be honest. Barracad - if i just leave it, what will happen? I want this money in the form of a cheque too as the account in question is simply getting an injection of £100 per month to clear off my graduate loan. I have made this quite clear and I have absolutely insisted on the grounds that I am already paying them their money, so i want the money back that they unlawfully [edit] all this time.

 

[MODERATED: Please do not post libelous comments on this site]

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No reply speaks louder than words. By issuing the claim you have made it clear what you want. Cobbetts are still playing the game and think that the claim form is simply another negotiation move. They don't realise that there are no more moves to make.

 

By not replying they will realise the ball is still in their court.

 

Let it dawn on them that it is game over.

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.

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By the way, as far as I am aware, Natwest always settle with a cheque anyway.

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.

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Following with bated breath! keep us posted.

:eek: Gettin'evil

Got a question? - see if the answer is in the FAQs before you post!!

Subject Access Request sent 20 June

£10 cheque cashed 6 July

16 July - Statements received

£1024.07 prelim let sent special del 26/07/06

Reply from S Higley 31/07/06 (how fast was that):D

02/08/06 LBA sent to Bishopsgate with proof of delivery from PO

Acknowledgement let dated 7Aug from S Higley

Moneyclaim issued 6.09.06 £1433.94 :cool:

Acknowledgement of service rec'd by MCOL

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My claim was aknowledged in 2 days but no defence was lodged within the 28 days after service. The deadline was 17th July. So I asked for judgement in default of the defence on 18th. On the 18th (one day late) Nat West lodged their defence via Cobbit. The interesting point is that even if the clerk had entered my request for judgement before entering the defence, the defence would always overide the judgement if its lodged within 24hours of the judgement request. Effectively it gives the bank a free day. Of course, after the 24 hours the judgment would be recorded, but then it could be Set Aside. So i reckon its better just to wait fot the allocation questionairre, pay the extra £100 and th bank will just have to pay up a bit more.

 

Another offer to settle full amount (£170) arrived today. That makes 4 successes out of 10 potential claims. But it is the Nat West ones that really count. 3 claims totalling over £5000.

Its WAR

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Letter came as expected. I told them that I accepted their offer but only as part of the full ammount. I also said that an out of court payment 'may' satisfy me enough to keep quiet about it. Faliure to settle out of court however would force me to catergorically revoke any semblence of confidentiality over the issue.

 

Bring it on.

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I WON I WON I WON I WON!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

 

Full Settlement on its way in the form of a cheque. You guys rule! Anyone reading this post, please believe me that in your darkest hours of doubt and worry, your goal WILL be fulfilled.

 

Thanks to everyone who helped me out. Please change my thread title to:

 

"Scissorheart: Giant Slayer - **** SETTLED IN FULL****

 

Lloyds TSB - I am coming for you now.........

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Well done!!!!!!!!!!

:p MY POSTS ARE MY OPINION ONLY...IF IN DOUBT TAKE PROPER ADVICE...I'M JUST CLAIMING TOO !

 

NatWest SETTLED IN FULL 25/08/06

Capital One settled in full 12/10/06

LTSB prelim letter sent 25/08/06

LTSB standard prelim response received 02/09/06

LBA sent 15/09/06

DONATE TO THIS SITE BY CLICKING THE LINK AT THE TOP OF THIS PAGE

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Well done. I had the same timetable as you, but with no offers (i.e. 23rd July to file their AQ). Hopefully i'll have a cheque waiting for me at home ... well, we can but hope!

NatWest:

Sent LBA on 12 May.

Submitted MoneyClaim on 30 May.

Acknowledged 7 Jun, 3 Jul deadline for response

Defence filed 4 Jul

Received their copy of AQ 21 July, awaiting court date

*********** SETTLED IN FULL - 17 August *************

Egg Card:

Requested Payment Protection Refund on 20 May,

Sent Data Protection Act request, egg acknowledged,

8 Jul deadline for response.

26 Jul: Sent Prelim Letter

01 Sep: Sent LBA

Citibank:

Not Started

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Yay for Scissorheart! :)

 

Y

Credit Cards

Barclaycard -WON! Amex - WON! MBNA (x2) - WON!

Mint - WON! Monument - WON! Morgan Stanley - WON!

Egg - WON! Halifax - WON! Sainsbury's Bank - WON!

Citi Cards -WON!

 

Banks

 

08/06/06 Claim against NatWest started.

01/11/06 Case Closed :)

 

08/06/06 Claim against Halifax started

24/08/06 Case closed :)

 

 

Visit my forum: http://www.planet-watch.org/forum

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  • 12 years later...

This topic was closed on 10 March 2019.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group

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