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    • Shein has been linked to unethical business practices, including forced labour allegations.View the full article
    • Hi I have to agree with @unclebulgaria67 post#3 For the funding side of moving to a new area and it being private supported accommodation I would also suggest speaking to private supported accommodation provider about funding but also contact the Local Council for that area and have a chat with them about funding because if you are in receipt of Housing Benefit certain Supported Accommodation that meets a certain criteria is treated as ‘exempt accommodation’ for Housing Benefit purposes but you need to confirm this with that relevant Council in your new area especially since it is Private Supported Accommodation as each Council can have slightly different rules on this. If you have a certain medical condition look up the charities and also have a wee chat with them as they may be able to point you to different Grants to assist with moving costs and your question about funding for private supported accommodation as well.
    • Hi Just to be clear a Notice to Quit is only the very start of the Housing Association going down the Eviction route there is a long process to go. Also to be clear if you leave at the Notice to Quit date only and go to the Council claiming you are Homeless they will more than likely class you as Intentionally Homeless therefore you have no right to be given temporary housing by the Council. The only way that works is when the Court has Granted a Possession Order then you can approach the Council as Homeless with the Court Order. As for the Housing Association issuing the Notice to Quit because there investigation has proved it's not your main residence but you have witness statement to prove otherwise. From now on with the Housing Association you need to keep a very good paper trail and ensure to get free proof of posting from the post office with anything you send to them. You now need to make a Formal Complaint to the Housing Association and please amend the following to suit your needs:   Dear Sir/Madam FORMAL COMPLAINT Reference: Notice to Quit Letter Dated XX/XX/2024, Hand Delivered on XX/XX/2024 I note in your letter that you stated that the Housing Association has carried out an investigation into myself and came to the conclusion that I am not using this property as my main residence and have evidence of this and have therefore issued a 'Notice to Quit' by XX/XX/2024. I find the above actions absolutely disgraceful action by the Housing Association. 1. Why have I never been informed nor asked about this matter by my Housing Officer. 2. Why have I never been given the opportunity to defend myself before the Housing Association out of the blue Hand Delivered a Notice to Quit Letter. 3. I have evidence and witnesses/statements that prove this is my Main Residence and more than willing provide this to both the Housing Association and the Court. I now require the following: 1. Copy of your Complaints Policy (not the leaflet) 2. Copy of your Customer Care Charter (not the leaflet) 3. Copies of your Investigation into this not being my main residence.    As well as the above you need to send the Housing Association urgently a Subject Access Request (SAR) requesting 'ALL DATA' that simple phrase covers whatever format they hold that in whether it be letters, email, recorded calls etc. The Housing Association then has 30 calendar days to respond but that time limit only starts once they acknowledge your SAR Request. If they fail to respond within that time limit its then off with a complaint to the Information Commissioners Office (ICO).     
    • Hi Sorry for the delay in getting back to you The email excuse and I do say excuse to add to your account and if court decide LL can't recoup costs will be removed is a joke. So I would Ask them: Ask them to provide you with the exact terms within your Tenancy Agreement that allows them to add these Court Fees to your Account before it has been decided in Court by a Judge. Until the above is answered you require these Court Fees to be removed from your Account (Note: I will all be down to your Tenancy Agreement so have a good look through it to see what if any fees they can add to your account in these circumstances)
    • Thank you for your responses. As requested, some more detail. Please forgive, I'm writing this on my phone which always makes for less than perfect grammar. My Dad tries but English not his 1st language, i'm born and bred in England, a qualified accountant and i often help him with his admin. On this occasion I helped my dad put in his renewal driving licence application around 6 weeks before expiry and with it the disclosure of his sleep apnoea. Once the licence expired I told him to get in touch with his GP, because the DVLA were offering only radio silence at that time (excuses of backlogs When I called to chase up). The GP charged £30 for an opinion letter on his ability to drive based on his medical history- at the time I didn't take a copy of the letter, but I am hoping this will be key evidence that we can rely on as to why s88 applies because in the GP opinion they saw no reason he couldn't drive i need to see the letter again as im going only on memory- we forwarded the letter in a chase up / complaint to the DVLA.  In December, everything went quiet RE the sleep apnoea (i presume his GP had given assurance) but the DVLA noticed there had been a 2nd medical issue in the past, when my father suffered a one off mini stroke 3 years prior. That condition had long been resolved via an operation (on his brain of all places, it was a scary time, but he came through unscathed) and he's never had an issue since. We were able to respond to that query very promptly (within the 14 days) and the next communication was the licence being granted 2 months later. DVLA have been very slow in responding every step of the way.  I realise by not disclosing the mini stroke at the time, and again on renewal (had I known I'd have encouraged it) he was potentially committing an offence, however that is not relevant to the current charge being levied, which is that he was unable to rely on s88 because of a current medical issue (not one that had been resolved). I could be wrong, I'm not a legal expert! The letter is a summons I believe because its a speeding offence (59 in a temp roadworks 50 limit on the A1, ironically whist driving up to visit me). We pleaded guilty to the speeding but not guilty to the s87.  DVLA always confirmed to me on the phone that the licence had not been revoked and that he "May" be able to continue to drive. They also confirmed in writing, but the letter explains the DVLA offer no opinion on the matter and that its up to the driver to seek legal advice. I'll take the advice to contact DVLA medical group. I'm going to contact the GP to make sure they received the SAR request for data, and make it clear we need to see a copy of the opinion letter. In terms of whether to continue to fight this, or to continue with the defence, do we have any idea of the potential consequences of either option? Thanks all
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Scissorheart v Natwes - Dealing with Cobbetts - **WON**


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Interesting Note:

 

Just phoned the Court and asked them about the current state of my claim. Apparently, Cobbetts have until the 23rd of July to file their AQ, Which is of course 5 days from now. When the guy on the phone asked me what sort of claim it was, I told him and he informed me that this was quite a popular one at the moment. He did state that some but NOT all claims have been succesful.

 

This could mean anything from the types of charges being claimed, the way people have gone about getting the money back and whether or not they have been on this site to look at the templates, legal ramifications and advice etc. Am I still right in saying that only one person who used this site failed in their claim? (not meaning to worry anyone by the way!).

 

Do Cobbetts usually fold at this stage or not? Do you think they will lodge their AQ or fold?

 

S**t! I am playig a three day music festival from Thursday and going to Cornwall for a week straight afterwards. How am I going to letter-box watch from down there?!

 

Rob

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This could mean anything from the types of charges being claimed, the way people have gone about getting the money back and whether or not they have been on this site to look at the templates, legal ramifications and advice etc. Am I still right in saying that only one person who used this site failed in their claim? (not meaning to worry anyone by the way!).

 

Was he implying that coming to this site was beneficial or not?

:p MY POSTS ARE MY OPINION ONLY...IF IN DOUBT TAKE PROPER ADVICE...I'M JUST CLAIMING TOO !

 

NatWest SETTLED IN FULL 25/08/06

Capital One settled in full 12/10/06

LTSB prelim letter sent 25/08/06

LTSB standard prelim response received 02/09/06

LBA sent 15/09/06

DONATE TO THIS SITE BY CLICKING THE LINK AT THE TOP OF THIS PAGE

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Folks

 

Just called Cobbetts up to find out if they needed any more info from me as NatWest have three days left to file their defense at the court (AQ).

 

Apparently there is a leter to me in the post right now citing an 'offer without prejudice' asking if I would like two thirds of my money (which is not nearly enough!

 

Guess I should draft my letter up now in readiness huh!

 

YIPEEEEEEEEEEE I feel in control again. I was properly spinning out becasue they really have been swinging the lead with me over the last couple of months!

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Yay - light at the end of that tunnel!

:p MY POSTS ARE MY OPINION ONLY...IF IN DOUBT TAKE PROPER ADVICE...I'M JUST CLAIMING TOO !

 

NatWest SETTLED IN FULL 25/08/06

Capital One settled in full 12/10/06

LTSB prelim letter sent 25/08/06

LTSB standard prelim response received 02/09/06

LBA sent 15/09/06

DONATE TO THIS SITE BY CLICKING THE LINK AT THE TOP OF THIS PAGE

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I would not respond at all. There is no need to.

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.

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I guess I need to brush up on this bit. Being the pessemist that i am, I didn't think it would get this far to be honest. Barracad - if i just leave it, what will happen? I want this money in the form of a cheque too as the account in question is simply getting an injection of £100 per month to clear off my graduate loan. I have made this quite clear and I have absolutely insisted on the grounds that I am already paying them their money, so i want the money back that they unlawfully [edit] all this time.

 

[MODERATED: Please do not post libelous comments on this site]

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No reply speaks louder than words. By issuing the claim you have made it clear what you want. Cobbetts are still playing the game and think that the claim form is simply another negotiation move. They don't realise that there are no more moves to make.

 

By not replying they will realise the ball is still in their court.

 

Let it dawn on them that it is game over.

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.

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By the way, as far as I am aware, Natwest always settle with a cheque anyway.

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.

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Following with bated breath! keep us posted.

:eek: Gettin'evil

Got a question? - see if the answer is in the FAQs before you post!!

Subject Access Request sent 20 June

£10 cheque cashed 6 July

16 July - Statements received

£1024.07 prelim let sent special del 26/07/06

Reply from S Higley 31/07/06 (how fast was that):D

02/08/06 LBA sent to Bishopsgate with proof of delivery from PO

Acknowledgement let dated 7Aug from S Higley

Moneyclaim issued 6.09.06 £1433.94 :cool:

Acknowledgement of service rec'd by MCOL

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My claim was aknowledged in 2 days but no defence was lodged within the 28 days after service. The deadline was 17th July. So I asked for judgement in default of the defence on 18th. On the 18th (one day late) Nat West lodged their defence via Cobbit. The interesting point is that even if the clerk had entered my request for judgement before entering the defence, the defence would always overide the judgement if its lodged within 24hours of the judgement request. Effectively it gives the bank a free day. Of course, after the 24 hours the judgment would be recorded, but then it could be Set Aside. So i reckon its better just to wait fot the allocation questionairre, pay the extra £100 and th bank will just have to pay up a bit more.

 

Another offer to settle full amount (£170) arrived today. That makes 4 successes out of 10 potential claims. But it is the Nat West ones that really count. 3 claims totalling over £5000.

Its WAR

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Letter came as expected. I told them that I accepted their offer but only as part of the full ammount. I also said that an out of court payment 'may' satisfy me enough to keep quiet about it. Faliure to settle out of court however would force me to catergorically revoke any semblence of confidentiality over the issue.

 

Bring it on.

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I WON I WON I WON I WON!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

 

Full Settlement on its way in the form of a cheque. You guys rule! Anyone reading this post, please believe me that in your darkest hours of doubt and worry, your goal WILL be fulfilled.

 

Thanks to everyone who helped me out. Please change my thread title to:

 

"Scissorheart: Giant Slayer - **** SETTLED IN FULL****

 

Lloyds TSB - I am coming for you now.........

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Well done!!!!!!!!!!

:p MY POSTS ARE MY OPINION ONLY...IF IN DOUBT TAKE PROPER ADVICE...I'M JUST CLAIMING TOO !

 

NatWest SETTLED IN FULL 25/08/06

Capital One settled in full 12/10/06

LTSB prelim letter sent 25/08/06

LTSB standard prelim response received 02/09/06

LBA sent 15/09/06

DONATE TO THIS SITE BY CLICKING THE LINK AT THE TOP OF THIS PAGE

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Well done. I had the same timetable as you, but with no offers (i.e. 23rd July to file their AQ). Hopefully i'll have a cheque waiting for me at home ... well, we can but hope!

NatWest:

Sent LBA on 12 May.

Submitted MoneyClaim on 30 May.

Acknowledged 7 Jun, 3 Jul deadline for response

Defence filed 4 Jul

Received their copy of AQ 21 July, awaiting court date

*********** SETTLED IN FULL - 17 August *************

Egg Card:

Requested Payment Protection Refund on 20 May,

Sent Data Protection Act request, egg acknowledged,

8 Jul deadline for response.

26 Jul: Sent Prelim Letter

01 Sep: Sent LBA

Citibank:

Not Started

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Yay for Scissorheart! :)

 

Y

Credit Cards

Barclaycard -WON! Amex - WON! MBNA (x2) - WON!

Mint - WON! Monument - WON! Morgan Stanley - WON!

Egg - WON! Halifax - WON! Sainsbury's Bank - WON!

Citi Cards -WON!

 

Banks

 

08/06/06 Claim against NatWest started.

01/11/06 Case Closed :)

 

08/06/06 Claim against Halifax started

24/08/06 Case closed :)

 

 

Visit my forum: http://www.planet-watch.org/forum

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  • 12 years later...

This topic was closed on 10 March 2019.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group

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