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Fendy v NatWest - 16K - **FINALLY WON**


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Sad arent we............... all hail to the power of the curry............ ooooooooooooo not much else in life comes close to the bliss of munching the curry.oooooooooooo for the curry................. aghghghghghggh.

 

I HAVE NOTHING TO FEAR FROM FAST TRACK, I HAVE NOTHING TO FEAR FROM FAST TRACK, I DONT REALLY, I HAVE NOTHING TO FEAR FROM FAST TRACK................... IM POOOR SO THEY CANT MAKE ME PAY COSTS, LOL LOL LOL, I HAVE NOTHING TO FEAR FROM FAST TRACK....... see its working................xxx curry curry curry,

 

Next question, is it a robust heavenly barolo to go with the curry, or a cheeky little chardonnay, Lolxxxx Ooooh decisions decisions...........

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Hedge, I will behave on this thread tonight, cos dont wanna get into trubble with the mods and we shall have playtime on

 

that other site we have been using as a banter thread, you know the one.

 

 

And then THE TEQUILA LOUNGE or should that be wine cellar..... thread

 

Got that.

 

Fendy xxx

 

See ya there anytime after 6 hun. No rush, just bob in when you can, Lol Lol .xxxx Hubby is deffo divorcing me the amount of time I spend calling to yeee lot............. he's getting well ticked off with me, lol lol, but he doesnt seem to understand, Its research for when I win. Lol I need to do research, course I do.......... Lol xxxx

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Hi guys its me, god have i been missing all of you! Brief synopsis of my last two weeks: Moved house, he didnt seem that bothered!, no computer yet so have been taking kids to library to use it there but they need to use my card so i'm stuffed! Found out that there is a third party in my relationship (and its not natwest!) and who has been not only in my house but in my BED, a whole week after i left!!! Nice eh. My gut instict tells me it has been more than a one night thing and i actually have evidence of this. Anyway, then my godmother died and i am now at my mums in the midlands using her friends computer!!! How sad is that. I have drunk too much after the funeral this morning and i feel like my hangover is kickin in now, plus i forgot my glasses and my eyes hurt from crying. Oh woe is me eh.

 

Anyway got a prelim hearing on 25th June, what do i need to prepare for this? Sorry for hijacking your thread Fendy but am on borrowed computer time at mo.

 

Need to say: A MASSIVE WELL DONE TO PARKY!! what a result!!!

 

Missing: All the advice, gossip, fendy, hedgey, parky and everyone else that has helped me out (there seems to be loads of new folks on here too)

 

Off to try to catch up on all your threads, read a bit of fendys but then that wen my eyes started to hurt (i wonder why). Seems like you can smell the spondoolies now hun

 

Hows the parents claim going hedgey

 

An... ANOther HUGE WELL DONE TO PARKY - love sparky ;) X

 

Love sparky

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Just a query, how come I am gagged for putting the other sites name (fun banter area only) when Im saving posting the junk and banter on CAG, and yet on the other site Im not gagged for putting the thread to CAG. ??? Theyre happy to leave it there..........

 

Just wondering. Explanation would be nice........

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Jetspark, I would simply read up on the Draft order for directions to familiarise yourself on anything you should be asking for, and I would also PM Michael Browne if I was you. Having just been through a phone conference myself and not being entirely prepared for it hun, I would hate for you to put any foot wrong. PM him, Im sure he would be happy to advise on anything you need to know prior to this.

 

Gawd your life has been hectic this last few weeks. You poor poor thing. Big hugs.......... keep us posted when you can. And remember, you made the right decision, you must know that now, and how happy must your girls be................ You are a brave brave woman, never forget that and we all think you are smashing............... RIGHT DECISION MADE, NO DOUBT AT ALL. HAPPY LIFE SPARKY, HAPPY LIFE........... Pop in whenever you can hun, and dont cry, HES SO NOT WORTH IT.............. you must see that.................... life has a funny way of making things turn out for the best, even though you might not see it at the time, in the long run, it works out for the best................ be strong, be happy. Difficult as it may seem, better life is just around the corner. Honest hun, BIG HUG AND LOVES............ FENDY XXXXX

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fendy i totally agree with things always turning out for the best...........forget him he isnt worth the effort!

cobbetts just in case !

additions direct-no CCA

marshall ward-no CCA

next-CCA turns up after they have committed offence,(30 days) S.A.R - (Subject Access Request) time!

monument -CCA not signed reported to TS for harrassment 1st letter sent TS are useless

associates visa-no CCA

think there might be a pattern here!?:lol:

GE Money- won

barclaycard-- N1 put into court

capital one - won

NatWest- won

 

never lose sight of your goal!

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Fendy

I have the full Berwick/ Birmingham judgement transcript in pdf format if you still need it ?

 

PM me an email address, and I'll forward it to you.

 

Photoman

All opinions and advice I offer are purely my own, and are offered without any liability. If unsure seek the help of a licensed professional

...just because something's in print doesn't mean its true.... just look at you Banks T&C's for example !

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Mwahhhhhhh to you all :)

Fendy you can do it hunny bunny \o/

Well done Parky and a big smile and kiss to everyone else xxxxx The Flumpys back

NatWest : £857.00 won! March/07

Natwest : Witholding my statements & adding defaults etc , S.A.R sent Jan/08

Natwest for my partner : £2,101.00 won! Feb/07

Studio Cards : Refund for admin charges £108 Won! Dec/07

Complaint made to FOS for P.P.I Jan/08

Nationwide: S.A.R - (Subject Access Request) sent for statements Nov/07 ( waiting to see what happens in the OFT test case )

Littlewoods : defaulted on CCA request Feb/07

DCA's that crawled out from the woodwork and have crawled back : 28 so far!!

My favourite link on CAG:

Click here: Can't Find What You're Looking For? Here's A Complete A-z Index - The Consumer Forums

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How's the court bundle going Fend? Have you started on the index yet?

 

Okie dokie, claim stuff out of the way................. and what a gorgeous day it is!!!! Early to bed for moi last night so not got the usual Saturday mornin' hangover............... yaaaaaaaaayyyyyyyy!!!!!!!!!!

 

And Mr. Seahorsey.................. is you on or off dry land at the moment hun? Bet it's fab at sea when the weather's all luvvly jubbly.

 

HAPPY SATURDAY GANG!!!!!!!!!!!! xxxxxxx :D

Can't find what you're looking for? Please have a look at Michael Browne's

A-Z Guide

*** PLEASE NOTE ***

I do not answer queries via PM. If you send me a PM, please include a link to your thread - any advice I am able to offer will be on your thread.

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Thanks:)

Morning Fendy hows the fast track thingy going?

Hedgey bonjour!!!!

NatWest : £857.00 won! March/07

Natwest : Witholding my statements & adding defaults etc , S.A.R sent Jan/08

Natwest for my partner : £2,101.00 won! Feb/07

Studio Cards : Refund for admin charges £108 Won! Dec/07

Complaint made to FOS for P.P.I Jan/08

Nationwide: S.A.R - (Subject Access Request) sent for statements Nov/07 ( waiting to see what happens in the OFT test case )

Littlewoods : defaulted on CCA request Feb/07

DCA's that crawled out from the woodwork and have crawled back : 28 so far!!

My favourite link on CAG:

Click here: Can't Find What You're Looking For? Here's A Complete A-z Index - The Consumer Forums

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Just about to leave you all again Hedgey. Boat comes back in about dinner timeish, and I'll be out for about a week this time.

 

So GOOD LUCK WITH COBBLERS AND GNATWETS Fendy. I'll hopefully be able to pop my head in occasionally to see how it's all going.

 

There. Not off topic at all. ;)

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Morning peepies, and what a gorgeous morning it is in Oakies today. Little lad nattering to put the pool up, so have spent best part of an hour nearly fainting and seeing iccle sparkles in front of my eyes through blowing up giant rubber ring around the pool edge. Its one of those Intex easy up pool thingies, a big 10ft one, and boy do I wanna sleep now, Lol Lol. Those funny sparkles appear for a reason, thats when I shoulda stopped blowing, but nope, kept going and nearly wobbled over a few times. Feel all faint and funny now.............. probs gonna take about 7 hours to fill the thing and I darent even think what my water bill will be next quarter once its full, lol lol xxxx

 

NVM, Seahorsey, off back to sea, well try and bob in when you can my friend, I know life on the waves is busy, but we do miss ya you know. And you havent been around much this time when youve been back on dry land, we understand, setting up Mrs. Seahorseys hat shop, wow, best of luck with that, but do pop in when ya can.............. eughgghggh just thinking about bobbin up n down on the waves is making feel all queesy again, ugh, Oh dear, up chuck kicking in, Lol Lol Lol xxxxx

 

I think meeee banana smoothie might be making an appearance. Lol xxx

 

Well its not the full bundle I gotta do Hedge, its just a disclosure list, which is bad enough in itself, Lol. Its way too nice today to do it, and weathers supposed to be a bit iffy here tomoz so gonna crack on with it tomoz, and at home Monday so hopefully will have it finished on Monday. Not worried, completely got it now in my head, so its just a case of sitting still long enough in one place to get it completed (and believe me, thats very hard for me), always on the go.................. ants in meee pants usually. Only had two glasses of vino last night so feeling top of the world, no hangover or anything, yaaaaaaaaaaaaaaay.

 

Archer very kindly sent me a copy of Natwest terms and conditions for a year which I need, so I got them, thank you archer you uber darlingness.......... I cant thank you enough hun. Very very grateful.......... so working on any other loose ends I need to tidy up. Got offer today, albeit paltry from Capital One, £378, Im turning it down, obviously, and then can file at court next thursday anyway. So filing MCOL again on mine and hubbys Capital one next thursday cos they aint playing ball, so neither am I. And going for contractual on both too, Lol Lol xxxx Now I know what Im doing on here, Lol xxx

 

Right off to check on how the pool is filling up......... probs end up with every kid on the street in the back garden this afternoon, once the pool becomes common knowledge, cripes I might be back on here then for some peace and solitude to escape the noise, Lol Lol xxxx

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Ha! Glad I'm not the only daft woman in England putting stoopid pools up just cos it's sunny!!! Wouldn't mind - but they use all me clean towels as well when the blinkin' thing's up!!!

 

Gorgeously lovely day too here Fend - so's off to clean the house now aforementioned stoopid pool's done............. asda for some barbie bits................. then GARDEN FOR THE DAY!!!!!!!!

 

Don't even think about the disclosure list today hun - leave it till the weather's grotty! xxxxxxxxxx

Can't find what you're looking for? Please have a look at Michael Browne's

A-Z Guide

*** PLEASE NOTE ***

I do not answer queries via PM. If you send me a PM, please include a link to your thread - any advice I am able to offer will be on your thread.

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Too right Hedge, and dont worry about 6th July. We all completely understand. Twinkies would be gutted if you didnt go. But I do think we have to reorganise, we cant do it without ya Hedge, pointless really. So lets reorganise for another time. Everybody start putting suggestions on the Manchester Meet thread please, for suitable alternative dates............. Yaaaaaaaaaaaaaaaay for the sunshine. Of out myself now to finish garden pottering and house cleaning. Oh the joys of working part time, lol lol lol xxxx

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Right, clear head, pile of paperwork, i.e. natwest file in front of me, and raring to go on the disclosure list. Gonna take me hours, but not worried. I am so focused on this now its untrue. Not gonna start falling at hurdles this late down the race................ So thats me busy for the next few hours, got the day to myself, family scattered to the four winds today, so nothing else better to do right now, and weather cloudy but warm so what better time to start my list then now. Will be finished by tea time. Guaranteed................. then PM it to a mod to check over, and ensure its hunky dory ready to submit to judge no later than 26th June. Just a thought, if its ready this week, which it will be, can I submit it early, or do I have to wait till nearer the date. Fendy xxx

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Fends submit titas early as you want , but just make sure it is right. You will feel alot better when you have filed it at the court. Good luck.

A person is only as big as the dream they dare to live.

 

 

Good things come to he who waits

 

 

Its your money taken unlawfully from your account and you have a legal right to claim it back.

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Okies, thanks Parky. Much appreciated. Just thinking though, on the example of disclosure list in the templates, i.e the one done by karnevil thats the basis of the spready Im using, do i have to list my statements on there as evidence or not. Can I just list my charges spreadsheet, or surely I would have to list my statements, i.e. numbered 450 to 1150 etc. Sheet by sheet, or dont I have to mention them at all ??? It doesnt show these listed on the example disclosure list done by Karne. Do you know ??? or not ????

 

Thanks parky. Fendy xxxx

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I just sent copies of my statements with the said charges circled.

A person is only as big as the dream they dare to live.

 

 

Good things come to he who waits

 

 

Its your money taken unlawfully from your account and you have a legal right to claim it back.

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Okies, ta Parky.

 

The thing I was wondering though. From what the Bank Fodder was saying, at this stage, all I submit is the actual list. I dont enclose all the original document copies I intend to rely on at this stage, is this right ???

 

or when doing the disclosure list, do I have to photocopy everything I am submitting in the list with the list itself. I got the impression from BF that all I had to submit was purely THE LIST itself, not the actual copies of the documents. Aghghghg, help is this right ?? which is right ?? getting confused now ???

 

Fendy xxxx

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http://www.consumeractiongroup.co.uk/forum/abbey-bank/57385-examples-witness-statements-disclosure.html#post479224 If Bankfodder says just submit the list at this stage. Then go with his advice.

A person is only as big as the dream they dare to live.

 

 

Good things come to he who waits

 

 

Its your money taken unlawfully from your account and you have a legal right to claim it back.

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