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    • Shein has been linked to unethical business practices, including forced labour allegations.View the full article
    • Hi I have to agree with @unclebulgaria67 post#3 For the funding side of moving to a new area and it being private supported accommodation I would also suggest speaking to private supported accommodation provider about funding but also contact the Local Council for that area and have a chat with them about funding because if you are in receipt of Housing Benefit certain Supported Accommodation that meets a certain criteria is treated as ‘exempt accommodation’ for Housing Benefit purposes but you need to confirm this with that relevant Council in your new area especially since it is Private Supported Accommodation as each Council can have slightly different rules on this. If you have a certain medical condition look up the charities and also have a wee chat with them as they may be able to point you to different Grants to assist with moving costs and your question about funding for private supported accommodation as well.
    • Hi Just to be clear a Notice to Quit is only the very start of the Housing Association going down the Eviction route there is a long process to go. Also to be clear if you leave at the Notice to Quit date only and go to the Council claiming you are Homeless they will more than likely class you as Intentionally Homeless therefore you have no right to be given temporary housing by the Council. The only way that works is when the Court has Granted a Possession Order then you can approach the Council as Homeless with the Court Order. As for the Housing Association issuing the Notice to Quit because there investigation has proved it's not your main residence but you have witness statement to prove otherwise. From now on with the Housing Association you need to keep a very good paper trail and ensure to get free proof of posting from the post office with anything you send to them. You now need to make a Formal Complaint to the Housing Association and please amend the following to suit your needs:   Dear Sir/Madam FORMAL COMPLAINT Reference: Notice to Quit Letter Dated XX/XX/2024, Hand Delivered on XX/XX/2024 I note in your letter that you stated that the Housing Association has carried out an investigation into myself and came to the conclusion that I am not using this property as my main residence and have evidence of this and have therefore issued a 'Notice to Quit' by XX/XX/2024. I find the above actions absolutely disgraceful action by the Housing Association. 1. Why have I never been informed nor asked about this matter by my Housing Officer. 2. Why have I never been given the opportunity to defend myself before the Housing Association out of the blue Hand Delivered a Notice to Quit Letter. 3. I have evidence and witnesses/statements that prove this is my Main Residence and more than willing provide this to both the Housing Association and the Court. I now require the following: 1. Copy of your Complaints Policy (not the leaflet) 2. Copy of your Customer Care Charter (not the leaflet) 3. Copies of your Investigation into this not being my main residence.    As well as the above you need to send the Housing Association urgently a Subject Access Request (SAR) requesting 'ALL DATA' that simple phrase covers whatever format they hold that in whether it be letters, email, recorded calls etc. The Housing Association then has 30 calendar days to respond but that time limit only starts once they acknowledge your SAR Request. If they fail to respond within that time limit its then off with a complaint to the Information Commissioners Office (ICO).     
    • Hi Sorry for the delay in getting back to you The email excuse and I do say excuse to add to your account and if court decide LL can't recoup costs will be removed is a joke. So I would Ask them: Ask them to provide you with the exact terms within your Tenancy Agreement that allows them to add these Court Fees to your Account before it has been decided in Court by a Judge. Until the above is answered you require these Court Fees to be removed from your Account (Note: I will all be down to your Tenancy Agreement so have a good look through it to see what if any fees they can add to your account in these circumstances)
    • Thank you for your responses. As requested, some more detail. Please forgive, I'm writing this on my phone which always makes for less than perfect grammar. My Dad tries but English not his 1st language, i'm born and bred in England, a qualified accountant and i often help him with his admin. On this occasion I helped my dad put in his renewal driving licence application around 6 weeks before expiry and with it the disclosure of his sleep apnoea. Once the licence expired I told him to get in touch with his GP, because the DVLA were offering only radio silence at that time (excuses of backlogs When I called to chase up). The GP charged £30 for an opinion letter on his ability to drive based on his medical history- at the time I didn't take a copy of the letter, but I am hoping this will be key evidence that we can rely on as to why s88 applies because in the GP opinion they saw no reason he couldn't drive i need to see the letter again as im going only on memory- we forwarded the letter in a chase up / complaint to the DVLA.  In December, everything went quiet RE the sleep apnoea (i presume his GP had given assurance) but the DVLA noticed there had been a 2nd medical issue in the past, when my father suffered a one off mini stroke 3 years prior. That condition had long been resolved via an operation (on his brain of all places, it was a scary time, but he came through unscathed) and he's never had an issue since. We were able to respond to that query very promptly (within the 14 days) and the next communication was the licence being granted 2 months later. DVLA have been very slow in responding every step of the way.  I realise by not disclosing the mini stroke at the time, and again on renewal (had I known I'd have encouraged it) he was potentially committing an offence, however that is not relevant to the current charge being levied, which is that he was unable to rely on s88 because of a current medical issue (not one that had been resolved). I could be wrong, I'm not a legal expert! The letter is a summons I believe because its a speeding offence (59 in a temp roadworks 50 limit on the A1, ironically whist driving up to visit me). We pleaded guilty to the speeding but not guilty to the s87.  DVLA always confirmed to me on the phone that the licence had not been revoked and that he "May" be able to continue to drive. They also confirmed in writing, but the letter explains the DVLA offer no opinion on the matter and that its up to the driver to seek legal advice. I'll take the advice to contact DVLA medical group. I'm going to contact the GP to make sure they received the SAR request for data, and make it clear we need to see a copy of the opinion letter. In terms of whether to continue to fight this, or to continue with the defence, do we have any idea of the potential consequences of either option? Thanks all
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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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In court thursday - contractrual **WON**


cankster
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V impressive, Cankster - well done.

 

W

Westy

 

 

 

If you like my post, click the scales!!

 

Nov 1 2006 Preliminary letter

21 Feb 2007 - cheque arrived for charges+DEBIT interest +Statutory Interest! Hurray!

Read all about it: natwesttookmymoney - v- NatWest

DONATE AS MUCH AS YOU CAN TO KEEP THE SITE GOING.

 

What can you claim? Vampiress has a good idea:

http://www.consumeractiongroup.co.uk/forum/general/69877-what-can-you-claim.html

Anything I say is just a suggestion. I'm a bigmouth, not a lawyer!

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I've got to bump this - everyone should be reading it and putting in a CI claim with the Preliminary letter - it's far too good to languish on p2 of the posts.

Please could those who kindly manage the templates for us consider adding the words as appropriate to the template?

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Mrfancypants,

Thanks for that direction. I have always thought this. It can't be right that theyare only refunding the charges and not the interest. Whether they would defend a contractual interest case in the courts is a wait and see.

A person is only as big as the dream they dare to live.

 

 

Good things come to he who waits

 

 

Its your money taken unlawfully from your account and you have a legal right to claim it back.

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In answe to question, no it did not go to court

Halifax - £2500

Legal & Trade - Webt to courtfor Breach CCA, Complained to OFT they ruled in my favour, So did court, 2k written off.

NatWest - Contactual Interest - Won:p

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Hi there, congratulations on the win! I was wondering what happened prior to this - did you claim charges & costs & interest from the outset? And did they settle part of this? I would have thought that once you accept an offer you can't then go for interest. Or can you?

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I claimed charges & costs & interest from the outset. They then settled for just the charges, I kept turning the screw and they settled 2 days before court

Halifax - £2500

Legal & Trade - Webt to courtfor Breach CCA, Complained to OFT they ruled in my favour, So did court, 2k written off.

NatWest - Contactual Interest - Won:p

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Another step forward in the war, another battle won. Magic result. Congratulations.

 

 

allhail.gif

Please note: I give advice, in good faith, based on my reading and experience. Please satisfy yourself, that any advice given is accurate in content before acting upon it.

A to Z index

http://www.consumeractiongroup.co.uk/forum/site-questions-suggestions/53182-cant-find-what-youre.html

 

...........................................................................

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  • 4 weeks later...

(edit )

 

Cankster can you please remove this article . This is my work that I spent two days to do. Seeing as you won your case a bit of thanks woul of been nice.

 

Milly

CAPITAL ONE (O/H!): Won £1864.63 including contractual :D

GE MONEY: WON £266.00

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Cankster,

 

Congratulations - the next CAG legend!!!

 

Your wording looks like a template in waiting to me! I believe that we should all be claiming contractual interest as a matter of course - NW paid 29.7% in my daughter's claim (settled in January). The wording I prepared for her wasn't anything like as comprehensive as yours though!

I'm going to c+p your words and save them in case any of the people I know currently claiming (1 friend + 3 work colleagues) need them.

It looks as if NW have retreated from the "not paying charges" position as untenable and have realised that their new "barricade" to defend is contractual interest. Their greed over the years could mean that they'll have to pay back a lot more than they've taken from us in the first place - boo hoo hoo!!

 

 

 

Its not his template. I DID ALL THIS HE TOOK IT !:mad:

CAPITAL ONE (O/H!): Won £1864.63 including contractual :D

GE MONEY: WON £266.00

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I have edited this now cos I was annoyed. Look I do not want a punch up... but it was up to me not you. Do you know how long that took me to do. Two days to type up and two weeks searching for stuff on the net. Its not very nice when people take a pat on the back and all they have done is copied and pasted someone elses work without even a please or thankyou and then I found it on the penalty charges forum.

 

I do want it to help people here on CAG cos thats what this forums is all about.

 

 

Milly

CAPITAL ONE (O/H!): Won £1864.63 including contractual :D

GE MONEY: WON £266.00

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MillMollyMoo,

 

Ablove article/letter is taken from the following sources.

 

1. Ripped off witness statement from a leeds based firm of solicitors.

2. My own Research.

3. Extracts from case law.

4. Various pieces of various post reworded or used in full.

 

Now are you saying the whole thing is urs, cos it aint dear.

 

Which ever bit I used which is urs could you please highlight.

 

And then We can all thank you and tell you how ace it was

  • Haha 1

Halifax - £2500

Legal & Trade - Webt to courtfor Breach CCA, Complained to OFT they ruled in my favour, So did court, 2k written off.

NatWest - Contactual Interest - Won:p

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Im quite annoyed by this myself, after the case I will scan origionals in to clear my name

Halifax - £2500

Legal & Trade - Webt to courtfor Breach CCA, Complained to OFT they ruled in my favour, So did court, 2k written off.

NatWest - Contactual Interest - Won:p

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Anything posted on this site is for the benefit of all users .I am not getting into who's work it was, as I am not interested ,but if someone doesn't want others to use something then please do not post it .As for being thanked for it Admin , moderators , SH's and many many users work every day to help others with little or no thanks ,and don't expect it.

I am removing it from posts but I want to make it clear that is so people who are not registered can't use it , no other reason .

 

Copyright Information:

All information contained in this forum (and associated web sites) are copyright ReclaimTheRight Ltd (2006).

When you want to fool the world, tell the truth. :D

Advice & opinions of Janet-M are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any

doubts.

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CONGRATULATIONS

ON YOUR WIN

When you want to fool the world, tell the truth. :D

Advice & opinions of Janet-M are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any

doubts.

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Im quite annoyed by this myself, after the case I will scan origionals in to clear my name

 

 

[edit] I posted the article up on the contractual interest thread. Ask bill-k , bong etc they remember me doing that. I also have the original on my computer. I edited the thread http://www.consumeractiongroup.co.uk/forum/general/18313-why-no-one-claiming-59.html#post537136

 

Name the solicitor cos this will be interesting to say the least. .

 

Milly

 

 

Re edited .

CAPITAL ONE (O/H!): Won £1864.63 including contractual :D

GE MONEY: WON £266.00

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Please be aware that all information posted within this site is freely available for the use of all, apart from the templates library which is available to registered users only.

 

If you do not wish information that you have worked on to be used for the benefit of other claimants, please do not post it on the forums.

 

 

For your reference:

 

Copyright Information:

> All information contained in this forum (and associated web sites) are copyright ReclaimTheRight Ltd (2006).

> If you wish to use the information on this site for publication elsewhere, then please email the administrators for permission.

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if i have used a bit of someone elses work without asking permisssion then sorry. I did not realise that that was the way this site worked i thought we all mucked in together.

 

I did use a portion of millys work within the text (the fairness & balance portion). And if she wanted to keep it to herself then fair enough.

 

i then posted the whole thing to give anyone else a chance to use the additions text i had made by bringing together various sources.

 

This text had info regarding the limitations act which millys didnt. Consequentally it was of use to those claiming both.

 

Apologies millie if I have used your info without asking

Halifax - £2500

Legal & Trade - Webt to courtfor Breach CCA, Complained to OFT they ruled in my favour, So did court, 2k written off.

NatWest - Contactual Interest - Won:p

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I have replied to your PM cankster.:) Its okay .... and apologies to you too for going OTT:rolleyes: . I wish you good luck with your future claims.:)

 

Sorry

 

Milly XX

  • Haha 1

CAPITAL ONE (O/H!): Won £1864.63 including contractual :D

GE MONEY: WON £266.00

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Anything posted on this site is for the benefit of all users .I am not getting into who's work it was, as I am not interested ,but if someone doesn't want others to use something then please do not post it .As for being thanked for it Admin , moderators , SH's and many many users work every day to help others with little or no thanks ,and don't expect it.

I am removing it from posts but I want to make it clear that is so people who are not registered can't use it , no other reason .

 

 

Appreciated janet-m

 

That is why I removed the letter originally if you see the relevant link in post 45 message.the reason because it was relevant to my fight with Goldfish and I was dealing with their solicitors privately and with confidentiality, this could have caused me trouble so I removed it then. It does not matter now and I have put it on here for others to use.

CAPITAL ONE (O/H!): Won £1864.63 including contractual :D

GE MONEY: WON £266.00

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  • 1 month later...

Im trying to do contractula interest claim and template / letter etc could be very useful in my cliam can someoen help me with this please if its worked for some people otehrs should be able to use it Regards Gary

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Im trying to do contractula interest claim and template / letter etc could be very useful in my cliam can someoen help me with this please if its worked for some people others should be able to use it Regards Gary

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