Janet V's NatWest

[loki187]

Well just sucsefully claimed back over £5000.00 with RBS and Aunt has asked me to look into her for her.

 

Well sent of SAR on 6th February with £10.00 payment for info and rec'd on 18th! Spent the whole night looking through them for her. Theres £1829.49 worth of charges. :o

 

Have been looking at the address's which you have all been sending letters too and got a little lost.

 

I sent of the SAR request direct to her branch, as I did all my inital letters for RBS claim untill they wrote back.

 

Can any give me an idea as too were to send the pelimary letter too please??:-|

 

Good luck all with your claims:)

[Michael Browne]

Stuart Higley,

Customer Relations Unit,

225 Shenley Road,

Borehamwood,

WD6 1TE

[loki187]

Stuart Higley,

Customer Relations Unit,

225 Shenley Road,

Borehamwood,

WD6 1TE

 

Great Thanks Micheal I've just remembered I havent added on the intrest on this claim, so doing that now.

 

Just want to make everyone whos just making there claim, aware that when you get your statments back some are duplicate so just check your page numbers ect, some of my aunts were and had too make sure they were the same.

[Michael Browne]

I've just remembered I havent added on the intrest on this claim, so doing that now.

 

 

There are 2 instances of interest you can claim:

 

1.When you go overdrawn the bank will charge you interest, perfectly lawfully.

 

However, if part of your overdraft is made up of penalty fees, they are also charging you interest on these too and it is this interest which you are entitled to claim back, but it's tricky to separate out from the total interest figure.

 

Vampiress has a spreadsheet, (the advanced one), in the bank templates library, which attempts to calculate this

 

It's quite complex and unless your claim is large may not amount to that much, so for simplicity's sake, some people don't bother

 

This is the interest referred to in the preliminary and LBA letters.

 

2. Section 69 8% interest on your claim, but only when you submit a claim at court. Don't add this interest before moneyclaim

[loki187]

There are 2 instances of interest you can claim:

 

1.When you go overdrawn the bank will charge you interest, perfectly lawfully.

 

Michael, are you advising that I can't claim back the intrest from going over drawn?

[Michael Browne]

Only some of it. Read the next paragraph

[loki187]

Then is that the intrest that you put in the pelimary letter??

[squarepeg]

are you thinking of contractual interest loki187?

[loki187]

No not contractual! I was just going to add the over draught intrest, I didnt realise that you had to do it by working out what intrest you have been charged. On my previous RBS claim I added my Intrest(as on statments)in my pelimery letter were it asks!

[loki187]

*Bump* Anyone

[loki187]

*Bump* Anyone

 

Well just too let you all know that I sent of my pelimary letter on the 23rd Feb, lets the game comence!!:o