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    • There are two things to immediately clarify. Firstly, why did court papers go to the wrong address?  In 99% of backdoor CCJ cases here the person moves and doesn't update the vehicle log book address.  Or they move and they don't inform the parties who they are in legal dispute with of the new address.  Does either of these apply to you? Secondly, given this has been going on for over three years without presumably any ill effects on you, how important is it for you to have a clean credit file?  I ask as, if you do absolutely nothing, the CCJ will disappear in April 2027.
    • Sorry to ask, but I know I had SB template on PC, but can't find it. Also any search for template\SB letter takes me back here.  Any help to get to SB letter would be appreciated. I know I used it on a car HP co that wouldn't honor my FCS refund and after 6 years came threatening ( or rather their DCA). Worked a treat. Thanks in advance
    • Received this letter today after all this time !! Doesn’t sound like just a threat any advice please  Thanks  Photo.pdf
    • Good evening. Hoping to keep this short and concise. Any help really appreciated! Sent originated from council tax in 2019.  I moved address for a new career 240miles away in December 2019 and have lived here ever since.  A distant friend resides at previous address.  A CCJ was filed regarding this debt in January 2020 but no correspondence was received my end or at the old address.  Move forward to this year; early April I learn of a letter received from Bailiff - Notice of Enforcement dated 13/03. Stated I had ten days to settle a payment/payment plan or £75 will be added after ten days from 13/03 and bailiff instructed to visit.  Obviously I was unaware of this letter till well after the time period passed. Attempted to contact Dukes via email but zero response. Asked for breathing space in order to check the original debt with the respective council (I wasn’t awarded a week of Housing despite being on UC for a short period due to a contract date given by the old employer).  29/04 a note was left at the old address stating a bailiff had visited. New balance £310 more than original outstanding.  I’ve since contacted both the council and the bailiff agent to state I’m more than happy to settle the original debt over a payment plan but at this stage they will not remove the fees despite all correspondence not being sent to me and obviously me only seeing them much later than one would have expected.  Tried live chat today with the company and firstly was told the fees will remain because I spoke to the enforcement agent - I have never spoken to him/her.  secondly told the fees would remain because “I tried to use their web chat service to complete an income form” - I have zero recollection of doing this and I also wonder if it’s another tactic? any help on where I stand with the fees added would be incredible. Thank you
    • the evidence you have from Mercedes is perfect. simply write to both the finance company and the dealership that sold you the car, stating under the consumer rights Act 2015 should a fault appear outside of 6mts, it's for the consumer to prove the fault was present at time of sale. Please find enclosed a copy of said report from Mercedes at XXXX stating quite clearly that the windscreen was replaced on Date , some xxx months/years BEFORE my purchase on DATE. there is a bill to pay of XXX to XXX , i expect you to sort this out between yourselves , i am not liable for this. something upon those lines anyway.  
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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Claret74 V s Barclays.


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Today I received a letter from Barclays offering me £1530 as a goodwill gesture. I am claiming £3420 without the 8% interest.

Tomorrow is the date I have given them for starting court proceedings. My question is,

  • Do I file my claim and THEN send my letter accepting the £1530 as PARTIAL refund,
  • Or should I accept it as partial refund, THEN file my claim?

Thanks for any help,

Clare

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claret, file your claim as normal tomorrow, but also send them a partial acceptance...whether you send it before or after shouldn't affect your own timeline, so file the claim when it's due anyway. They have so many claims going on, they know exactly what's coming. But just to show you're being 'reasonable' you can at the same time send them the 'thanks but I'm pursuing the rest in court' letter.

 

And remember, at court stage you can add the 8% :)

Crash

 

 

 

 

DAY 1: 12/09 - S A R to British Gas

DAY 45: 27/10 - Data Non-Compliance sent off

DAY 67: 18/11 - N1 Deemed served

DAY 114: 03/01 - Judgment served £60 cheque rec'd; Prelim sent for overpayment refund of £393.06

24 Days: E2Save Settled in full £70

59 Days: Barclaycard claim Settled in full £134.39

162 Days: Halifax Settled in full £1543.80

179 Days: Barclays1 Settled in full £2450.45 + £447.02 in costs

254 Days: Barclays 2 Settled in full £1450.91

 

Advice & opinions offered are personal, and are offered informally, without prejudice & without liability. Should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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I have started a new thread as I'm now at the MCOL stage.

My progress so far is as follows:

  • Letter requesting repayment of charges to 2 personal accounts sent on 8th Jan
  • Letter received to my husband, not me who's requesting the repayment, saying "I am sorry you are unhappy with the charges you have incurred. Your comments are receiving attention and one of my team will contact you as soon as possible.
    May I take this opportunity to explain that whilst we endeavour to respond to you within timescales outlined in your letter, we cannot guarantee that we will do so.
    Sometimes it does take longer to fully investigate a complaint. However we do aim to find a solution within four weeks. If we are not able to do so, we will always write to you explaining what is happening. A full report or an update on our progress will be sent to you within eight weeks." Received on 15th Jan.
  • LBA sent 24th Jan
  • Letter received on 9th Feb offering me £1000 on one account which I'm claiming £2335 and £530 from my second account which I'm claiming £1085

I'm now at the stage of sending my rejection letter, accepting the money as part refund and persuing the rest in court.

My question at this stage is, can I make one claim for both of my accounts or do I need to do 2 seperate ones.

 

Thanks.

 

 

 

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  • 1 month later...

Hi,

I have just been reading the Litigation in Progress section and have been asked to submit the details of my claim to a moderator by private message. I have tried 2 moderators but the messages have bounced back. Does any one have the name of who I should private message?

Thanks.

Clare

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hi,

scroll to the bottom of this page and there is a list of people online the ones in green are mods, click on one and send a pm.

claire

:pI'VE CLAIMED MY BARCLAYS CHARGES BACK.:p

£5125.60

Im no expert everything i write is what i learnt from my own experience and reading through other threads. Click my scales if you wish to!:)

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Ah yes you are 2 mins down the road from me, i filed through pontypool.

there is a list for you here.

http://www.consumeractiongroup.co.uk/forum/memberlist.php

any other help needed just yell.

Claire

:pI'VE CLAIMED MY BARCLAYS CHARGES BACK.:p

£5125.60

Im no expert everything i write is what i learnt from my own experience and reading through other threads. Click my scales if you wish to!:)

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Thanks for replying. So how far along the process are you?

I filed my claim on the 22/02/07 which gave barclays until the 12/03/07 to acknowledge the claim. Of course they acknowledged it on the 12th!

My understanding is that they now have to submit a defence within 28 days. Is that right?

 

Clare

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barclays settled my claim in full on 28/2/07.

They have 28 days from the date of issue.

:pI'VE CLAIMED MY BARCLAYS CHARGES BACK.:p

£5125.60

Im no expert everything i write is what i learnt from my own experience and reading through other threads. Click my scales if you wish to!:)

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yes thats right 28 days from the 24th.

I had a directions hearing for the 26th march.

:pI'VE CLAIMED MY BARCLAYS CHARGES BACK.:p

£5125.60

Im no expert everything i write is what i learnt from my own experience and reading through other threads. Click my scales if you wish to!:)

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  • 4 weeks later...

Hiya folks

 

I am requesting £1020 from Monument/Barclays and sent them my prelim letter on 2 April 2007. Today I received a letter offering me £468 which I want to decline.

 

They have not stated that this is a full and final offer. I have printed off letter 1. Can I firstly ask, is this the correct letter and secondly, can I send this tomorrow or do I wait 14 days from the 2 April (when prelim letter was sent)???

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  • 1 month later...

Can someone please help. I returned my AQ to Pontypool County Cout on the 28th March and included my breakdown of charges. I used the template for the Draft Order for Directions anwhich includes the following text:

 
[list]
[*][font=Verdana][color=black]a) A schedule setting out each charge repayment of which is sought, showing the date, amount, and reason given (if any) for that charge being made;[/color][/font][/list][list]
[*][font=Verdana][color=black]b) Copies of any statement or other document relied upon as showing that each and every charge has been made;[/color][/font][/list][list]
[*][font=Verdana][color=black]c) A statement of evidence of all matters relied upon as tending to show that the charges are irrecoverable as penalties or otherwise;[/color][/font][/list][list]
[*][font=Verdana][color=black]d) Copies of decided cases and other legal materials to be relied upon[/color][/font][/list]

This stated that the time limit was 14 days of service of this order. It has now occured to me that I have not sent to Barclays copies of my statements showing that each and every charge ahs been made.

I guess now this means the case will be struck out??

Oh god all this work for nothing.

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Hi - its pretty hard to read, but I think I'm right in saying this, but you don't have the authority to demand that the draft of directions be actioned - that is up to the Judge all you are asking is for the Judge to consider the draft and if he decided its a good idea then he will give both you and Barclays 14 days to get the information ready and submit to the court, until then you don't need to do anything, so don't panick!!!!:)

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Oh thank you so much Torigirl, I was really starting to panic. I have pigeon holed the money for so many things and worked so hard to get to this point I was worried it would all be for nothing. The only contact i have had from the Court since submitting my AQ is a General Form of Judgement or Order stating that a Directions hearing has been set for the 14th August.

I'll have to post again to make sure i have everything I need and I don't stuff up!!!

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My pleasure! Now you have a date it might even be worth giving Barclays a call I now its quite away away but you never know. You could get your money ealier than anticiapated!!!

Now big breath ................... and release, feel better?!:D

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I think I may have taken too big a breath, I now have a light head!

Seriously, I was really worried and now I feel better thatnks to you. You mention ringing Barclays, who do you think I should talk to? I have had no communication with them since they made me an offer back on the 7th Feb. So I don't really know who is dealing with my claim.

 

One other thing, for the Directions Hearing in August, can you confirm what I need to prepare. The Judge has ordered that:

1. Directions will be given by the Designated Civil Judge, His Honour Judge.....on the 14th August 2007 at 10:30am at Cardiff Civil Justice Centre......

2. The parties may appear in person or make written representations as to how the case should proceed provided a copy of the representations is sent to the Court and the other side at least 7 working days prior to the hearing.

 

I am assuming then that I need to send a letter explaing why I won't be there and a copy of my Draft Order for Directions. Anything else?

 

Thanks again for your help Torigirl.

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Right lets just leave the court details just for the moment.

Here is someeone at the litigation departments details;

Krysta Campbell

Barclays

Litigation and Disputes

1 Churchill Place

LONDON

E14 5HP

Tel: 02071164753

She is really nice just ask her who is dealing with your claim and whether you can be transferred to them. And ask them whether they are willing to settle the claim.

Worth a try

Tori

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