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fingerscrossed4me

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About fingerscrossed4me

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  1. Hi, So, I've been ridiculously busy and have only just been able to apply to court through MCOL. I've just realised I've accidentally put in the wrong amount of interest for the claim :o I have emailed Money Claim to ask them to amend this...does anyone know if they will do this??????? Please help!!!!!!!!! April xx
  2. Hi guys, Just a quick message to keep you updated! So I sent Barclays the PAL letter and received a letter back saying they would contact me in up to 4 weeks Then about a week later (the last of the 14 days) I received a letter offering me £865 settlement (this of course is out of the £1695 they owe me!) So the same day I sent them a LBA that I played about with accepting their offer but only partially and so they still had 14 days to pay up or HELLO!! to court. So now I've got to wait till 1st March to fill out MCOL. Have been reading some threads and everyone seems to be getting on well. KEEP UP THE GOOD WORK!!!
  3. Reading other threads on here I understand that when people have sent them a letter accepting it as a partial refund they have withdrawn their offer anyway so on that information I would carry on as normal otherwise it will just take longer to get your money back. Hope this helps.
  4. It shouldn't take them very long to send you your statements as none of them will be before 2000 (you can only apply for up to 6 years worth of charges back). As soon as you get them go through them so you can send off the next letter ASAP. Is a slow process so you may as well get cracking! Good luck! PS.Sit and wait it out. Make sure you send them a reminder letter about a week before the 40 days is up tho.
  5. It shouldn't take them very long to send you your statements as none of them will be before 2000 (you can only apply for up to 6 years worth of charges back). As soon as you get them go through them so you can send off the next letter ASAP. Is a slow process so you may as well get cracking! Good luck tho!
  6. OK so an update.... This morning I received a letter saying "Thank you for your letter...blah blah blah...we will get back to you but cannot guarantee it will be in the timescale you set...we do aim to find a solution within 4 weeks. Reading other threads I understand other people have also received this letter. I was just wondering however whether anyone has waited for a reply from Barclays before sending the next letter? Does anyone think it will perhaps make them more generous with their settlement?? Any help would be appreciated. Thanks guys!!
  7. Thanks for the message. I have checked out FAQ's and other threads and it was the step by step instructions that confused me. I originally thought u added the 8% once you take court action but then other threads were talking about adding the interest they have charged you for going over your overdraft! Not to worry I haven't added it so that's good! Thanks a lot for your help on that. April x
  8. OK so I received my statements today and overall the bank have taken £1695 from my account in the last 6 years. I have printed off a PAL letter and a schedule of accounts to send today. I haven't added any interest as it seems to be a little complicated and as I doubt very much it will be a great amount I have given up with it!! Have been reading some other threads and everyone seems to be doing really well which is great. Will keep you up to date with developments. (PS. When I received the statements there was a letter inside saying that had taken £5 from my account for the print offs..I had already sent a PO which they had returned! Did anyone else get this letter??) April x
  9. Hi, So 3 weeks later and all I've had is a letter from Barclays saying blah blah blah ...we don't have to give you any information but in this instance will do free of charge.. blah blah blah...we will not add where manual intervention has taken place... etc etc. Can anyone tell me if this is a standard letter they send out? And should I now send them another letter warning them their 40 days will soon be up?? If someone could help me i would appreciate it Aprilx
  10. Hi, Just a quick question for all u experienced folk - from what I've read I'm estimating it costs around £200 to file a court case. If I am right am I able to add this to my settlement figure??? If someone could let me know it would be much appreciated. April
  11. Congratulations on your success!!! Just wondering...did it actually get to court or did they settle with you??
  12. I'm quite new to all this but from what I have read if you look at the FAQ's which you can find on site map above that will help and if u look in the library there is a 'court bundle' you can download to help you. Have a search around the site and it will really help.
  13. Thanks so much guys. You have been a great help. I have just printed off a SAR to send to Barclays tomorrow!!
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