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    • I have looked at the car park and it is quite clearly marked that it is  pay to park  and advising that there are cameras installed so kind of difficult to dispute that. On the other hand it doesn't appear to state at the entrance what the charge is for breaching their rules. However they do have a load of writing in the two notices under the entrance sign which it would help if you could photograph legible copies of them. Also legible photos of the signs inside the car park as well as legible photos of the payment signs. I say legible because the wording of their signs is very important as to whether they have formed a contract with motorists. For example the entrance sign itself doe not offer a contract because it states the T&Cs are inside the car park. But the the two signs below may change that situation which is why we would like to see them. I have looked at their Notice to Keeper which is pretty close to what it should say apart from one item. Under the Protection of Freedoms Act 2012 Schedule 4 Section 9 [2]a] the PCN should specify the period of parking. It doesn't. It does show the ANPR times but that includes driving from the entrance to the parking spot and then from the parking place to the exit. I know that this is a small car park but the Act is quite clear that the parking period must be specified. That failure means that the keeper is no longer responsible for the charge, only the driver is now liable to pay. Should this ever go to Court , Judges do not accept that the driver and the keeper are the same person so ECP will have their work cut out deciding who was driving. As long as they do not know, it will be difficult for them to win in Court which is one reason why we advise not to appeal since the appeal can lead to them finding out at times that the driver  and the keeper were the same person. You will get loads of threats from ECP and their sixth rate debt collectors and solicitors. They will also keep quoting ever higher amounts owed. Do not worry, the maximum. they can charge is the amount on the sign. Anything over that is unlawful. You can safely ignore the drivel from the Drips but come back to us should you receive a Letter of Claim. That will be the Snotty letter time.
    • please stop using @username - sends unnecessary alerts to people. everyone that's posted on your thread inc you gets an automatic email alert when someone else posts.  
    • he Fraser group own Robin park in Wigan. The CEO's email  is  [email protected]
    • Yes, it was, but in practice we've found time after time that judges will not rule against PPCs solely on the lack of PP.  They should - but they don't.  We include illegal signage in WSs, but more as a tactic to show the PPC up as spvis rather than in the hope that the judge will act on that one point alone. But sue them for what?  They haven't really done much apart from sending you stupid letters. Breach of GDPR?  It could be argued they knew you had Supremacy of Contact but it's a a long shot. Trespass to your vehicle?  I know someone on the Parking Prankster blog did that but it's one case out of thousands. Surely best to defy them and put the onus on them to sue you.  Make them carry the risk.  And if they finally do - smash them. If you want, I suppose you could have a laugh at the MA's expense.  Tell them about the criminality they have endorsed and give them 24 hours to have your tickets cancelled and have the signs removed - otherwise you will contact the council to start enforcement for breach of planning permission.
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Mark Vs HSBC For £3626


banksripyouoff
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that's why i say do it for a good few lines to see the pattern - sometimes it adds some - sometimes not, but at the end you get a total. sounds like you are doing it correctly.

 

and the 8% interest is added at claim stage only

 

the daily interest is on the charges only (o/d interest, yes as it is part of the total you are reclaiming - 8% no, else you'd be getting daily on top of the 8% - that's a no-no) so charges only x 0.00022= daily rate.

hope you were able to salvage the head!

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Thanks for that, will continue with it.

7 days to go before LBA

Head salvaged but started to rain now so wont last long, good job i took photo before which is now his desktop background (desktop backgroung at 7! maybe i should ask him to do the s/s for me), very happy boy.

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Cheers Lattie,

another day down, no reply again. I find it very funny considering the amount of times they have phoned and written to me in the past, desperate to get in touch with me.

Just noticed that today they have recalled my D/D for the mortgage as it would have put me £38 over my O/D and charged me £25 for the privilege.

How kind of them, put charge straight on my S/S.

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Hi All

14 Days up tommorrow, LBA all ready to send. would anyone be so kind as to have a look at it to check for me, especially the 2/3 to last paragraphs. Does it sound right?

 

 

My addy

 

their addy

 

 

17/02/07

 

 

LETTER BEFORE ACTION

 

Dear Sir/Madam,

 

ACCOUNT NUMBERS: xxxxxx, xxxxxxx

 

 

I am very disappointed that you have failed to respond to my letter of the 2ND Feb 2007

I now understand that the regime of 'fees' which you have been applying to my account in relation to direct debit refusals, exceeding overdraft limits and so forth are unlawful at Common Law, Statute and recent Consumer regulations.

 

I would draw your attention to the terms of the contract which you agreed to at the time that I opened my account. It is an implied term of that contract that you would conduct yourselves lawfully and in a manner which complies with UK law.

 

I am frankly shocked that you have operated my account in this way as I had always reposed confidence in your integrity and expertise as my fiduciary.

 

I calculate that you have taken £2,232 plus £111.15 in overdraft interest and £1,838 in charges plus and £23.30 in overdraft interest respectively, which you have charged me. Total £4204.45.

I am enclosing a revised schedule of the charges which I am claiming up to 15th Feb 2007. I have sent you a schedule in my original letter of the 2nd Feb 07

I require repayment in full of this money. If you do not comply fully within 14 days then I shall begin a claim against you for the full amount plus interest plus my costs and without further notice.

Yours faithfully,

banksripyouoff

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just to clarify it a tad - i'd put " on acct. no. xxxxxxx i calculate xxxx+xxx, etc , total: xxxxxx and on acct. no xxxxxx i calculate xxxxx+xxx, etc. , total:

i am reclaiming in total: 4204.45 on two accounts.

or similar - just to make it a bit clearer - separate but together on the claims.

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Hi All

Well I sent the LBA first thing monday morning (19th feb) recorded delivery, with revised spreadsheets.

This morning got a letter from our old friend Colin in response to my prelim letter, asking for a full breakdown of the charges I am claiming. Have I done something wrong? as I did include s/s's with full breakdowns of date, amount and description of cost with the prelim letter.

Anyway LBA has been recieved so I guess I will just sit tight for a week then start looking at the MCOL (already registered)

Mark

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mark,

answered in a reply to your pm. can you take the partic. off - the guys upstairs ask us not to post them else nobody needs to log-in. thanks.

 

i've advised doing the N1 because of the detail involved in claiming for 2 accounts.

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