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Left hook. Halifax on the ropes!


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Well after I sent my LBA to the halifax, they have crumbled and offered me £116.75p. Exactly half of what I asked for. It is soooo tempting to accept this as I am not sure how I would cope in a small claims court. I am a very mild unpersuasive shy person. I am sure I would screw it up completely. Happy but confused. Where to next?:-(

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I was terrified when I walked down to the court to file my N1. Nearly turned round after leaving and asked if I could 'unfile' it!

But the Halifax will pay you everything if you just hold on a tiny bit longer. I just followed all the advice on here.

If 50% is good for you- fine. If nothing less than 100% will satisfy you, then keep going - you have thousands of people behind you.:)

HALIFAX

30th Oct 06 - 18th Jan 07 - Success in claiming £3617.95

HALIFAX 2nd claim

5th Mar - 16th Apr - Success in claiming £176

EGG (3 accounts)

20th Jan 07 - SAR posted

17th Mar 07 - Paperwork received - bits missing

19th Mar - Non-compliance for missing bits posted

9th Apr - ICO complaint filed

BARCLAYCARD

20th Jan 07 - SAR posted

21st Mar - Statements received

23rd Mar - Prelim posted

31st Mar - Offer for £30 rec'd

10th Apr - LBA sent

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HALIFAX

30th Oct 06 - 18th Jan 07 - Success in claiming £3617.95

HALIFAX 2nd claim

5th Mar - 16th Apr - Success in claiming £176

EGG (3 accounts)

20th Jan 07 - SAR posted

17th Mar 07 - Paperwork received - bits missing

19th Mar - Non-compliance for missing bits posted

9th Apr - ICO complaint filed

BARCLAYCARD

20th Jan 07 - SAR posted

21st Mar - Statements received

23rd Mar - Prelim posted

31st Mar - Offer for £30 rec'd

10th Apr - LBA sent

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Don't cave in! It is so easy, lots of us have done it and won.

 

You've got some very good advice above and there's always someone around to help if your stuck.

 

A D

[sIGPIC][/sIGPIC]"Another charge by the Bank?"

 

1st Claim (Current account)

30/11/06 WON! £3146.41

 

2nd Claim (Mortgage charges)

27/3/07 WON! - £277

 

3rd Claim (Credit card charges)

14/5/07 WON! £300

 

4th Claim (Old account 97-99 £444)

20/4/07 Prelim sent

9/5/07 LBA sent

Can't remember now but I WON!!!

My current thread - An A-Z - My previous saga

 

IF THIS HAS HELPED PLEASE CLICK THE SCALES - THANK YOU.

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If you have not already sent a full schedule of charges and overdraft interest to your bank

-- then --

stop!

 

I have a query relating to the above statement. I have sent a schedule of charges with my preliminary letter. Does this count or do I have to send another one before I take court action?

Please be hasty with reply, because I will be taking action on Thursday :S

Thanks in anticipation

Jimmy.

 

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