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vodaphone CCA request help please


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I've got a default on my credit file placed by vodaphone about 5 years ago. i do vaguely remember having a mobile at that time with either them or t-mobile, but i definitely did not sign any forms for it as it was recieved via one of them fly by night phone companys who ring around looking for custom.

 

Can anyone help me in requesting a copy of any agreement i should have signed please?

 

If they cannot provide me with a signed credit agreement would i have grounds to have the default removed?

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Your default will fall off within 6 years, so you may be facing a lot of work when to wait will cause the problem to diappear automatically. You don;t need to sign a contract, your acceptance of the phone and use of it can be taken as your agreement to the terms and conditions prevailing when you entered into the (virtual) contract.

 

You would never have a 'signed credit agreement' as you were not applying for credit, so the CCA is irrelevant.

 

I'd just wait for it to drop off, and be wary of getting another - PAYG is much safer.

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