Jump to content


  • Tweets

  • Posts

    • Good afternoon,    I am writing in reference to the retail dispute number ****, between myself and Newton Autos concerning the sale of a Toyota Avensis which has been found to have serious mechanical faults.    As explained previously the car was found to be faulty just six days after purchase. The car had numerous fault codes that appeared on the dash board and went into limp mode. This required assistance from the AA and this evidence has already been provided. The car continues to exhibit these faults and has been diagnosed as having faults with the fuel injectors which will require major mechanical investigation and repairs.    Newton Autos did not make me aware of any faults upon purchase of the vehicle and sold it as being in good condition.    Newton Autos have also refused to honour their responsibilities under The Consumer Rights Act 2015 which requires them to refund the customer if the goods are found to be faulty and not fit for purpose within 30 days of purchase.    Newton Autos also refused to accept my rejection of the vehicle and refused to refund the car and accept the return of the vehicle.    It is clear to me that the car is not fit for purpose as these mechanical faults occurred so soon after purchase and have been shown to be present by both the AA and an independent mechanic.   Kind regards
    • Commercial Landlords are legally allowed to sue for early cancellation of the lease. You can only surrender your lease if your landlord agrees to your doing so. They are under no obligation even to consider your request and are entitled to refuse. You cannot use this as an excuse not to pay your rent. Your landlord is most likely to agree to your surrendering the lease if they want the property back in order to redevelop it, or if they wants to rent it to what they regards as a better tenant or at a higher rent. There are two types of surrender: Express surrender in writing. This is a written document which sets out the terms of the surrender. Implied surrender by conduct. (applies to your position) You can move out of the property you leased, simply hand your keys back and the lease will come to an end, but only if the landlord agrees to accept your surrender. Many tenants have thought they can simply post the keys through the landlord's letter box and the lease is ended. This is not true and without a document from the landlord, not only do you not know if the landlord has accepted the surrender, you also do not know on what basis they have accepted and could find they sue you for rent arrears, service charge arrears, damage to the property and compensation for your attempt to leave the property without the landlord's agreement. Unless you are absolutely certain that the landlord is agreeable to your departure, you should not attempt to imply a surrender by relying on your and the landlord's conduct.  
    • I had to deal with these last year worst DCA I have ever dealt with. Just wait for the constant threats of CCJ and how you'll lose in court and how they won't do mediation and they want the judge to question you with a load of "BIG" words to boot with the letter. My case was struck out in the end, stupidity on their part as I admitted to owing the debt in the end going through the court process was just a formality as they wouldn't let it drop despite me admitting the debt regardless. They didn't send the last part of the court paper work in so it ended up being struck out     .
    • Well, that's it then. Clear proof of the rubbish cameras. Clear proof of double dipping. G24 won't be getting a penny. Belt & braces, I would write to the address LFI has found, include the evidence of double dipping, and ask Fraser Group to call their dogs off.
    • LOL. after sending Perch capital a CCA request with a stapled £1 PO attached (x2) Their lapdog Legal team TM Legal have sent me two letters today saying "due to a recent payment on the account, your account is open to legal/enforcement action" so i guess they have tried to apply that payment to the account to run the statue bar along. dirty tactics lol.
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

poza78 v RBS - **WON**


poza78
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6125 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi,

 

I am currently in the process of claiming back charges from the HSBC, and I have stalled with RBS as once I closed my account with them 3 years ago I destroyed all statements and evidence that I had dealt with these thieves due to the fact that they really "screwed" me with charges while in the final year of my degree!! Thus I didn't have an account number to quote when I wrote the letter requesting my last 6 years bank statements. Once I learned about this website I wrote to RBS on 19th December and sent the £10 cheque requesting the copy statements. All mail was sent recorded delivery.

 

My worry is that they have ignored my letter and cheque and are stalling as everyday means less charges for me to claim back.

 

Any advice would be greatly appreciated.

Link to post
Share on other sites

Not really, the day you sent your first letter recorded will be from where they have the 40 days to comply.

 

Were kinda in the same boat as I didn't have my account number either. Have a look at my thread, Bizarre.Moogle Vs RBoS.

RBoS

Settled At LBA £798

 

Barclaycard

Defence Filed, Waiting For Court Date

 

HSBC

LBA Sent 15-05-07, Still No Reply

 

Barclays

LBA Received 14-05-07, 2nd Holding Letter Sent To Me Stating Should Have Answer By 09-07-07

Link to post
Share on other sites

Hi Poza.

 

If your cheque was only sent Jan 10th (reading from Moogle's thread) I would expect that RBS will treat the 40days from the 10th.

 

I would think they are well within their rights to do so too (unless someone disagrees?)

If my post has been useful, tip my scales and let me know

 

Always start with the User guide!

Stuck with RBS charges? Click here!!

 

RBS CA1 £2794 SETTLED!!! RBS CA2 £503 SETTLED!!! HBOS CC £498 SETTLED!!! Barclaycard £705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!

Link to post
Share on other sites

Thanks but I'm still going to go into the branch if I can get out of work early and try 2 get my account number although I did spend a long time in the branch arguing so i tend to loathe the place and one or two of the staff!! even if it is 40 days from the 10th Jan I'll be expecting statements from 19th December. Will fill you in on my progress. Thanks

Link to post
Share on other sites

You're on the right track - I've read somewhere else that the softly softly approach to lost account numbers works well...go in to the branch with I.D. (particularly if you have moved house since) and the branch staff can be quite helpful in finding things out for you. You don't need to tell them you want the info so you can sue them :D

Link to post
Share on other sites

Thanks HydraUK I'll do that, i'm basically going to go in with copies of the 2 letters sent and ask for the girl who rang me regarding the cheque if things have progressed any further regarding the info requested. Probably will tell them a porky pie that im trying to sort out debts or something along those lines if they ask why. but what i'll do first is phone them first.

Link to post
Share on other sites

"Reconciling your accounts" is a good excuse ;)

If my post has been useful, tip my scales and let me know

 

Always start with the User guide!

Stuck with RBS charges? Click here!!

 

RBS CA1 £2794 SETTLED!!! RBS CA2 £503 SETTLED!!! HBOS CC £498 SETTLED!!! Barclaycard £705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!

Link to post
Share on other sites

Good to hear you finally got yr statements Bizarre.Moogle. I did phone my bank and the girl I spoke to said she'd forwarded the cheque onto central operations and that they would get in touch with a comprehensive list of charges during that period, i dont understand why they're not sending statements unless they're stalling and will send them anyway. I shall wait and see.

Link to post
Share on other sites

:)

 

Hey guys,

 

great news, I received the same letter from Joyce Tudor yesterday as I didn't have my account number, thankfully they finally acknowledged receipt of the letter and cheque once I phoned the bank 2 weeks after posting my S.A.R - (Subject Access Request) due to no contact. Anyway I just went up into the loft and luckiily digged out my closing statement with RBS dated 14th Jan 2003, ironically closed with a overdraft limit exceeded charge of £20. I thought I'd destroyed everything but thank god I kept that. Right, now that I have my account number, the reply letter which BM wrote up will be going out 1st class recorded tomorrow 1st thing. And I can't believe this Joyce Tudor asked if I could also send the branch name and sort-code when my account was held, Are they completely incompetent? These details were all on the initial SAR.

 

Moogle thanks for posting the template letter :D

 

Will keep you posted hope y'all had a good weekend

 

Regards

Link to post
Share on other sites

  • 2 weeks later...
  • 2 weeks later...
  • 1 month later...
  • 4 weeks later...

Hi BM,

 

Sorry its took a while to get back on this thread. okay so I finally received the statements and LBA was sent on 22nd March 2007 for charges of £499.99 and charges currently amounting to £167. MCOL was filed on 13th March 2007 and I received a letter today stating that they do not agree their charges can be classed as penalties and offering me £499.99 without admission of liability. I would have probably accepted the off but with the MCOL charge of £80 added this has raised the stakes and I am thinking of going after the full amount. Now I need to know the next step as this is the furthest I've gone on any of my cases. Do I need to contact the courts about this offer or do I write back stating I reject their offer? Many Thanks for all your help

 

Poza

Link to post
Share on other sites

Go to the library, there is a whole thread on rejecting offers at different stages. Don't forget that now you are in court you are also entitled to 8% interest on top of your £499.99 and costs.

If my post has been useful, tip my scales and let me know

 

Always start with the User guide!

Stuck with RBS charges? Click here!!

 

RBS CA1 £2794 SETTLED!!! RBS CA2 £503 SETTLED!!! HBOS CC £498 SETTLED!!! Barclaycard £705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!

Link to post
Share on other sites

Brilliant, thanks T4FF, I'll start looking thru that right away, also do I need to inform the court about the offer as it looks like they sent this before receiving notification of the claim, however this could be another of their tactics?

 

thanks again

 

poza

Link to post
Share on other sites

I don't know personally. Never read up on court process because never needed it (until now - Barclaycard :() I wouldn't have thought so....

If my post has been useful, tip my scales and let me know

 

Always start with the User guide!

Stuck with RBS charges? Click here!!

 

RBS CA1 £2794 SETTLED!!! RBS CA2 £503 SETTLED!!! HBOS CC £498 SETTLED!!! Barclaycard £705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!

Link to post
Share on other sites

me neither, but i expected RBS to be hard work, not as bad as Capital One, they offered me £140 goodwill gesture on a £989 claim, almost a slap in the face for writing to them. let them just wait a while!! I got my letter sorted and will be sending it first thing

 

thanks

again

Link to post
Share on other sites

  • 3 weeks later...

okay so first the good news, they have buckled and sent me a cheque for the full amount, with the condition that I write to the courts and discontinue proceedings and not take steps to enter Judgement against the Bank.

 

Thanks for all your help cheque will be on its way once the money has been cashed!!

Link to post
Share on other sites

  • 2 months later...

Congrats!!

If my post has been useful, tip my scales and let me know

 

Always start with the User guide!

Stuck with RBS charges? Click here!!

 

RBS CA1 £2794 SETTLED!!! RBS CA2 £503 SETTLED!!! HBOS CC £498 SETTLED!!! Barclaycard £705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...