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poza78

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About poza78

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  1. sorry I’ve tracked a few other fleeced customers this week and no sign of them on the register. Alarm bells would have been ringing if I’d done my homework!!
  2. Yes thats exactly what they're doing and can't be allowed to continue on like this aside from the money they've conned me out of.
  3. Yep done that research here too check out the reviews at Magnus Architects Reviews here and some other people have also been stung recently
  4. Hi Andy, rookie mistake, paid by bank transfer instead of credit card which has protected me in the past.
  5. Bit stuck here so I wanted to consult the experts here: In August we contacted a local Architects Firm Magnus Architecture to help us with the design and planning stage for an extension. All went well initially after paying around £900 to do the designs we agreed to proceed with a planning application of a further £1k. This was almost 2 months ago now and we were advised it can take up to 3 weeks to submit the plans. Last month we tried to contact the firm after having no response to any emails and found that the phine lines were dead. Doing a little resea
  6. Thanks Slick, I was hoping someone more knowledgeable would join this thread, unfortunately gym memberships should come with a Health Warning these days
  7. I've done it before with virgin and as long as you're out of contract they can't do anything - check out another post http://www.consumeractiongroup.co.uk/forum/showthread.php?121539-Total-Fitness-Cancellation
  8. First cancel your direct debit if you don't have a direct debit then cancel your debit card, you will be issued with a replacement with a different expiry date, speak to your bank too for advice. Contact head office and see what they say too. I refuse to sign up for any gym membership now, I paid 12months in advance for my leisure centre gym membership. Contact the Financial Ombudsman service too they may help you get your money back.
  9. First thing I would do is to ask for the T+C's and for the exact terms that that state any new car added has to have a bedding in period of 14 days. Then speak to trading standards and check if it is actually legal for them to have a 14 day 'bedding in' period because you are still payijng for a service even during those 14 days. Check out the Trade Descriptions Act and the Supply of Goods and Services Act 1982. http://www.direct.gov.uk/en/Governmentcitizensandrights/Consumerrights/Howtocomplainaboutgoodsandservices/DG_196096 Hope this helps and let me know how you get on
  10. HELP PLEASE!! Unfortunately I must have forgotten to ask the AA to remove my card details last year!! Imagine my horror yesterday when I checked an account I rarely use and find it £145 in overdraft. I never even received a renewal letter but I am going to be charged £50 by the hsbc for going overdrawn!! I contacted the AA straight away who are unable to refund my charges but were able to drop my premium by £60! As I have been happy with their service - (1 callout every 2 years) I opted to stay with them, and contacted my bank to see if they would refund the charges as a goodwill g
  11. I did get a full refund as all my threats went via the finance company. Although I had them on a technicality with the odometer reading so they had no leg to stand on. I should have gone to watchdog just to let people know how bad this company is!! Went to the garage last week and all the salesmen just scarpered rapidly haha
  12. i got a phone call yesterday from the General Manager at Arnold Clark!! the mileage discrepancy cannot be defended so I said I want a refund and he's sorting it, lets see when I actually get my money
  13. For reference, below is a copy of the letter I sent out yesterday - heres hoping Dear Sir/Madam, Finance Agreement Number: XXXXXX Supply of Goods (Implied Terms) Act 1973 (as amended) On 22nd January, 2009, I entered into a Hire Purchase agreement with you for a Volkswagen Golf 2.0 GT TDi from Arnold Clark Automobiles Limited. The following problems have arisen: The hire purchase agreement, used qualifying vehicle invoice, Arnold Clark warranty and servicing documents state the mileage at time of purchase was 37,168. However on the day f
  14. I've just spoken to consumer direct and the finance agreement is voided by the incorrect mileage under the Supply of Goods (Implied Terms) Act 1973 – Hire Purchase Agreement I am eligible to recover all payments and my deposit will let you know if this actually happens
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