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    • There's no facility for a settlement "out of court" as such. But matters that are started under the "Single Justice" (SJ) Procedure can often be concluded without the defendant appearing. The SJ procedure, as the name suggests, involves a single magistrate, sitting in an office with a legal advisor, dealing with matters "on papers" only. Nobody else can attend. The SJ deals with straightforward guilty pleas. Anything where the SJ believes the defendant should appear, or which should be dealt with by the "ordinary" court are adjourned o a hearing in the normal magistrates'  court .As well as this, all defendants have the right to a hearing in the normal court if they wish. Nobody is forced to have their case heard under he SJP.  In particular, as far as traffic matters go, a SJ will not disqualify a driver and if a ban is to be considered, the case will be passed over to the normal court. Because, following your SD, you will be pleading Not Guilty (and offering the "deal"), your case would usually be heard in the normal court, meaning a personal appearance. To be honest, performing your SD at the court is a more straightforward way of doing things. It avoids any possible hitches involved in serving he SD on the court. But of course, as I said, most courts have backlogs which mean an SD may not be quickly accommodated. If you do end up doing your SD before a solicitor, check with them the protocol for serving it on the court. Do let us know what the solicitor says about Wednesday.    
    • Welcome to posting on CAG cabot, people will be along soon to help you try to sort this out. Please complete this:  
    • Quotes of the day penny mordaunt came out swinging with her broadsword, and promptly decapitated sunak while Nigel Farage, representing Reform UK, made contentious claims about immigration policies, which were swiftly fact-checked during the debate.   Good question though raised at labour about the 2 child benefit cap, which I broadly agree with, but the tory 'trap' assumes tory thinking - rather than child centric thinking. There should be no incentives to have kids as a financial way of life paid for by everyone else ... ... BUT the kids should not be made to suffer for the decisions of their parents Free school meals would feed the kids, improve their ability to learn, and incentivise them to go to school. As an added benefit ... it would invest in our nations future.   How far this should go is a matter for costing, social intent and future path of the nation, but not feeding our nations kids is an abomination. There should be at least one free school meal per day for every child who attends school. Full Stop. Its the cheapest and most effective investment in our future we could make.
    • Hey people, I've been browsing this amazing forum for the past year and recieved a letter today which has made me require some help. Received a claim form from Cabot in the Civil National Business Centre in regards to an Aqua Credit Card taken out in 2018. I failed to make payments due to financial hardship and have not taken out any credit or uses any forms of credit since. Received a lot of letters from Cabot and their solicitors Mortimer Clarke which I've ignored    By an agreement between New Day Ltd RE Aqua& the Defendant on or around 26/03/2018 ('ths Agreement) New Day Ltd RE Aqua agreed to issue Defendant with a credit card. The Defendant failed to make the minimum payments due. The Agreement was terminated following the service of a default notice. The Agreement was assigned to the named Claimant. Cabot Credit Management Group Limited, acting as servicing agent of the named Claimant through its Appointed Representative (Cabot Financial (Europe) Limited), has arranged for these proceedings to be issued in the name of the Claimant. The named Claimant may be entitled to claim interest under the Agreement but does not seek such interest and instead claims interest under Section 69(1) of the County Courts Act 1984 at 8% p.a.from03/03/2023 until date of issue only, or alternatively such interest as the Court thinks fit THE NAMED CLAIMANT THEREFORE CLAIMS 1. 3800.82 2. INTEREST OF 379.84 3. Costs How would I go about this and what could happen? I don't remember much details about the card either.
    • cause like you said in post one, 99% of people think these are FINES (it now reads charge). and wet themselves and cough up. they are not, they are speculative invoices because the driver supposedly broke some imaginary contract by driving onto privately owned land which said owner may or may not have signed some 99% fake contract with a private parking co years ago, thats already expired or has not been renewed or annually paid to employ them dx  
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Couple of quick questions


Elky
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Hi

 

Abbeys time is up and all I have is a list of charges going back to March 2004, nothing before. I sent them a letter 10 days ago reminding them their time was almost up to supply this data but I've heard nothing.

 

Where do I go from here?

 

Cheers

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Time to pursue the data protection breach use the template letter and issue a court case against them for failure to comply

Abbey £4340.59 *WON* Jan 07

 

Abbey II MCOL 31/03/07 £8800.00

 

Please note..I AM NOT AN EXPERT ANYTHING WHAT I POST IS PURELY MY OPINION AND MAY BE WRONG IT IS JUST BASED ON MY UNDERSTANDING OR EXPERIENCE

 

Read my latest claim its a fast track potentially

http://www.consumeractiongroup.co.uk/forum/abbey-bank/61406-noobrider-abbey-take-2-a.html?highlight=noobrider

 

read my first claim which includes attending a directions hearing in court

http://www.consumeractiongroup.co.uk/forum/abbey-bank/10576-noobrider-abbey.html?highlight=noobrider

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I emailed them to say I am about to start legal proceedings. Jackie Scott emailed back saying the latest info was sent out in the post to me on 21st May. I haven't received it yet but I'll give it until the weekend and if nothing arrives, I'll start the court proceedings

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Hello Elky,

 

I had the same trouble I would go to the link below and send the ICO copies of your Data Request and your LBA. State that you wish them to act against Shabbey.

 

I think you will then find your charges turn up mine did a day later!

 

 

Data Protection Complaints – Information Commissioner’s Office (ICO)

 

All the best

 

Lee Cab:D

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Hi Elky! I received the remaining statements. I think if you don't hear from them by latest tomorrow 25/05/07, you need to take the next step LBA. I am trying to figure out all these negative amounts on statements. Can anyone help.

ANDY VS ABBEY 23rd April 2007 -

 

'Don't get mad, get even'

'Patience is a virture'

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Received them all finally. Worked out that they have taken £1799 from me over the last 6 years in charges - can't believe its that much!

 

Do I now send them a request for the money back together with a schedule of the charges? Do I add interest on it just yet?

 

Cheers

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Hi Elky,

 

Prelim letter now with your schedule of charges but not the 'interest' or the 'days since offence' columns:)

 

 

This is where it begins;)

All advice offered here is my opinion only based on what I would do in a given situation. If you wish to act on it you do so at your own discretion

......................................................

I have no legal expertise or qualification, and give advice on the basis of my own experience and nothing else.

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So just the charges themselves with the dates and what the charge was for? No interest at this stage then I take it?

 

I've done the letter and the schedule, its ready to go our recorded delivery.

 

Will keep you posted!

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  • 3 weeks later...

Hi all

 

I sent them an LBA, stating that I want £1799 back from them. This didnt include any interest. I spoke to the bank this morning and they said they have sent something in the post to me and that they hope to have this resolved once I receive the letter. For some reason, they wouldnt tell me what the letter was. I havent received anything yet but I'd imagine it might be a GOGW offer?

 

Anyway, shall I now send them another letter stating that I want the £1799 and also add interest on to this or do I just go straight to the court now and start my claim with them?

 

Cheers

 

Elky

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it will be standard bog off letter probably any delaying tactics they can stick to your schedule not theres look at the faqs at follow schedule there and stick to it no matter what they say xxkia

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  • 1 month later...

Hi

 

Yesterday I paid the £120 and did the claim online. What do I need to do now? Just wait for Abbey to acknowledge and submit a defence or do I need to send anything to them?

 

Cheers

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Now your claim is lodged Abbey have 14 days from the date the court issues to Acknowledge your claim, then they have a further 14 day to file a defence. Should they not acknowledge by 14 day or entered a defence 28 days from now you should speak to the court and ask them to rule in your favour.

 

How ever my experince is that Abbey just want to drag it out and will file the above with 4 hours to go!:mad:

 

Hope your ok stick at it!

 

Leecabs:)

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not sure but werent you supposed to include schedule with your claim but i did mine in person and i suppose its different when u do it online and they made me wait for there defence till it went over date so dont hold your breath eh lol but do stick with it its worth the wait honest it is xxkia

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Elky, send a copy of your spreadsheet to Abbey and to the court recorded delivery.

Lula

 

Lula v Abbey - Settled

Lula v Abbey (2) - Settled

Lula v Abbey (3) - Stayed

 

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Sorry, only just seen your replies. What should I sent to Abbey and the court now? A schedule of my charges? I sent this to Abbey already when asking for money back? Do I need to send it again together with a copy of my claim?

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yep think you send an updated version as your spreadsheet should in theory have updated itself from the first one you did ok love think thats right lula will advise if its not xxkia

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Do I send it to the Triton Square address for Abey? Also, when I send a copy to the court, am I sending it to the Northampton address that appears on the claim form?

 

Thanks for you help

 

Elky

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yep triton square address for the abbey and the northhampton address sounds fine to me bit late i know sorry not around at dinner love doing pilates and chi ball hope this helps lolxxxkia

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  • 4 weeks later...

Hi

 

Abbey acknowledged my claim on 27th July and have until Monday 20th August to file a defence. When I log in to MCOL, it still just says 'acknowledged'. Am I right in thinking that if they havent submitted a defence by Monday, I can apply for a judgement?

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