Speedo101 v LloydsTSB

[speedo101]

Hi there

Lloyds have now decided to inform me about the money if a little belatedly and I am trying to make sure that my figures are correct when drafting my reply.

 

I have taken off the 750 from the newest charges by using the spreadsheet. When I am quoting the remainder that they must pay am I right in thinking that I need to have adjusted the daily interest rate to reflect their part payment. The daily rate that was quoted on my N1 was obviously for the entire amount that I was claiming and now should they choose to leave that money in my account that amount will be less so I assume that the interest will be less.

Thanks Speedo

[speedo101]

Bump

[GuidoT]

Yes take the £750 off the most recent charges so that it minimises the reduction on your interest sum. Yes your daily sum will change too.

[speedo101]

Thank you

[speedo101]

Hi there

I tried using the new strategy for AQ in my case against Lloyds and I have just received back my notice of allocation. The hearing has been set for the 10th May and at the bottom of the sheet it says

 

Parties to file and serve documents 14 days before the hearing

 

The original documents shall be brought to the hearing

 

Defendant do by 4.00pm 10 April 2007 file and serve:

 

1.an itemised statement showing how each and every item charged is calculated

2.a copy of the contract with the customer

3. skeleton legal arguments if points of law are to be argued relating to punitive and/or unfair contract terms.

 

Does this mean if they do not file these papers that i could ask the judge to strike out their defence?

 

Thanks Speedo

[nicsussex]

Defendant do by 4.00pm 10 April 2007 file and serve:

 

1.an itemised statement showing how each and every item charged is calculated

 

Don't think I have seen this before (no doubt someone will correct me if i have missed something) - could be any interesting change of tact from the courts?

[GuidoT]

Hi there

I tried using the new strategy for AQ in my case against Lloyds and I have just received back my notice of allocation. The hearing has been set for the 10th May and at the bottom of the sheet it says

 

Parties to file and serve documents 14 days before the hearing

 

The original documents shall be brought to the hearing

 

Defendant do by 4.00pm 10 April 2007 file and serve:

 

1.an itemised statement showing how each and every item charged is calculated

2.a copy of the contract with the customer

3. skeleton legal arguments if points of law are to be argued relating to punitive and/or unfair contract terms.

 

Does this mean if they do not file these papers that i could ask the judge to strike out their defence?

 

Thanks Speedo

 

 

Yes ask for it to be struck out, I presume SCM have not filed anything.

[speedo101]

Hi there

Well they hadn't when I rang on the 13th but the person I spoke to at the court did say that they would be given a little leeway because of the Easter break. I really can't see Lloyds complying with the first point and as I understand it I don't have to put in my court bundle until 14 days before the hearing. Does anyone have any advice on how I would go about getting it struck out?

 

Thanks Speedo

[BARTY]

Hi

This link should help:

http://www.consumeractiongroup.co.uk/forum/lloyds-bank/58011-sc-m-court-bundle.html

 

Barty:)

 

 

 

http://www.consumeractiongroup.co.uk/forum/lloydstsb-successes/1774-barty-lloyds-tsb.html I WON!!!! :-D

If I have helped, please click my scales:)

[Chrissieleigh]

Hi there - new to this - finally received my list of charges from the Bank, not sure what I can claim for - please help! want to send off my preliminary letter claiming back my charges. Do I send a schedule of the charges I am claiming? can I send the one the bank sent me if I photocopy it?

[ataction]

Chrissieleigh

You need to start your own thread and you will get plenty of advice. You may need to read some of the relevant threads and the FAQs.

[Chrissieleigh]

Thanks for that:)

[Fulhamnick]

I've submitted my claim with the court recently, and Lloyds have until the 30th May to respond.

 

Although put off by Lloyds winning two cases, I realise that I need to be that much more thorough with my claim.

 

What is the next stage, and does anyone have any tips for me.

 

Thanks

 

FulhamNick.

[Fulhamnick]

I've submitted my claim with the court recently, and Lloyds have until the 30th May to respond.

 

Although put off by Lloyds winning two cases, I realise that I need to be that much more thorough with my claim.

 

What is the next stage, and does anyone have any tips for me.

 

Thanks

 

FulhamNick.

[BARTY]

Hi

You should shortly receive a copy of their defence and you may receive an Allocation Questionnaire to fill in. These links will help you to fill it in if you get one:

http://www.consumeractiongroup.co.uk/forum/general/57708-draft-order-allocation-questionnaires.html

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/11644-allocation-questionnaires-guide-completion.html

 

If you don't receive an AQ, read this:

http://www.consumeractiongroup.co.uk/forum/general/80091-your-court-dispensing-allocation.html?highlight=dispensed+AQ

 

This should help with preparing your claim for Court:

http://www.consumeractiongroup.co.uk/forum/guidance-notes/64911-got-court-date-guide.html

Barty:)

[broke dave]

Fulhamnick,

Good advice from Barty. I would add the need to start your own thread. Unless you are speedo101 in disguise?