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    • I disagree with the charge and also the statements sent. Firstly I have not received any correspondence from DVLA especially a statutory notice dated 2/5/2024 or a notice 16/5/2024 voiding my licence if I had I would have responded within this timeframe. The only letter received was the single justice procedure notice dated the 29.5.2024 this was received on 4.6.2024. I also disagree with the statement that tax was dishonoured through invalid indemnity claim. I disagree that the licence be voided I purchased the vehicle in Jan 2024 from RDA car sales Pontefract with agreement to collect the car on the 28.1.2024. The garage taxed the vehicle on the 25.1.24 for eleven payments on direct debit  using my debit card on my behalf. £62.18 was the initial payment on 8.2.24  and £31 per month thereafter the second payment was 1.3.24.This would run from Jan 24 to Dec 24 and a total of £372.75, therefore the car was clearly taxed before  I took the car away After checking one of my vehicle apps  I could see the vehicle was showing as untaxed it later transpired that DVLA had cancelled my tax , without reason and I did not receive any correspondence from DVLA to state why it was cancelled or when. The original payment of £62.18 had gone through and verified by my bank Lloyds so this payment was not declined. I then set up the direct debit again straight away at my local post office branch on 15.2.2024 the first payment was £31 on 1.3.2024 and subsequent payments up to Feb 2025 with a total of £372.75 which was the same total as the original DD that was set up in Jan, Therefore I claimed the £62.18 back from my bank as an indemnity claim as this payment was from the original cancelled tax from DVLA and had been cancelled . I have checked my bank account at Lloyds and every payment since Jan 24  up to date has been taken with none rejected as follows: 8.2.24 - £62.15 1.3.24 - £31.09 2.4.24 - £31.06 1.5.24 - £31.06 3.6.23-£31.06 I have paper copies of the original DD set up conformation plus a breakdown of payments per month , and a paper copy of the second DD setup with breakdown of payments plus a receipt from the post office.I can also provide bank statements showing each payment to DVLA I also ask that my licence be reinstated due to the above  
    • You know hes had it when they call out those willing to say anything even claiming tories have reduced taxes on live tv AS Salmonella says: The Conservative Party must embrace Nigel Farage to “unite the right”, Suella Braverman has urged, following a disastrous few days for Rishi Sunak. The former home secretary told The Times there was “not much difference” between the new Reform UK leader’s policies and those of the Tories, as senior Conservatives start debating the future of the party. hers.   AND Goves replacement gets caught booking in an airbnb to claim he lives locally .. as of yesterday you can rent it yourself in late July - as he'll either be gone or claiming taxpayer funded expenses for a house Alongside pictures of himself entering a house, Mr McGuinness said Surrey Heath residents “rightly expect their MP to be a part of their community”. - So whens farage getting around to renting (and subletting) a clacton beach hut?   Gove’s replacement caught out on constituency house claim as home found on Airbnb WWW.INDEPENDENT.CO.UK Social media users quickly pointed out house Ed McGuinness had posted photos in was available to rent     As Douglas Ross says he'll stand down in scotland - if he wins a Westminster seat - such devotion.
    • I've completed a draft copy to defend and will post up here for review.  Looking over the dates and payments this all stemmed from DVLA cancelling in Feb , whereby I set up a new DD in Feb hence the overlap, why they cancelled when I paid originally in Jan I have no idea. Anyway now stuck with pending court action and a suspended licence . I am also firing off a letter to DVLa recorded disputing the licence revoke
    • Thank you both for your expert knowledge and understanding. You're fighting the good fight by standing up for people like me and others with limited knowledge of this stuff. I thank you. I know all my DVLA details are good. I recently (last year) renewed my license, and my car's V5 is current with the correct details; the same is valid for my partner. I'll continue to ignore the love letters 😂 and won't let it bother either me or my partner.  I'll revisit this post if/when I get a letter of claim.  F**k ém.
    • Please check back later on today for a fuller response and some edits
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Who deals with whom? directory of banks/Dca/solicitors


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No They May Collect For Hsbc Aswell But Definately Owned By Lloyds Tsb I Asked Tsb This And They Confirmed It , Lisam

 

Sorry to disagree but The Beneficial Financial Bank is a trading name of The HFC bank who are in turn part of the HSBC group.

 

Beneficial do not offer bank accounts but merely offer loans/credit cards etc

 

Beneficial Bank

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  • 2 weeks later...

blair oliver scott for taking £150 out of my halifax account on friday for a debt that was cleared in April 2006!!! :mad:

 

letters winging their way to Halifax (for giving out my account details) and Blair oliver scott for taking money that isn't theres to take!!

 

the debt wasn't even owed to them but to geoffrey parker bourne who this morning have confirmed the balance was cleared on the 21.04.06 :evil:

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I can assure you that Blair Oliver & Scott are trading and collecting monies on behalf of the Bank of Scotland as are Wescot Credit Services

 

Aktiv Kapital collect on behalf of Time Retail Finance

 

Arrow/Global Receivables Management/CBS collect on behalf of Paragon

 

HFC bank and Beneficial bank seem to use a firm of solicitors called Restons.

 

If anyone has any details of dealinigs with Restons or Arrow I would be most grateful

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I can assure you that Blair Oliver & Scott are trading and collecting monies on behalf of the Bank of Scotland as are Wescot Credit Services

 

Aktiv Kapital collect on behalf of Time Retail Finance

 

Arrow/Global Receivables Management/CBS collect on behalf of Paragon

 

HFC bank and Beneficial bank seem to use a firm of solicitors called Restons.

 

If anyone has any details of dealinigs with Restons or Arrow I would be most grateful

 

I have had dealings with Arrow Global, who passed the alleged debt straight onto their evil Solicitor, Eversheds. They have since shut up and neither have written to me for about 2 months now since MBNA tried to falsify an agreement.......

CLICK ON THE SCALES IF YOU THINK I HAVE HELPED!

 

I AM NOT SCARED ANYMORE!:rolleyes:

 

MBNA - To quote "The Carpenters", We've Only Just Begun..................;):D

HSBC - Settled.

Capital One - S.A.R - (Subject Access Request) issued.

Goldfish - S.A.R - (Subject Access Request) issued.

Tesco - SAR issued.

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Could somebody just confirm what Blair Oliver & Scott are - a DCA or solicitors.

Thanks

Blimey Senior! Where have you been hiding??!!! Good to see you!!:D

CLICK ON THE SCALES IF YOU THINK I HAVE HELPED!

 

I AM NOT SCARED ANYMORE!:rolleyes:

 

MBNA - To quote "The Carpenters", We've Only Just Begun..................;):D

HSBC - Settled.

Capital One - S.A.R - (Subject Access Request) issued.

Goldfish - S.A.R - (Subject Access Request) issued.

Tesco - SAR issued.

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Thanks, Corn - not had anything to say, so kept quiet!

Just interested to know about Blair Oliver Scott - some people write as if they are just a DCA and others that they are solicitors - can't find them listed on the English or Scottish Law Society websites - any ideas? And what is the relationship between them and another HBOS DCA - J&J Collections? If Blair Oliver & Scott arn't solicitors who do HBOS use for litigation?

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Thanks, Corn - not had anything to say, so kept quiet!

Just interested to know about Blair Oliver Scott - some people write as if they are just a DCA and others that they are solicitors - can't find them listed on the English or Scottish Law Society websites - any ideas? And what is the relationship between them and another HBOS DCA - J&J Collections? If Blair Oliver & Scott arn't solicitors who do HBOS use for litigation?

 

Hi Senior, good to hear from you!

 

I couldn't comment on them as I have no dealings with them at all. I suggest a general search may throw up some more "victims" who will be able to confirm one way or another.

 

I am sorry I couldn't help! I am glad you are well and look forward to seeing you back over on the MBNA forum when you are able!

 

Best wishes,

 

 

Corn x:)

CLICK ON THE SCALES IF YOU THINK I HAVE HELPED!

 

I AM NOT SCARED ANYMORE!:rolleyes:

 

MBNA - To quote "The Carpenters", We've Only Just Begun..................;):D

HSBC - Settled.

Capital One - S.A.R - (Subject Access Request) issued.

Goldfish - S.A.R - (Subject Access Request) issued.

Tesco - SAR issued.

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B,O&S are trading as previously informed, I think they act as a collections agent but have had no dealings with them as solicitors. I can supply details of my dealings if needed

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  • 2 weeks later...

this is very confusing ...1 month ago I just got a loan of Welcome finance ...I think this is how Capquest has caught up with me :-(

but havent received no paperwork confirming the loan ...waiting to see if they start the d.d. this month .. how can they trade if they are dormant:?:

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Nino1 - Arrow is part of a bunch of Yankee come-latlelys who are going to teach us poor downtrodden Brits how to collect debts effectively - just like the G.I.s won the war for us. Given the scumbags already in the market my view is they've left it a bit late, but perhaps they've just found Pearl Harbor on an atlas.

 

My beef with them is that they devote a whole page of their website to slagging off the CCCS - "Gee youse guys - when your creditors chose CCCS you should have done chosen Arrow" (or something similar).

 

In my view quite libellous, but confirmation that the CCCS has gotten under their motherf*****g hides.

 

More info. available if required. Good luck all. Vandermerwe.

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  • 2 weeks later...

Hi i have just read the whole of this thread, and wow, it has blowm my brains out. anyway I am a newbie to all of this. but I do have letters and phone calls from Buchannan Clark & wells, chasing my debt for Natwest bank. I have only just cca they they signed for it yesterday, but can someone please explain the bit about being dormant (them not me!!), if they are dormant does that mean they should not be chasing my debt, and that i do not pay them anything, what if they can produce my cca, then what. please help

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Just heard from B.O.& S. in the Republic of Scotland.

 

Their letterhead states 'Debt Collectors'.

 

Registered Office: Arrol House, Viking Way, Rosyth KY11 2UT.

 

Registered in Scotland No. 133457

 

Claiming to act on behalf of "Halifax" they begin: Blair, Oliver & Scott Ltd. is a professional debt collection agency blah, blah.

 

Call our Helpline Number 0870 240 5138 (sic).

 

Our comrades-in-arms 'saynoto0870' give the alternatives of 0131 4427777 (Switchboard HBOS ask for Blair Oliver and Scott to get through) and, by lucky hap 0800 0560808 (Part of Halifax (HBOS).

 

Doesn't sound very dormant to me!

 

Vandermerwe

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These parasites don't have much imagination.

 

To make sure who you are looking for, Google (UK sites only) "First Credit" and you'll get their website. When I tried it was the first name to come up. They are based in Evesham.

 

Then go to the second page (I think it was) of Google's list and click on 'Odd telephone call from First Credit Ltd.' and you see a whole can of worms opening up.

 

That's 1st Credit and they too have a web site, but as far as I can tell no connection.

 

Hope this helps.

 

Vandermerwe

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TOTAL Confusion - EOS Solutions UK (Warrington) were called Logic Group until Sept 06.Logic Group (Edinburgh) were called Collection Agencies until Sept 06.Collection Agencies (Warrington) were called EOS Solutions ltd until Sept 06.EOS Solutions ltd (Warrington) were called EOS UK Holdings until Jun 06.EOS UK Holdings (Edinburgh) were called EOS Solutions ltd until Jun 06 , then EOS Solutions UK until Sept 06. FULL CIRCLE!! How can they just swap their names around like this??

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