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    • I have just read the smaller print on their signs. It says that you can pay at the end of your parking session. given that you have ten minutes grace period the 35 seconds could easily have been taken up with walking back to your car, switching on the engine and then driving out. Even in my younger days when I used to regularly exceed speed limits, I doubt I could have done that in 35 seconds even when I  had a TR5.
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    • Thank you for posting up the results from the sar. The PCN is not compliant with the Protection of Freedoms Act 2012 Schedule 4. Under Section 9 [2][a] they are supposed to specify the parking time. the photographs show your car in motion both entering and leaving the car park thus not parking. If you have to do a Witness Statement later should they finally take you to Court you will have to continue to state that even though you stayed there for several hours in a small car park and the difference between the ANPR times and the actual parking period may only be a matter of a few minutes  nevertheless the CEL have failed to comply with the Act by failing to specify the parking period. However it looks as if your appeal revealed you were the driver the deficient PCN will not help you as the driver. I suspect that it may have been an appeal from the pub that meant that CEL offered you partly a way out  by allowing you to claim you had made an error in registering your vehicle reg. number . This enabled them to reduce the charge to £20 despite them acknowledging that you hadn't registered at all. We have not seen the signs in the car park yet so we do not what is said on them and all the signs say the same thing. It would be unusual for a pub to have  a Permit Holders Only sign which may discourage casual motorists from stopping there. But if that is the sign then as it prohibits any one who doesn't have a permit, then it cannot form a contract with motorists though it may depend on how the signs are worded.
    • Defence and Counterclaim Claim number XXX Claimant Civil Enforcement Limited Defendant XXXXXXXXXXXXX   How much of the claim do you dispute? I dispute the full amount claimed as shown on the claim form.   Do you dispute this claim because you have already paid it? No, for other reasons.   Defence 1. The Defendant is the recorded keeper of XXXXXXX  2. It is denied that the Defendant entered into a contract with the Claimant. 3. As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance. The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner. Accordingly, it is denied that the Claimant has authority to bring this claim. 4. In any case it is denied that the Defendant broke the terms of a contract with the Claimant. 5. The Claimant is attempting double recovery by adding an additional sum not included in the original offer. 6. In a further abuse of the legal process the Claimant is claiming £50 legal representative's costs, even though they have no legal representative. 7. The Particulars of Claim is denied in its entirety. It is denied that the Claimant is entitled to the relief claimed or any relief at all. Signed I am the Defendant - I believe that the facts stated in this form are true XXXXXXXXXXX 01/05/2024   Defendant's date of birth XXXXXXXXXX   Address to which notices about this claim can be sent to you  
    • pop up on the bulk court website detailed on the claimform. [if it is not working return after the w/end or the next day if week time] . When you select ‘Register’, you will be taken to a screen titled ‘Sign in using Government Gateway’.  Choose ‘Create sign in details’ to register for the first time.  You will be asked to provide your name, email address, set a password and a memorable recovery word. You will be emailed your Government Gateway 12-digit User ID.  You should make a note of your memorable word, or password as these are not included in the email.<<**IMPORTANT**  then log in to the bulk court Website .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform . defend all leave jurisdiction unticked  you DO NOT file a defence at this time [BUT you MUST file a defence regardless by day 33 ] click thru to the end confirm and exit the website .get a CPR 31:14 request running to the solicitors https://www.consumeractiongroup.co.uk/forum/showthread.php?486334-CPR-31.14-Request-to-use-on-receipt-of-a-PPC-(-Private-Land-Parking-Court-Claim type your name ONLY no need to sign anything .you DO NOT await the return of paperwork. you MUST file a defence regardless by day 33 from the date on the claimform.
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debitas/capital one


twiga
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what started out as a small debt of £400 has nearly doubled due to late payment charges and interest on interest I have received a threatening phone call from debitas as I have altered their payment date from the beginning of the monthe to the end of the month I can't see what their problem is as they are still getting monthly payments just the same. The guy I spoke to was very intimidating. I must have opaid the original debt back a hundred times now and I feel I am just adding to debitas/capital ones profit which I can ill afford to do I thought I would start by asking debitas to only contact me by letter incidently they have never sent me a statement so I am unaware how much I actualluy owe now and then contacting capital one and ask them to take the debt back from debitas. Is this the right thing to do.:(

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Hi again, Twiga.

 

Glad you've found the Debts forum.

 

Hopefully now you can start getting this sorted out.

 

Spot

Spotnot v MBNA and their nasty solicitors (on behalf of my friend)

 

If I have helped in any way, click my scales.

 

Remember, we were all newbies once!!

 

When you win, donate!!!

 

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what a load of so and sos. fire off a sar to the dca. sit back watch and relax.

then post back here !!!!!!!!!!!!!!!

CLICK HERE FOR A LOOK AT ALL OF MY FILES: http://s134.photobucket.com/albums/q82/bailiffchaser/

do not forget to click on my scale if i am giving you the right advice or advice is making sense click my scales otherwise others think i am not helping you.

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Thanks but I am new to all of this I know what a sar is but who or what is the DCA and how I go about contacting them please point me in the right direction and also should I contact capital one and get them to retrieve my account from debitas as i am in dispute with them over the charges?

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DCA = Debt Collection Agency.

 

Send the CCA letter to Debitas and also inform them that the debt is in dispute due to unlawful charges.

 

Send the SAR to Capital One and get all your statements off them. Start the claim for the charges.

 

Debitas may send the debt back to Capital One, it depends whether they have bought the debt from Capital One or are just acting for them. The SAR you send to Capital One should provide you with this info.

 

If they are just acting for Capital One, they will probably send the debt back to Capital One.

 

Also while the debt is in dispute, you can stop paying them. Whether or not you do this is entirely up to you.

 

Also, send the harassment by telephone letter to Debitas. I posted the link to this for you on another thread.

 

Send these letter off and earn some breathing space from these muppets!

 

Let us know if you get any replies or need any further help.

 

Spot

Spotnot v MBNA and their nasty solicitors (on behalf of my friend)

 

If I have helped in any way, click my scales.

 

Remember, we were all newbies once!!

 

When you win, donate!!!

 

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PS Also send a SAR to Debitas. You need to send £10 with this request, but you must state in the letter that it must not be applied to your account. This should force Debitas to send you all the info they have on you, including a statement of account.

 

Spot

Spotnot v MBNA and their nasty solicitors (on behalf of my friend)

 

If I have helped in any way, click my scales.

 

Remember, we were all newbies once!!

 

When you win, donate!!!

 

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Thanks for all that info its been a great help I spoke to Debitas yesterday to ask for their postal address and they would'nt give it to me unless I agreed to pay them £20.0 so I can pay them at the end of the month instead of at the beginning . I will kleep you posted thanks again.

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Hi, Debitas are part of Cap1. They haven't bought the debt therefore you should be aware if they threaten you with court action etc they are breaking the law. Capital 1 are responsible for their actions while they are trying to collect a debt that still belongs to them.

 

Expect the debt to cross over to CapQuest and then over to HL Legal who will try to scare you again with court charges etc....

 

Follow the procedures on this site and start a court claim for your charges. Once the SAR is sent the account is in dispute and you don't need to pay anything while this is happening.

 

Read everything in the templates area and follow the rules and you will reduce the debt considerably and annoy them at the same time.

 

Have you been defaulted? If so did you get a default notice? I am currently (just starting again) trying to round up people for a mass complaint against Cap1. They have some very bad practices which could come back to kick them in the rear.

 

Good luck and don't worry or be intimidated. It's an unsecured debt and they are more worried about you paying it back than you should be about paying it. If you are paying what you can afford then no Judge in the country will make you pay less so there is nothing Debitas can do.

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Hi thanks for all that I wish I had found this site sooner. Yes they did issue me with a default notice and yes they scare me witless they also make me angry because the people you speak to at debitas treat you like **** and are very arrogant, they talk over you which I find very frustrating. I really hope by following everything I have learnt I can kick them back.

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hi there all

l too have just received a letter from DEBITAS I have sent my S.A.R. L.B.A. had two offers and refused them now this please help what can l do/ also sent two letters for harrassment they even said they was stopping the phone calls but they still phone. I even had a letter from MR UDY to comfirm that i wouldnt get any more calls but still do. This is really starting to worry me now they have even put a DEFAULT on my file HELP PLEASE ANYBODY?

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load of so and debitas cap one etc. you might even be lucky as you may get brian carter and co solicitors chasing you for the lega rubbish etc. Backed off when they recieved the sar.

CLICK HERE FOR A LOOK AT ALL OF MY FILES: http://s134.photobucket.com/albums/q82/bailiffchaser/

do not forget to click on my scale if i am giving you the right advice or advice is making sense click my scales otherwise others think i am not helping you.

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Or H L Legal. Go see my thread on them.

In the Capital One Forum I have fired up the thread for a mass complaint again. Pop over and join in. But above all don't panic. There is very little they can apart from being a nuisance....

 

Sonya, did you get a default notice before you were defaulted? I don't mean a letter saying we are going to default you but a proper notice?

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hi there blackrain

 

had a letter from cap one called STATEMENT OF DEFAULT ON 15/1/07 enclosed with letter from DEBITAS. What i carnt seem to understand is l am claiming for 2 acounts and they have only replyed on one of my accounts. As for this MR UDY well he seems to be running rings round me one minuite he is asking for payments now he,s sent this?

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Had phone call from Debitas refused to speak to them as I have sent a letter requesting they only contact me by phone, which they say they never got. They then said they would proceed with court action. How can they do this when I am paying them 72.50 a month and all I wanted to do was to change the date the money went out of my bank. can anything be done about these people and more importantly whaT CAN i DO.

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Guest Battleaxe

Just keep writing back to them with your request to change the date. If you are paying, it wont stand up too well in court and if you have the documentation to prove what you are trying to do, the judge will take that into consideration. I am fed up with Capital One their practices. they never deliver what they say.

 

Have you started action to get those charges back and have sent the letter saying the account is in dispute?

 

They will keep threatening court action to scare you. Stand firm and demand that they take notice and supply you with the details.

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No judge will be impressed with a company taking you to court when you are already paying. I'm sending my complaints off on Wednesday re Cap1 to FOS and Banking Code. Send a complaint too. They are responsible for Debitas actions. The more complaints then the more likely something will happen. I honestly believe Cap1 are the most unprofessional jokers I have ever dealt with. Absolutely shambolic.

 

Get your action started against them though because at least you will put everything in dispute although Cap1 don't understand what that means!

 

Also one other thing. Debitas can't initaiate court action. They don't own the debt.

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Thanks everyone for your help Im sending Debitas another letter re phone calls and also one to Cap 1 asking for copies of my statements and I shall send both recorded delivery. To anyone out there like me who feel intimidated by Debitas don't be they are just a load of muppets.

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Cap one talk a load of bo****** on the phone. Anyway stick in tight and watch them squirm.

CLICK HERE FOR A LOOK AT ALL OF MY FILES: http://s134.photobucket.com/albums/q82/bailiffchaser/

do not forget to click on my scale if i am giving you the right advice or advice is making sense click my scales otherwise others think i am not helping you.

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