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    • The 3 pieces of mortar that fell on the same day, at the same time, were approx. 25-30cm long and weighed around ½-1 kilo each from a roof that is above the 2nd floor; they were by no means tiny pieces of mortar but large chunks falling from a rather great height. I believe the size and weight is enough to cause serious injury and if it falls on your head, I assume it could potentially be lethal if unlucky, but we don't wish to put that theory to test... We can't in good conscience let a contractor install a patio and a gazebo as it is in the exact spot where the mortar fell, nor do I think anyone would be willing to take the chance. Looking at the roof, there are multiple other remaining pieces from the same 'line' or 'row' of mortar that can potentially fall. The mortar is right underneath the slate tiles on the neighbour's roof and I don't know whether the tiles are also (becoming) lose due to the loss of the mortar. I was trying to upload a photo but it seems it's not allowed. The first contractor to work in our garden in preparation for the patio and gazebo is scheduled to start on 10th June, that leaves the neighbour 5 workdays to sort their roof which is unlikely, so it seems we will have to postpone our patio contractor without knowing when they can come back. We have already had extensive work done in the garden in preparation for the wedding reception and it will become very costly for us if we have to move the wedding reception to a venue (if we can even get one at this short notice) rather than have it at home which was our dream.
    • Is this sufficiant for a letter of claim  ? Letter Of Claim       Reference: Techzone Mobile Phones Samsung A71 Mobile Phone £140 Purchase date 29. 5. 24     I the claimant purchased a 2nd hand Samsung A71 mobile from Techzone Mobile Phone unit 10 of the indoor market at the Potteries shopping centre. Initially the phone worked well until I used the camera and found debris in the camera lens spoiling pictures making it not fit for purpose. I contacted the seller who offered a replacement which I initially accepted but later rejected and wanted a refund in full which the seller refused saying they Do Not give refund is unlawful and goes against the Consumer rights act 2015. Therefore I intend to issue proceedings against you in a county court without further notice unless you reimburse me the above amount in Full within 7 days from the date of this Letter     ------------------------------------------    I think its best if i hand him the letter as posting it might not get through so can claim expenses traveling up there ?   or would it be best to just post and get 'Signed for'  ?   Should i also put in the letter of claim interest added or leave that till the Particulars letter ?
    • Ok thanks, I really need help with my mental health over this I’ve called 111 Hi sorry just one more thing can they contact my workplace?
    • Sorry to shatter your leftie dreams 🤣😂🤣😂     Donald Trump gets a SIX-POINT bump in approval after being found guilty on 34 counts according to snap Daily Mail poll: 'I think it was a waste of taxpayer money' WWW.DAILYMAIL.CO.UK Teflon Don rides again, according to an exclusive poll for DailyMail.com which found that the guilty verdict in Manhattan... James Johnson, who conducted the poll, said Trump might be waking up as convicted felon but he was winning over the voters who matter.   Our snap poll of a representative sample of likely voters shows that for most Americans the trial has not changed their deep-set views of Trump,' he said.  'But amongst those who are open to changing their mind, people feel more positive by a margin of 6 points. That is outside of the margin of the error of the poll and we are saying that is significant. 'It extends to Independent voters too. Look at the explanations and it is clear why: people feel it was a politically motivated trial and view Trump as a "fighter" against what they see as injustice.     
    • Which Court have you received the claim from ?  Civil National Business Centre Northampton NN1 2LH Name of the Claimant ?  PRA Group UK Portfolios LTD   How many defendant's  joint or self ?  Just my self Date of issue – top right hand corner of the claim form – this in order to establish the time line you need to adhere to.    24th May 2024   ^^^^^ NOTE : WHEN CALCULATING THE TIMELINE - PLEASE REMEMBER THAT THE DATE ON THE CLAIMFORM IS ONE IN THE COUNT [example: Issue date 01.03.2014 + 19 days (5 days for service + 14 days to acknowledge) = 19.03.2014 + 14 days to submit defence = 02.04.2014] = 33 days in total   Date of issue XX + 19 days ( 5 day for service + 14 days to acknowledge) = XX + 14 days to submit defence = XX (33 days in total)  if your defence filing date falls on a W/End, you must file by friday @4PM     Particulars of Claim   What is the claim for – the reason they have issued the claim?  The claimant claims the sum of £22,000 for an outstanding debt owed. On 30/1/18 the defendant entered into n agreement with Lloyds Bank Plc for a bank loan under the reference 10017#######. On 4/1/19 the defendant defaulted on the agreement with an outstanding balance of £22,000. On 30/11/22 the debt of £22,000 assigned to PRA Group (UK) Limited, who itself assigned the debt to PRA Group UK Portfolios Ltd on 30/12/23. Notices of assignment were sent to the defendant in accordance with S136 Law of property act 1925. The claimant has instructed PRA Group (UK) Limited to act on its behalf in the recovery of the outstanding debt and to pursue litigation on its behalf. AND the claimant claims 1. The sum of £22,000. What is the total value of the claim?  £23,500 Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ?  Yes Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? No Did you inform the claimant of your change of address?  No - N/A Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account?  Bank loan When did you enter into the original agreement before or after April 2007 ?  No Do you recall how you entered into the agreement...On line /In branch/By post ?  I believe it was done online on their app Is the debt showing on your credit reference files (Experian/Equifax /Etc...) ?  Yes Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim.  Debt was with halifax, whom passed the debt to PRA Group. Were you aware the account had been assigned – did you receive a Notice of Assignment? Yes Did you receive a Default Notice from the original creditor?  I'm not completely sure at it was nearly 6 years ago, I have done a CCA request and they have sent a screenshot of their system showing it was sent. Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ?  Yes Why did you cease payments?  Couldn't afford to make payments. What was the date of your last payment?  August 2018 Was there a dispute with the original creditor that remains unresolved?  No Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan?  No
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What do you think is actually going on ? Are they just picking bits off or are they stalling for time ?

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Right what they are referring to is the protocol for if it is a claim issued thorught the high court. So it does not make sense at all. As forthe complaining i will log this with the law society and also will be producing this in court as the law firm have forgotten one thing !!!! without prejudice!!!!!!!!!

 

 

Baliffchaser this is not set in stone.The fact that the latest or last communications that you have from them is not clearly headed without predjudice does not automatically allow for it be be used in your favour.

Earler communications can also reflect this as can discretion.there is also something known as priviledge which can also enter the frame.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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We spent 45 mins at the court filing counter with a huge queue assembling at the back of us. The young girl was trying to tell us that we needed to fill in a pre action form. We knew from information on this site that we should NOT file this form. She kept going to ask colleagues who were sat at their desks, and we could hear some of them saying "well if they dont know which form they need to fill in, how do they think we should know". None of them had any idea. We explicitly told her we wanted to file for non compliance of S.A.R - (Subject Access Request) request and compensation at the judge's discretion. She gave us the form and said, it wasnt at the judge's discretion and we had to choose an amount we wanted to claim and pay extra on a rising scale depending on how much compensation we wanted to claim. The paper cost £150 to file and £30 extra to claim £300 compensation. The claim for compensation went up to as much as £400 just to claim a few hundred more.

 

These people in the courts just dont know what they are doing.

 

Hi

 

It is important to realise that many County Courts are not familiar with the Data Protection Act and claims for non-compliance.

 

You should make this claim using an N1 form. Look here for details.

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/6971-data-protection-act-non.html

 

I have done four such claims and each time used an N1 and the cost was £30 only.

iGroup (GE Money) - AoS Filed late, defence late, amended defence also late despite extra time requested and granted.

Vanquis - Claim issued, no AoS or Defence received

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Further to my last post......here is something you may find interesting and of course explains in greater detail what I was saying.

 

Without Prejudice.

Without Prejudice” documents (which are also “Privileged” documents) are those documents that relate to all negotiations genuinely aimed at a settlement between the parties.

Any communications which are intended to be part of a genuine settlement attempt should be clearly marked “Without Prejudice” at the top of the letter.

The courts have held, however, that the principle of “Privilege” can protect subsequent and even previous letters in the same chain of correspondence. Strictly speaking, therefore, it is not necessary that every letter be marked “Without Prejudice” if it is clear that the communication is intended to be part of the settlement negotiations.

The converse of this being that, just because documents are marked “Without Prejudice”, unless they are intended to be part of a genuine settlement attempt they will not actually enjoy “Privileged” status and they will not be protected from disclosure.

Without Prejudice” correspondence remains “Privileged” even after a compromise has been reached and is generally inadmissible in any subsequent litigation on the same subject matter whether between the same or different parties. However, where the negotiations are successful and the “Without Prejudice” correspondence constitutes a binding contract the correspondence may be produced to prove that such a contract has been entered into (if, say, one party does not comply with the terms of the settlement, and the other wishes to enforce it). (Ref: Rush & Tompkins v Greater London Council (Court of Appeal) 21 December 1987).

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Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Then why is it despite us being legit and so on by sending the sar and then the lba etc and after that the summons which are not replied to and then bailiffs move in do people start putting in applications to set aside ? Especially major big companies ?

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Hi

 

It is important to realise that many County Courts are not familiar with the Data Protection Act and claims for non-compliance.

 

You should make this claim using an N1 form. Look here for details.

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/6971-data-protection-act-non.html

 

I have done four such claims and each time used an N1 and the cost was £35 only.

 

 

Hagen, It WAS a N1 form. I downloaded the form and filled in before going to file. I used poc as per alanfromderby on this site and they still insisted it was £180 even though I told them it should be £35.

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Hagen, It WAS a N1 form. I downloaded the form and filled in before going to file. I used poc as per alanfromderby on this site and they still insisted it was £180 even though I told them it should be £35.

 

I think the problem arises because the Court staff are unused to this type of claim.

 

They doubtless had you file it as a Pre Action Disclosure under CPR Part 31 or a claim under CPR Part 8 and not a simple money claim. Both of these other options attract higher court fees.

 

It is possible that your court will not have seen one of these claims and therefore it is important to stress that the Information Commissioner has indicated that these claims are to be treated as Small Claims Track - and the fee will be £30. Do not let them give you any other forms to complete.

iGroup (GE Money) - AoS Filed late, defence late, amended defence also late despite extra time requested and granted.

Vanquis - Claim issued, no AoS or Defence received

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It easeir if you post the summons in to court with the relevant fee or exemption form. As obviously you can point out under which section you would like the claim to be issued.

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Here is the link to the reply to my complaint to the office of fair trading what do you make of this ?

 

link here :bailiffchaser/OFFICE OF FAIR TRADING JBW ENFORCEMENT COMPLAINT - Photobucket - Video and Image Hosting

 

DOUBLE CLICK TO ENLARGE PICTURES

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If anybody wants to attend the application hearing by jbw to have the judgement set aside then you are all welcome at medway county court

high street chatham kent me4 4dw at 12.30pm on monday the 5th of feburary 2007. recieved notification on friday for this.

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Hagen, It WAS a N1 form. I downloaded the form and filled in before going to file. I used POC as per alanfromderby on this site and they still insisted it was £180 even though I told them it should be £35.

 

i think you'll find the reason is not the form, but the way you fill it in, if you fill it in and put some damages on the form then it becomes [for fee purposes] a money claim and the fee level is determined by the level of damages sought.

 

If however, you don't put any damages on it it becomes something else and the fee is the £180.

 

When i filed for non-compliance i put a fiver's worth of damages down and the fee was £30.

 

FWIW i had the same problem with my Court not understanding it and i had to insist that i was doing it right, they took it and i now have the data i wanted.

 

HTH

 

Glenn

Kick the shAbbey Habit

 

Where were you? Next time please

 

 

Abbey 1st claim -Charges repaid, default removed, interest paid (8% apr) costs paid, Abbey peed off; priceless

Abbey 2nd claim, two Accs - claim issued 30-03-07

Barclaycard - Settled cheque received

Egg 2 accounts ID sent 29/07

Co-op Claim issued 30-03-07

GE Capital (Store Cards) ICO says theyve been naughty

MBNA - Settled in Full

GE Capital (1st National) Settled

Lombard Bank - SAR sent 16.02.07

MBNA are not your friends, they will settle but you need to make sure its on your terms -read here

Glenn Vs MBNA

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I'm not sure which post it was but someone was asking about the issue of the data controller claiming they haven't cashed the cheque and using this for a reason not to process a valid S.A.R - (Subject Access Request).

 

FWIW I don't believe the data controller on whom the S.A.R - (Subject Access Request) is legitimately served can not cash the cheque and use that as an excuse for not supplying data.

 

I don't think the act actually makes that point, if it doesn't i have missed it. Logically i cannot see a court falling for that, all the act says is that you have to apply in writing and that the data controller has RECEIVED the fee.

 

If they receive it then they have been served, and whilst they may argue they never received it because they didn't cash the cheque, the act doesn't say they have to bank the fee only receive it.

 

HTH

 

Glenn

Kick the shAbbey Habit

 

Where were you? Next time please

 

 

Abbey 1st claim -Charges repaid, default removed, interest paid (8% apr) costs paid, Abbey peed off; priceless

Abbey 2nd claim, two Accs - claim issued 30-03-07

Barclaycard - Settled cheque received

Egg 2 accounts ID sent 29/07

Co-op Claim issued 30-03-07

GE Capital (Store Cards) ICO says theyve been naughty

MBNA - Settled in Full

GE Capital (1st National) Settled

Lombard Bank - SAR sent 16.02.07

MBNA are not your friends, they will settle but you need to make sure its on your terms -read here

Glenn Vs MBNA

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I have recieved a letter today advising of change of solicitor. It now turns out that the md of jbw enforcement will be or one several of the main staff will be at medway county court for the hearing to set an application aside. Anybody has any qualms show up and speak to the rep from jbw enforcement ltd there and then !!! the hearing is at medway county court

anchorage house

high street

chatham kent me4 4dw

it is scheduled for 12.30 pm.

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the director himself mr j waller will be in to defend his company on monday at 12.30 pm. anybody want to meet him personally come along.

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Judgement has been set aside as the companies director has claimed that the companies registered address had changed last week of november -and companies house details were not updated due to the delay. hence they did not recieved the claim form etc. they also deny recieving the sar even though they were sent 2 copies. Then why has not the data comissioners database been updated yet ? travel costs have been allowed only for this hearing.

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You would have thought that any reputable company would ensure that they have the Post Office redirect their mail when they move. Just think of all those important communications that wouldn't get to you such as all the cheques that people are paying them. A Judge accepted that lame excuse.:o

_______________________________________________________________________________________________________

IANAL - Opinions offered are just my personal views and are not guaranteed to be correct. I have been known to be wrong (once or twice).

Claims in progress against:

Eldest - First Direct - Part Offer received - http://www.consumeractiongroup.co.uk/forum/first-direct/79619-eldest-fd.html

Eldest - Halifax - Cheque Received Full amount - http://www.consumeractiongroup.co.uk/forum/halifax-bank-bank-scotland/66254-here-we-go-eldest.html

Youngest - Halifax x 3 - Request for refund sent - http://www.consumeractiongroup.co.uk/forum/halifax-bank-bank-scotland/79617-youngest-halifax.html

Eldest - unnamed Mortgage Provider for Charges and incorrect maths.

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Trust me ther is more going on in the background. however i have checked several reliable sources and can confirm that certain things are not correct.

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Just a quick. I should be soon in the near future brining you a exclusive. i cannot comment on what it is but if confirmed then it will be a spectacular thing. will update when it happens.

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search for my name on any of the search engines and courtesy of me they will come up with loads of threads.

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Because of obvious ongoing litigation i cannot confirm or make a comment of any sort.

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Right i cannot obviously write things on here without them actually being censored so here is my blogg have a read and make use of my links.

bailiffchaser vs jbw enforcement ltd: jbw enforcement ltd judgement

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Bad luck Bailiffchaser. When you did the Companies House search did it confirm the date of change of the registered office?

 

Regards

 

Lantana

 

 

Thanks for pointing me nothing has shown in the companies house website.

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If Companies House is still showing the address you used as being their registered office, then presumably you've got them. Why not enquire with Companies House about how long it takes them to process a change of registered address - by checking this out you may expose JBW.

 

It may be that JBW are telling the truth.

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Just a quick. I should be soon in the near future brining you a exclusive. i cannot comment on what it is but if confirmed then it will be a spectacular thing. will update when it happens.

 

any updates BC?

post office WON 12/11/06

 

abbey.LBA sent 30/10/06.MCOL claim submitted 8/11/06.allocation questionnaire sent 16/12/06.schedule of charges sent 16/12/06.WON

 

2nd abbey claim SAR sent 3/1/07.WON.complaint letter sent 18/1/08

 

alliance and Leicester.WON

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