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    • Good Law Project are trying to force HMG to release details of how Sunak's hedge fund made large profits from Moderna. Government ordered to disclose Sunak’s hedge fund emails - Good Law Project GOODLAWPROJECT.ORG Good Law Project has won a battle with the Treasury after it tried to suppress emails between Rishi Sunak and the hedge fund he founded.  
    • Nick Wallis has written up the first day of Angela van den Bogerd's evidence to the inquiry. I thought she was awful. She's decided to go with being not bright enough to spot what was happening over Fujitsu altering entries on the Horizon system, rather than covering up important facts. She's there today as well. The First Lady of Flat Earth – Post Office Scandal WWW.POSTOFFICESCANDAL.UK Angela van den Bogerd, on oath once more It is possible that Angela van den Bogerd and her senior colleagues (Rodric Williams, Mark Davies, Susan...  
    • Thank-you dx, What you have written is certainly helpful to my understanding. The only thing I would say, what I found to be most worrying and led me to start this discussion is, I believe the judge did not merely admonish the defendant in the case in question, but used that point to dismiss the case in the claimants favour. To me, and I don't have your experience or knowledge, that is somewhat troubling. Again, the caveat being that we don't know exactly what went on but I think we can infer the reason for the judgement. Thank-you for your feedback. EDIT: I guess that the case I refer to is only one case and it may never happen again and the strategy not to appeal is still the best strategy even in this event, but I really did find the outcome of that case, not only extremely annoying but also worrying. Let's hope other judges are not quite so narrow minded and don't get fixated on one particular issue as FTMDave alluded to.
    • Indians, traditionally known as avid savers, are now stashing away less money and borrowing more.View the full article
    • the claimant in their WS can refer to whatever previous CC judgements they like, as we do in our WS's, but CC judgements do not set a legal precedence. however, they do often refer to judgements like Bevis, those cases do created a precedence as they were court of appeal rulings. as for if the defendant, prior to the raising of a claim, dobbed themselves in as the driver in writing during any appeal to the PPC, i don't think we've seen one case whereby the claimant referred to such in their WS.. ?? but they certainly typically include said appeal letters in their exhibits. i certainly dont think it's a good idea to 'remind' them of such at the defence stage, even if the defendant did admit such in a written appeal. i would further go as far to say, that could be even more damaging to the whole case than a judge admonishing a defendant for not appealing to the PPC in the 1st place. it sort of blows the defendant out the water before the judge reads anything else. dx  
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Nationwide Credit Repair


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I paid this company £75 to repair my credit file so that I will be able to "once again obtain a personal loan from a high street bank." (Their words). The advert said that the usual cost was £150, but they had a special offer. I know I was stupid to fall for this but out of desperation, I was prepared to try anything, as my credit rating was (and still is) very poor. They also said that if they were unable to repair my credit file they offer a full refund. I knew it was a con within weeks of starting the scheme as I was doing everything myself and they done nothing on my behalf. I finally gave up after 6 months of going round in circles and spending money on ordering my credit file several times. I have wrote to them twice asking for my money back but my letters have been ignored.

 

Can I claim this money back in the same way as bank charges, or is this different as I voluntarily paid them the £75.

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Not exactly the same way, but if you paid for a service and it wasn't supplied, you can take them to the Small Claims Court for the returen of all money paid. Just send a letter before action saying you are unhappy at the service received and request a full refund. Send it by Recorded Delivery, and if they ignore you, raise an action.

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It's a con mate. They are still doing it, I've looked at their website. Surely this can't be legal, getting people to pay for a service they know they can't provide. If you decide to raise a claim against them let me know, I will be doing it myself but I have a few banks to hit first. I will keep you updated.

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Guest Battleaxe

I got suckered a couple of years ago when I had a CCJ slapped on me, it wasn't even my debt, but that is another story. i approched one of these companies and it cost me about £150.00 I had to do all the work myself. i was so angry, In the end, i refuse to pay the court to get the CCJ removed and wrote to the CRA's putting a note on my file about the CCJ. ithought it was rich having to pay the court to get a CCJ removed that wasn't even mine. It did not affect me getting credit, but what a hassle. these people should be investigated by Trading Standards. They sday they will repair your credit file, but you end up doing it yourself. i think it might come under Trade description or something like that.

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Same as me, got suckered in, then sent a crappy little booklet posting some pretty much useless information on it.

 

I do have their address if anyone wants it, from the booklet they gave me, im going to write to request a refund, if i get no reply ill start a claim.

 

They have changed their website since i have noticed, sharks.

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  • 2 weeks later...

 

 

Credit repair companies charge fees and usually send you an information pack telling you how to get a copy of your credit reference file and how to clear county court judgments.

 

You need to be very careful before paying a fee to a commercial company who suggest they can remove judgments for you. If you apply to the county court to set aside a judgment and you do not have a real reason to do so then you could be in trouble with the court.

 

The Office of Fair Trading (OFT) and many local trading standards departments are investigating credit repair companies. If you are not happy with a credit repair company complain to the local trading standards department in your council.

 

You can also check out a website set up by representatives from trading standards, the credit industry and credit reference agencies which gives more information on credit repair companies and what to watch out for www.ukcreditrepair.co.uk

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