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    • Hi Sorry for the delay in getting back to you The email excuse and I do say excuse to add to your account and if court decide LL can't recoup costs will be removed is a joke. So I would Ask them: Ask them to provide you with the exact terms within your Tenancy Agreement that allows them to add these Court Fees to your Account before it has been decided in Court by a Judge. Until the above is answered you require these Court Fees to be removed from your Account (Note: I will all be down to your Tenancy Agreement so have a good look through it to see what if any fees they can add to your account in these circumstances)
    • Thank you for your responses. As requested, some more detail. Please forgive, I'm writing this on my phone which always makes for less than perfect grammar. My Dad tries but English not his 1st language, i'm born and bred in England, a qualified accountant and i often help him with his admin. On this occasion I helped my dad put in his renewal driving licence application around 6 weeks before expiry and with it the disclosure of his sleep apnoea. Once the licence expired I told him to get in touch with his GP, because the DVLA were offering only radio silence at that time (excuses of backlogs When I called to chase up). The GP charged £30 for an opinion letter on his ability to drive based on his medical history- at the time I didn't take a copy of the letter, but I am hoping this will be key evidence that we can rely on as to why s88 applies because in the GP opinion they saw no reason he couldn't drive i need to see the letter again as im going only on memory- we forwarded the letter in a chase up / complaint to the DVLA.  In December, everything went quiet RE the sleep apnoea (i presume his GP had given assurance) but the DVLA noticed there had been a 2nd medical issue in the past, when my father suffered a one off mini stroke 3 years prior. That condition had long been resolved via an operation (on his brain of all places, it was a scary time, but he came through unscathed) and he's never had an issue since. We were able to respond to that query very promptly (within the 14 days) and the next communication was the licence being granted 2 months later. DVLA have been very slow in responding every step of the way.  I realise by not disclosing the mini stroke at the time, and again on renewal (had I known I'd have encouraged it) he was potentially committing an offence, however that is not relevant to the current charge being levied, which is that he was unable to rely on s88 because of a current medical issue (not one that had been resolved). I could be wrong, I'm not a legal expert! The letter is a summons I believe because its a speeding offence (59 in a temp roadworks 50 limit on the A1, ironically whist driving up to visit me). We pleaded guilty to the speeding but not guilty to the s87.  DVLA always confirmed to me on the phone that the licence had not been revoked and that he "May" be able to continue to drive. They also confirmed in writing, but the letter explains the DVLA offer no opinion on the matter and that its up to the driver to seek legal advice. I'll take the advice to contact DVLA medical group. I'm going to contact the GP to make sure they received the SAR request for data, and make it clear we need to see a copy of the opinion letter. In terms of whether to continue to fight this, or to continue with the defence, do we have any idea of the potential consequences of either option? Thanks all
    • stopping payments until a DN arrives does not equal automatic sale to a DCA...if you resume payments after the DN.  
    • Sleep apnoea: used to require the condition  to be “completely” controlled Sometime before June 2013 DVLA changed it to "adequately" controlled. I have to disagree with MitM regarding the effect of informing DVLA and S.88 A diagnosis of sleep apnoea doesn't mean a licence wont be granted, and, indeed, here it was. If the father sought medical advice (did he?) : this is precisely where S.88 applies https://assets.publishing.service.gov.uk/media/64edcf3a13ae1500116e2f5d/inf1886-can-i-drive-while-my-application-is-with-dvla.pdf p.4 for “new medical condition” It is shakier ground if the opinion of a healthcare professional wasn’t sought. in that case it is on the driver to state they believed they met the medical standard to drive. However, the fact the licence was then later granted can be used to be persuasive that the driver’s belief they met the standard was correct. What was the other condition? And, just to confirm, at no point did DVLA say the licence was revoked / application refused? I’d be asking DVLA Drivers’ Medical Group why they believe S.88 doesn’t apply. S.88 only applies for the UK, incidentally. If your licence has expired and you meet the conditions for S.88 you can drive in the U.K., but not outside the U.K. 
    • So you think not pay until DN then pay something to the oc to delay selling to dcas?    then go from there? 
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Son of Steven4064 vs NatWest ***WON***


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I have created a simple web site here for the various Nat West T&Cs I have. I have also put a file detailing why the charges are penalties which can be used in a statement of evidence.

 

Steven

 

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  • 2 weeks later...
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Recieved Cobbetts AQ "which has today (21 June) been filed at court". It was due on the 18th!!! How do they get away with it?

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Recieved Cobbetts AQ "which has today (21 June) been filed at court". It was due on the 18th!!! How do they get away with it?

 

Perhaps their heart just isn't in it???!!! ;)

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Perhaps their heart just isn't in it???!!! ;)
Do you think so?

 

Steven

 

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Do you think so?

 

Absolutely! They're very tired at the moment................. bless!!! ;)

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  • 2 weeks later...

As this claim is in waiting mode, SoS4064 sent off a SAR for statments from 2 NatWest Credit cards he used to have. Guess what? THey sent him another copy of all the statements from his current account! That is, the ones that are listed on his current court claim.

 

Given what we know, I suppose we should expect nothing less from NatWest!

 

Steven

 

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Pleasing to know they're maintaining their usual competency levels :rolleyes:

 

Another eight tries should see a result!

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Today we received an offer for charges+interest+court costs+s69 interest and a cheque.

 

They obviously don't want to have to comply with any of the 3 different draft orders we sent in - Awhhhh!

 

Steven

 

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Excellent!!!! Well done.

 

I'll change your title for you.

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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Cheers Gary

 

Steven

 

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CONGRATULATIONS!!!!

You star! I'm so pleased for you my friend.............. you've done an excellent job. They obviously knew they'd be up against it with you on board............... a full refund was best for all concerned!! ;)

 

Lots of love, hedgey xxxx :D :D :D

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Thanks hedgey - it also means that yours cannot be long now

 

Steven

 

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Even now though they wanted SoS4064 to sign a confidentiality agreement and they said that "any overdraft charges that properly accrue in the future will be applied to your account".

 

Of course he has written back and told them that he will only accept the cheque as a full and final settlement if they write dropping the confidentiality clause and that he will only send the discontinuance notice once he has recieved such a letter and once the cheque has cleared. he also wants the £100 allocation fee repaid.

 

He also told them that he reserves the right to reclaim any charges applied to his account unlawfully in the future.

 

Steven

 

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Sounds like SoS4064's been getting some rather good advice! ;)

 

Bit late for the confidentiality agreement though eh? Surely they read these threads!!! xx :D

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Bit late for the confidentiality agreement though eh? Surely they read these threads!!! xx :D

Well, quite!

 

Steven

 

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Well, quite!

 

New reading glasses for them perhaps? Let's have a whip-round!! xx ;)

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thanks April

 

We've had a slight glitch - when we looked at the offer more carefully we discovered they had not included AQ costs - so we have had to go round the loop again of accepting as partial settlement only!

 

 

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  • 2 weeks later...

Another update.

 

We still haven't heard from Cobbetts about the £100 we are still owed but we have heard from the court. If you go back a bit in this thread, you will remember (you will remember) that we gave the court 3 sets of draft directions with our AQ:

 

1) strike out the defence for taking the p**s

2) make them answer my CPR18 request

3) full disclosure

 

Well, they have gone for 3) - the 'new' draft directions word for word. I think I'll phone Cobbetts.

 

 

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If you go back a bit in this thread, you will remember (you will remember)

 

Yes sir!! :D

 

Good news about the court - however, what the hell are cobbetts playing at! :rolleyes:

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Now, if we knew that...

 

............ we'd be worth a fortune! ;)

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