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    • Well I sent them the letter of claim, the only responses so far was a few emails reopening the claims on the parcels where they asked for information such as proof of value (which I get) but other things like photos of the parcels, which I haven't got as I never took photos of them. It's been well over the 14 days since I sent the letter now anyway, so what do you think I should do now?
    • Know it has already been answered, but? Does not explain why JCI has registered a different default date when they get the information from the original creditor, Virgin
    • Since you were stopped at the time there is no requirement for the police give you anything there and then or to send you anything before they have decided how to deal with the offence.  They have three choices: Offer you a course Offer you a fixed penalty (£100 and three points) Prosecute you in court  The only option that has a formal time limit is (3). They must begin court proceedings within six months of the date of the alleged offence. Options (1) and (2) have no time limit but since the only alternative the police have if you decline those offers is (3) they will not usually offer a course beyond three months from the date of the offence and will not usually offer a fixed penalty beyond four months from that date. This is so as to allow time for the driver to accept and comply with their offer and to give them the time to go to option (3) if he declines or ignores it.  Unless there is a good reason to do otherwise, the action they take will usually be in accordance with the National Police Chiefs' Council's guidance on speeding enforcement. In a 40mph limit this is as follows Up to 45mph - no action. Between 46mph and 53mph - offer a course Between 54mph and 65mph - offer a fixed penalty Over 65mph - prosecution in court So you can see that 54mph should see you offered a fixed penalty. Three weeks is not overly long for a fixed penalty offer to arrive. As well as that, there has been Easter in that period which will have slowed things down a bit. However, I would suggest that if it gets to about two months from the offence date and you have still heard nohing, I would contact the ticket office for the area where you were stopped to see if anything has been sent to you. Of course this raises the danger that you might be "stirring the hornets' nest". But in all honesty, if the police have decided to take no action, you jogging their memory should not really influence them. The bigger danger, IMHO, is that your fixed penalty offer may have been sent but lost and if you do not respond it will lapse. This will see the police revert to option (3) above. Whilst there is a mechanism in these circumstances  to persuade the court to sentence you at the fixed penalty level (rather than in accordance with the normal guidelines which will see a harsher penalty), it relies on them believing you when you say you did not received an offer. In any case it is aggravation you could well do without so for the sake of a phone call, I'd enquire if it was me.  I think I've answered all your questions but if I can help further just let me know. Just a tip - if you are offered a fixed penalty be sure to submit your driving licence details as instructed. I've seen lots of instances where a driver has not done this. There will be no reminder and no second chance; your £100 will be refunded and the police will prosecute you through the courts.
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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dar3n v Barclays**WON**


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Thanks Caz, wish you the best,

Trucker, thanks buddy, keep on truckin'

Ithomp192 thanks.... perserverence pays off in the end..

 

I will still be around to help you guys if I can...

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http://www.findmadeleine.com/

http://news.sky.com/skynews/madeleine

 

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Rob, Get hold of Krysta asap, they are extreeeeemly busy [LMAO]

If goes to her voicemail leave a message, email her saying the same as i did, you are that close now its time to settle.

trouble is you may be in a large pile, get them to find your case and deal with it.

my missus said I sounded desperate chasing them up, but hey i dont give a damn, it paid off didnt it? and after all they had my money and i wanted it back.

 

im off to court today to stop the proceedings.

 

lets us know mate good luck

.

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http://news.sky.com/skynews/madeleine

 

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Nice one Dar3n, i spoke to her and she passed me on to who was dealing with my claim. We've agreed a fugure but don't know if it will be in today or Tuesday. Chuffin bank holidays. Congrats with yours and thanks for the help and encouragement. Have a virtual beer on me!

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General advice.

I am looking to close my Barclays accounts.

I have been looking on here for a section on Virgin [Richard Branson] but cant find any, does this mean this is the last remaining decent bank?

.

http://www.findmadeleine.com/

http://news.sky.com/skynews/madeleine

 

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the amount of charges totals 1858.10 does that include interest on charges .so what u mean is the daily rate to add upto court date ...0.40*14 days 5.60 plus 1858.10

 

1863.70

 

ermmmmm what? where did this come from?

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http://news.sky.com/skynews/madeleine

 

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Notice pursuant to s.10 of The Data Protection Act 1998.

 

 

 

 

 

Re: account no. Account holder. *******************

 

Whereas I have been a customer of Citi Financial from to and whereas I consented in my contract with you to the disclosure by you of certain data to third parties, at no time did I consent and neither was it within the contemplation of the parties to the contract that I did consent to the processing by you of that data in any manner which would be unfair or inaccurate or which in any way would breach The Data Protection Act 1998

 

Therefore Take Notice that I require that you cease from processing within 7 days of the receipt by you of this notice or else that you do not begin to process any personal data of which I am the subject insofar as that processing involves the communication or passing of personal data of which I am the subject to any third party and insofar as the said data relates wholly or in part to the implementation by you of charges which have been applied to my account in respect of defaults or contractual breaches and where the said charges which have been levied at a rate which is in excess of the administrative costs incurred by you as a consequence of the said defaults or breaches contrary to The Common Law.

 

This Notice is given on the grounds that the processing or continued processing by you of the said data will be likely to affect my credit rating and my reputation and cause substantial damage and/or substantial distress to me and my family members in addition to that which may already have been caused and that as the processing of the said data in the way referred to in this notice would violate the fourth, first and sixth principles of The Data Protection Act 1998 to do so would be unwarranted.

Additionally I require you to inform me if you have sold on my account and if so who to?

I do not recall receiving any formal default notices nor notification of transfere/sale to a collection agency which of course are clear breaches of the Consumer credit act if indeed this action took place without me being informed.

You should inform the collection department if you still own the debt and the buyer if it has been sold on,that the origins of this alleged debt are now in dispute and further recovery demands should cease forthwith. and anticipated to be the subject of County Court action.This is not a template letter it is written specifically with the expectation of a reply from yourselves.Please ensure that you comply with the codes of practice of the Consumer credit act as make no mistake I will follow up any non compliance of my request or breaches by yourselves.

 

signed

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is this in response to an ongoing issue you have.

or is it your first correspondence.

 

Who is Rebecca?

if it related to a claimant edit out the surname for security reasons

.

http://www.findmadeleine.com/

http://news.sky.com/skynews/madeleine

 

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lol, i know, im trying to help someone out who is trying to find out if this letter is ok, but i dont know what it relates to... do me a favour come into the chat room see if you can help

.

http://www.findmadeleine.com/

http://news.sky.com/skynews/madeleine

 

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Guest baznew1

Great news Dar3n, Im just starting out on mine. Living in the States as well, so its going to be interesting (Pardon the Pun heh heh )

Im more than prepared to fly to the UK when a court case comes up so I have to figure out the best way to get extra out these cretins for all the upset they have caused me ( and countless others im sure)

My SAR was sent out 2 weeks ago, under lock and key. ( takes a little longer to get there, but they have to send out a return card as well.)

The main thing for everyone, is that you must take your time, keep calm, read up on this site for tips etc. I intend a donation when I hopefully get settled.

GOOD LUCK TO ALL

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