flaws in defence - costs issue

[simeon1964]

On 11/03/2023 at 10:24, honeybee13 said:

re you going to be able to post up the documents people are asking for over the weekend, please? Otherwise this new thread is going to lose momentum like the last one and cause problems again.

 

HB

 Will do, sorry I am having other issues, 

[BazzaS]

Well, up to you to decide your priorities.

 

You need to be aware when deciding those priorities: if not settled or sorted in time , the judgement will go onto the register, which will adversely affect the defendants credit rating.

[BazzaS]

https://www.citizensadvice.org.uk/debt-and-money/borrowing-money/county-court-judgments-and-your-credit-rating/

if not settled within 30 days, on the register for 6 years.

 

Even if then settled, it’s on the register for 6 years, and I’m not sure that it being marked as ‘settled’ has that much mitigation on the adverse effect on the debtor’s credit report.

Edited March 13, 2023 by BazzaS

[simeon1964]

On 13/03/2023 at 10:51, BazzaS said:

if not settled within 30 days, on the register for 6 years.

 

Even if then settled, it’s on the register for 6 years, and I’m not sure that it being marked as ‘settled’ has that much mitigation on the adverse effect on the debtor’s credit report.

Edited Monday at 10:54 by BazzaS

I cannot pay this money unless I sell my house. I cannot see myself selling before court deadline. Can i make proposal of payment

[BazzaS]

Part payment (or a payment agreement) doesn’t stop it showing on the register / your credit report. Only full payment, within 30 days.

Edited March 19, 2023 by BazzaS

[FTMDave]

On 10/03/2023 at 00:26, FTMDave said:

You have to pay £7648 by 22 March.  If you don't, it's almost certain you will have high court bailiffs outside your door a few days later.  You don't have to let them in, but if you don't they will keep coming back to try to take away your car/TV/computer/etc.

 

Alternatively you can try to get an agreement with the builder's solicitor to pay this bit by bit - but be aware that that will mean a CCJ and a knackered credit file for six years.

 

Your unpalatable choice.  You'd better decide quickly.  And you'd better keep liaising with the site and not disappearing.

 

[honeybee13]

@simeon1964 now that you're back here with a new thread, could you tell us how this ended please? Did you pay the money?

HB