Returning to the UK after more than fifteen years, do I need to protect myself?

[theoldgit]

My wife, a national of a country in SE Asia, are planning to relocate to the UK after more than 15 years living in SE Asia.

 

When I moved here I had a number of debts that I was servicing, but finally gave up and stopped paying, the last one became SB in 2016, and I've heard nothing from the serial chasers since well before SB, though there is an unsatisfied CCJ from 2005, and I've never heard anything from them.

 

We are planning to return at some stage in 2023, and I suspect that once I have a bank account, or apply for a phone or internet contract they will start hassling me again, though we're planning on settling in a totally different part of the country.

 

Is there anything I should be doing to protect myself, maybe ensuring that anything we buy is totally in my wifes name?

 

Thanks in advance 

[theoldgit]

That should have read My wife, a national of a country in SE Asia,  and I are planning to relocate to the UK after more than 15 years living in SE Asia".

[dx100uk]

no it will be all well sb'd by now 

no need to do anything

no need to hide credit wise either.

 

dx