Jump to content


  • Tweets

  • Posts

    • god they've got at you haven't they. told you all the usual utter BS. a CCJ vanishes from your credit file on it's 6th B'Day regardless to being paid off or not or paying or not. same with any debt with a registered defaulted date - it vanishes from your file on the DN's 6th B'day regardless. creditfix are Knightsbridge, (they renamed) there are 100's of threads here on Knightsbridge, if i remember rightly 2 of the directors of a certain very big IVA provider were struck off for embezzling £1m's out of debtors. pers i'd stop paying now.  end of . just ignore them all. 99% of your debts are to utterly powerless DCA's and probably were never owed in the first place only goes to firm up my belief from post one..you got had blind. its very easy to deal with the debts even those with CCJ's. can you copy and paste what you credit file says regarding the IVA please?   
    • The airline says it is investigating reports that customers can view other passengers' personal information.View the full article
    • They are finding new ways to cut back on household spending as China’s economy loses steam.View the full article
    • Sorry I meant credit fix - I really wish I'd known this before - kicking myself right now  If they come back to me asking for more money I'll cancel it and start trying to deal with the debt myself let's see what they say  Feeling tempted to cancel it now but scared that some of the debts will do more CCJ's on me and I'll have to wait 6 years again.  2 of the CCJ come of this year and then I'll only have the iva in credit file - effectively if I'd have not took out the iva in 2021 I'd have clear score by now - but then again would I because I would have been hounded the last 3 years, as bad as it is it's saves me lots of headaches whilst my debt was still within the 6 year mark.  I think most of them are near there but in all honesty no point chasing them if I do cancel iva I'd jjst wait for the ones who contact me and then start the relevant letter process on them.  Of over 6 years easy if not still possible to write off. My true victory would be having the iva wiped off my credit file as mis sold or something that way I Don't have to wait till 2027 Other option is to fight back and ask for them to offer the creditors to accept payments so far and use the following method    Will your IVA firm agree to complete your IVA on the basic of funds paid to date? The Guidance lists a lot of factors to be considered in deciding whether a settlement on the basis of funds paid to date should be proposed. You should read the list. But that may not give you any feel for whether they apply to you or not. The following are my thoughts on when an IVA should be treated as settled, not failed. They assume that you have £75 or less to pay a month: if you would currently qualify for a Debt Relief Order, then your IVA should be settled now  There is no point in making your IVA fail and you have to apply for a DRO – it will not generate another penny for your creditors. If you are renting and owe less than £50,000, check the DRO criteria now and talk to National Debtline on 0808 808 4000 about whether you qualify. You may have been told at the start of your IVA that you aren’t eligible – still check now as the DRO criteria have changed, your situation has got worse, and some people were given incorrect information about DROs at the start. if you have no assets that would be realised in bankruptcy (eg a house with equity, car worth over £2000), then your IVA should be settled now Same as (1), there is no point in making you apply for bankruptcy after your IVA fails. if your only asset is a car that is worth less than £8000, then your IVA should be settled now A car that is worth say £5000 would normally be sold in bankruptcy and you would be given a small amount to buy a cheaper car. But your creditors would not get any benefit from this as the Insolvency Service takes the first £8000 raised to cover its own costs. if you have significant assets, the closer you are to the end of the IVA, the less reasonable it is to fail it If you have been paying your IVA for 4 years, you have done your best over a long period. It isn’t your fault you can no longer continue. The fact you may have had equity to release isn’t relevant as that simply isn’t going to be possible. if your situation will clearly improve soon, then it’s unlikely your IVA will be settled I mean real improvements, not hoping that prices fall. If I can get them to accept payment to date or threaten with cancellation hopefully they may accept it -  Other option is to try and borrow money and pay make a full and final offer  Or I can just ignore and hope for the best which I'm very tempted to do especially if they respond to my review with bullying tactics despite me being skint as a fart with no mortgage as renting  It's so stressful but I've just checked the iva agreement from 2021 and it's Cabot 2 accounts Lowell about 5 accounts and then lots of repeats of the same debt with for example zopa and Cabot same amount listed twice -  also loyyds banks but I'm sure that's older than 6 years and not on credit file anyway  If I can somehow remove the iva from my credit file I'd be happy 
    • India has one of the world's fastest growing economies but the benefits are yet to fully reach the poorest.View the full article
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
        • Like
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
        • Like
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Freedom Bus Pass 1 Misuse letter now SJPN


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 470 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

You've obviously not been reading up here 

 

You can and should continue to beg for OOC repeatedly by email to TfL, one letter weeks ago is not enough 

 

What date must you reply to the court? 

 

You should please guilty and state you wish to attend in person to show the judge your personal remorse.

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

I only got the letter today and intend to respond tomorrow. 
 

shall I now continue to plead for  OOC settlement? How should I do this.

 

I have to reply by 21st November 

 

Although I already have the SJP can I still be awarded OOC?

This is so stressful feel like everything toppling down and I could be fined upto £1000 and be given a criminal record for one use. 

Link to post
Share on other sites

This is why we recommend people read other threads, so they know what to expect. As far as I can see you've only looked at your own. 

 

You keep writing and pleading right up to the court date. You aren't awarded an OOC, it's something TfL can agree with you if they believe you are contrite and unlikely to offend again. 

 

You can also speak to the prosecutor at the court. 

 

HB

Illegitimi non carborundum

 

 

 

Link to post
Share on other sites

I looked at other threads and I thought that once you receive the second letter from them (SJP) this is when OOC pleading with begging letters begin. 
 

I seen someone from 2015 who sent one letter  and was awarded OOC settlement another gentleman who sent the initial letter and started begging once he received the SJP that is why I have left it till now. 
 

the incident happened in May and TFL have only just written back to me with an SJP in October just to clarify. 

Link to post
Share on other sites

you can keep begging to TfL by email right up until your hearing date.

 

you can also beg directly to the TfL prosecutions team ON THE DAY in person AS WELL. (we've had success twice on the day  - though take a payment method for £100's WITH YOU)

 

 

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Okay thank you. 

 

To Whom It May Concern,

 

Thank you for your letter on

 

I want to start off by sincerely apologising for my actions in this case and I am extremely and utterly ashamed and regretful of my actions towards TFL and the public.

 

Initially, I used the pass by mistake as I didn’t realise what I was tapping and then on the journey back (when I was stopped) I admit that I used it willingly and knowingly and I should have used my own card.

 

As the only earner of my household, looking after my grandmother who has health conditions due to old age, she is reliant on me for household support please see here:

 

 If this matter were to escalate further into court, it would compromise my employment as it is a requirement stated within my contract. This will be devastating to my family and I as we are struggling financially. I have only recently began working full time and still struggling with paying bills etc. If this matter goes further and is not settled in court, I am afraid of how this will affect my mental health. I don’t know why I done what I done

 

In the future I would love to work with children, and I know that this will be impossible if I have a criminal record, and therefore I am so anxious about being criminally convicted for this matter. I will give whatever fine you feel fits to punish me for this crime and more. As mentioned in my previous letter I would be happy to take part in unpaid labour to show how sorry I am.

 

I am extremely sorry for using my mother’s Freedom Pass. I was abandoned by my father at birth, and I have a rocky relationship with my mother which has been causing me depression and anxiety as of late. It brought me to a crossroads in my life where I have been struggling with my mental stability.

 

I am truly grateful for the TfL system, and I completely understand how fortunate I am to live in a country that provides such outstanding service. I am grateful for the officer that stopped me that day as it taught me a huge lesson.

 

Since I committed this offence, I used my contactless payment card for any subsequent journeys on Transport for London and have never before this day used a freedom pass or any other pass/payment method that was not my own. As well as this I have been attending therapy to deal with the mental torment that I have been suffering with over the last year as a result of abandonment issues.

First grovelling letter above. 

 

I am going to write another one too as I know they will not accept this one

 

**EDITED**

 

To Whom It May Concern,

 

Thank you for your letter on

 

I want to start off by sincerely apologising for my actions in this case and I am extremely and utterly ashamed and regretful of my actions towards TFL and the public.

 

Initially, I used the pass by mistake as I didn’t realise what I was tapping and then on the journey back (when I was stopped) I admit that I used it willingly and knowingly and I should have used my own card.

 

As the only earner of my household, looking after my grandmother who has health conditions due to old age, she is reliant on me for household support please see here: (insert evidence)

 

 If this matter were to escalate further into court, it would compromise my employment as it is a requirement stated within my contract. This will be devastating to my family and I as we are struggling financially. I have only recently began working full time and still struggling with paying bills etc. If this matter goes further and is not settled out of court, I am afraid of how this will affect my mental health.

 

In the future I would love to work with children, and I know that this will be impossible if I have a criminal record, and therefore I'm anxious about being criminally convicted for this matter. I will give whatever fine you feel fit to punish me for my wrong doings. As mentioned in my previous letter I would be happy to take part in unpaid labour to show how sorry I am. I deeply apologise for taking time and resources away from more important areas of TfL and all other public bodies.

 

 I was abandoned by my father at birth, and I have a rocky relationship with my mother which has been causing me depression and anxiety as of late. It brought me to a crossroads in my life where I have been struggling with my mental stability. If this matter goes to court I know that my life will be ruined and I will never be able to redeem a healthy state of mind. I've always worked hard to elevate myself out of my surroundings.

 

I am truly grateful for the TfL system, and I completely understand how fortunate I am to live in a country that provides such an outstanding service to its people. I am grateful for the officer that stopped me that day as it taught me a huge lesson.

 

Since I committed this offence, I used my contactless payment card for any subsequent journeys on Transport for London (insert evidence) and have never before this day used a freedom pass or any other pass/payment method that was not my own.

 

I live in Manchester and so I do not find myself in London very often. I promise I will not be a repeat offender. I'm truly deeply sorry for my actions. 

 

As well as this I have been attending therapy to deal with the mental health issues that I have been suffering with over the last year. I truly believe that I am a better healthier person now and I KNOW I will never ever commit another offence. 

 

Please give me an opportunity to redeem myself. 

 

I would be grateful to speak to someone directly (insert number). Please respond with a number that I can contact. 

 

Thank you for taking the time to read my letter.

 

 

 

I am going to write another one too as I know they will not accept this one

 

First grovelling letter .

 

 

At this stage, as I am seeking to settle ooc shall I complete the government court form thats a request of details or just continue writing to TFL for the next two weeks to see if my case can be dropped. 

 

I'm going to write a hand written letter too and send that off tomorrow! 

 

I appreciate everyone's help on this. I have been struggling to move on with my life since the matter. I appreciate having a community to speak to about this. Its helping me cope. 

 

THANK YOU 

Link to post
Share on other sites

i would suspect you have the same as in post 6 of this thread

for the court you plead guilty stating you wish to attend.

 

you need to focus on the fact that this was a one off silly mistake.

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Yep, I will follow this thread. 
 

Thank you 

 

It’s clear that there’s nothing I can do and I will inevitably get a criminal record. 
 

I think these new offences are getting treated more seriously. 
 

I don’t understand why they can’t just issue fines. 
 

I give up 

Link to post
Share on other sites

they cant issue fines themselves, only a magistrates court can ever issue a fine....

 

certain passes are funded by the public purse, hence they have to let the judicial system run its course, should they not take pity upon the offender, you've just not done a good enough job, (only one correspondence from you) in convincing them to OOC.

 

sorry but there are 100's of threads here on fare evasion, you need to do a better job of begging and not leave it so long before chasing things up.

 

 

even if you do goto court, there are numerous examples of OOC on the day or a few days before, and there are examples of magistrates issuing a settlement and it not being criminally recorded .

 

we've seen people with 100's of fraudulent uses of a pass get off with an OOC, yours is one stupid mistake that you got caught on.

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

To Whom It May Concern,

 

Thank you for your letter on

 

I want to start off by sincerely apologising for my actions in this case and I am extremely and utterly ashamed and regretful of my actions towards TFL and the public.

 

Initially, I used the pass by mistake as I didn’t realise what I was tapping and then on the journey back (when I was stopped) I admit that I used it willingly and knowingly and I should have used my own card.

 

As the only earner of my household, looking after my grandmother who has health conditions due to old age, she is reliant on me for household support please see here: (insert evidence). 

 

I have just found out the news that I am pregnant and a criminal record will mean that I lose my job and be unable to provide for my child. I do not have support so financial income is very important to me. 

 

 If this matter were to escalate further into court, it would compromise my employment as it is a requirement stated within my contract. This will be devastating to my family and I as we are already struggling financially and I will be a mother in 8 months time. I have recently began working full time and still struggling with paying bills and trying to get myself on my feet after university. If this matter goes further and is not settled out of court, I am afraid of how this will have a ripple effect on my mental health, family and unborn child. 

 

I have aspirations to be a primary school teacher and I know that this will be impossible if I have a criminal record. I will give whatever fine you feel fit to punish me for my wrong doings. As mentioned in my previous letter I would be happy to take part in unpaid labour to show how sorry I am. I deeply apologise for taking time and resources away from more important areas of TfL and all other public bodies.

 

 I was abandoned by my father at birth, and I have a rocky relationship with my mother which has been causing me depression and anxiety as of late. It brought me to a crossroads in my life where I have been brought to feel great anguish to know that I will not have any support at such a life changing time (becoming a mother). 

 

 If this matter goes to court I know that my life will be ruined and I will never be able to redeem a healthy state of mind and environment for myself and my family. I've always worked hard to bring myself out of my poor life situation but I have somehow found myself worse off by facing a criminal conviction. 

 

I am truly grateful for the TfL system, and I completely understand how fortunate I am to live in a country that provides such an outstanding service to its people. I am grateful for the officer that stopped me that day as it taught me a huge lesson.

 

Since I committed this offence, I used my contactless payment card for any subsequent journeys on Transport for London (insert evidence) and have never before this day used a freedom pass or any other pass/payment method that was not my own.

 

I live in Manchester and so I do not find myself in London very often. I promise I will not be a repeat offender. I'm truly deeply sorry for my actions. 

 

As well as this I have been attending therapy to deal with the mental health issues that I have been suffering with over the last year. I truly believe that I am a better, healthier person now and I KNOW I will never ever commit another offence. 

 

Please give me an opportunity to redeem myself. 

 

I would be grateful to speak to someone directly (insert number). Please respond with a number or email that I can contact directly. 

 

Thank you for taking the time to read my letter.

 

can I send this above to them? 
 

thanks 

Is it too personal to talk about being pregnant? 

Link to post
Share on other sites

I dont understand why you said this 

 

"if you have already sent you plea

then you wait.

they will write or email you.

check spam folders too.

 

nothing more you need to do until they reply.

 

dx" and then said that the OP left it too long.. 

 

It's not clear please could someone explain as this is something that took place on my thread

 

 

Link to post
Share on other sites

why did you happen to have the pass on you?

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

well this all comes from READING all the threads here involving TfL not just one or two and understanding how TfL and things work.

we cant specifically put a time limit upon when you should be thinking urm...i've heard nothing maybe i should contact them, in some aspects its called being intuitive. we don't nursemaid people.

 

dx

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

you should have the officers notes in your SJP stuff from the court.

does it mention it?

or 

what did you tell them...?

 

your letter is not up to our usual stds.

 

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

To Whom It May Concern,

 

Thank you for your letter on

 

I want to start off by sincerely apologising for my actions in this case and I am extremely and utterly ashamed and regretful of my actions towards TFL and the public.

 

I’m regretful of my actions. The first time I used to pass- after always refusing to use it as it’s the wrong thing to do- I am caught. I felt so guilty and attempting to use the pass that day. I haven’t been able to sleep as a result.  My contract states that of I’m obligated to report if I’m being prosecuted and a conviction would result in me losing my job (please see document). 

 

As the only earner of my household, looking after my grandmother who has health conditions due to old age, she is reliant on me for household support please see here: (insert evidence). Bouncing between three homes at the minute has caused my mental health to deteriorate and as a result of this incident and other things that have happened to me I have been suffering with anxiety and depression which runs in my family. 

 

I’ve never had paternal support as I was abandoned by my father. This has always caused me great anxiety for some reason as I’ve always felt like the people around me will leave me. As a result, if I lose my job and have no source of income I know that I will have limited support. The support I give to others is one sided and I don’t benefit in knowing that I have a secure home. 

 

I have just found out the news that I am pregnant and a criminal record will mean that I lose my job and be unable to provide for my child. I do not have support so financial income is very important to me. 

 

This will be devastating to my family and I as we are already struggling financially and I will be a mother in 8 months time. I have recently began working full time and still struggling with paying bills and trying to get myself on my feet after university. If this matter goes further and is not settled out of court, I am afraid of how this will have a ripple effect on my mental health, family and unborn child. 

 

 

I have never been in trouble with the law in the past (please see my most recent DBS) and I ensure that I won’t be in the future. I have already bought a season pass for the London Underground (please see document ) which I have been using/will continue to use and I swear that I will never do this again. Ever since the incident I have suffered a great deal of anxiety. I’ve lost my appetite, my desire to socialise, I’ve really lost who I am. I believe it’s the anxiety and stress taking over.  I fear the heightened stress of have a criminal record and found to court will negatively impact my health during my pregnancy. 

 

I have aspirations to be a primary school teacher and I know that this will be impossible if I have a criminal record. I want to pay however much you feel fit to punish me for my wrong doings. As mentioned in my previous letter I would be happy to take part in unpaid labour to show how sorry I am. I deeply apologise for taking time and resources away from more important areas of TfL and all other public bodies.

 

 If this matter goes to court I know that I will never be able to redeem a healthy state of mind and environment for myself and my family. I've always worked hard to bring myself out of the poor hand that I have been dealt in life but I have somehow found myself here facing a criminal conviction. 

 

I am truly grateful for the TfL system, and I completely understand how fortunate I am to live in a country that provides such an outstanding service to its people. I am grateful for the officer that stopped me that day as it taught me a huge lesson.

 

Since I committed this offence, I have used my contactless payment card for any subsequent journeys on Transport for London (insert evidence) and have never before this day used a freedom pass or any other pass/payment method that was not my own. That day was a stupid silly mistake. 

 

As well as this I have been attending therapy to deal with the mental health issues that I have been suffering with over the last year. I truly believe that I am a better, healthier person now and I KNOW I will never ever commit another offence. 

 

Please give me an opportunity to redeem myself. 

 

 

I am happy to make full immediate payment of all incurred costs that my actions have caused. Whilst I know what I did was wrong and I’d really like the opportunity to make amends, I think a prosecution/conviction would have an unfair and disproportionate impact on my health, my employment, and on my child’s health/financial wellbeing. I hope that I’ve explained myself well and provided enough evidence, if you need anything further from me to help you reach your decision please let me know. Thank you again. 

 

I would be grateful to speak to someone directly (insert number). Please respond with a number or email that I can contact directly. 

 

Thank you for taking the time to read my letter.

Link to post
Share on other sites

  • dx100uk changed the title to Freedom Bus Pass 1 Misuse letter now SJPN

excuse me asking but were you born here, if not when did you come to the UK?

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

 

To Whom It May Concern,

 

Thank you for your letter on

 

I want to start off by sincerely apologising for my actions in this case and I am extremely and utterly ashamed and regretful of my actions towards TFL and the public.

 

I felt so guilty attempting to use it that day. I haven’t been able to sleep as a result of facing criminal proceedings. I feel a dark cloud over me every single day for what I done and the shame that I have brought to myself. I’ve been having constant nightmares of losing my job and being homeless and I’m scared that this may become a reality if I get a criminal record. I’m so scared of what my future holds. 

 

My contract states that I’m obligated to report if I’m being prosecuted and a conviction would result in me losing my job (please see document). 

 

As the only earner of my household, looking after my grandmother who has health conditions due to old age, she is reliant on me for household support please see here: (insert evidence). Bouncing between three homes at the minute has caused my mental health to deteriorate. As result of this incident and other things that have happened to me I have been suffering with anxiety and depression which runs in my family. 

 

I was abandoned by my father. As a result, I suffer from anxiety and depression, as well as the fact that it runs in my family. 

 

If I lose my job and have no source of income I know that I will have limited support.

 

I have just found that I’m pregnant and a criminal record will mean that I lose my job and be unable to provide for my child. I do not have support so financial income is very important to me. I feel like I’m unable to be excited about my pregnancy because of this matter. This is making me feel so guilty and I feel like my anxiety is creating a bad environment for my baby to flourish. 

 

This will be devastating to my family and I am already struggling financially. I have recently began working full time and still struggling with paying bills and trying to get myself on my feet after university. If this matter goes further and is not settled out of court, I am afraid of how this will have a ripple effect on my mental health, family and unborn child. I’m not sure how I would survive and where I would live if I don’t have a job. 

 

I have never been in trouble with the law (please see my most recent DBS) and I’m sure that I won’t be in the future. Ever since the incident I have suffered a great deal of anxiety. I’ve lost my appetite, my desire to socialise, I’ve really lost who I am. I believe it’s the anxiety and stress taking over.  I fear the heightened stress of having a criminal record and going to court will negatively impact my health during my pregnancy. 

 

I have aspirations to work as a primary school teacher once I can afford to go back into education. I know that this will be impossible if I have a criminal record. I want to pay however much you feel fit to punish me for my wrong doings. As mentioned in my previous letter I would be happy to take part in unpaid labour to show how sorry I am. I deeply apologise for taking time and resources away from more important areas of TfL and all other public bodies.

 

 If this matter goes to court I know that I will never be able to redeem a healthy state of mind and environment for myself and my family. I've always worked hard to bring myself out of the poor hand that I have been dealt in life but I have somehow found myself here facing a criminal conviction. 

 

I am truly grateful for the TfL system, and I completely understand how fortunate I am to live in a country that provides such an outstanding service to its people. I am grateful for the officer that stopped me that day as it taught me a huge lesson.

 

Since I committed this offence, I have used my contactless payment card for any subsequent journeys on Transport for London (insert evidence) and have never before this day used a freedom pass or any other pass/payment method that was not my own. That day was a stupid silly mistake. 

 

As well as this I have been attending therapy to deal with the mental health issues that I have been suffering with over the last year. I truly believe that I am a better, healthier person now and I KNOW I will never ever commit another offence. 

 

Please give me an opportunity to redeem myself. I would appreciate it if someone could write back and let me know how I can make an immediate payment to the organisation. 

 

I am happy to make full immediate payment of all incurred costs that my actions have caused. Whilst I know what I did was wrong and I’d really like the opportunity to redeem myself, I think a conviction would have a disproportionate impact on my health, my employment, and on my child’s health/financial wellbeing. I hope that I’ve explained myself well and provided enough evidence, if you need anything further from me to help you reach your decision please let me know. Thank you again. 

 

I would be grateful to speak to someone directly (insert number). Please respond with a number or email that I can contact directly. 

 

Thank you for taking the time to read my letter.

Link to post
Share on other sites

looks good inc evidence too.

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Thank you for your recent email.

 

I appreciate that you wish for an alternative to the current Single Justice Procedure Notice issued to you.

 

I note your seeming remorse in the matter however TfL take the misuse of other persons Free travel passes seriously. We are of the view that good warning is given as to the possible repercussions if you don’t pay your fare.

 

I understand you are concerned about the impact that a conviction may have to your current employment, and additionally to your aspirations of being a primary school teacher. You say ‘this will be impossible if I have a criminal record’

 

Although I understand the concern this is not the case in all instances, with such a conviction being spent after one year, in a lot of circumstances. You can access further information at the following website.

 

https://www.nacro.org.uk/criminal-record-support-service/support-for-individuals/disclosing-criminal-records/rehabilitation-offenders-act/

 

You stated within your email that you have ‘anxiety and depression’ and stress.

 

TfL do not take mental health lightly however these categories of ailments are common place in society today and effect individuals in greatly different ways.

 

If you have any corroborative evidence to these diagnosis that show a connection to your actions and that you wish TfL to have sight of then by all means present these to us. We will review further anything provided.

 

After a full review of the information already received TfL have opted to proceed with the Single Justice Procedure Notice as issued. We feel this is the appropriate action.

 

Please ensure that you consider it’s content in full and follow the instructions enclosed within it.

 

Regards

 

The response above. Very disheartening.

 

I’m now wondering whether or not to bother including evidence of mental illness as I’ve never had a diagnosis.

 

Shall I request evidence from a walk in centre as I don’t have a gp at the minute 

Edited by hoteljk
Link to post
Share on other sites

See what dx thinks, we assumed you had a diagnosis. I would expect a diagnosis to come from a psychiatrist so I'm not sure your walk-in clinic idea is going to work. I suppose it could be worth a try, let's see what dx thinks about that. 

Illegitimi non carborundum

 

 

 

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...