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    • Hi All I have now received a Final Reminder, which I have attached. Can you confirm that I should still ignore this letter and take no further action. It does not appear to say "Letter of Claim" anywhere on the document but I just wanted to check with you all. Many thanks FightUnfairParkingTickets Parking Charge Final Reminder issued 29th May 2024.pdf
    • Hello I am a resident of a communal block of flats owned by a Housing Association and since Tuesday 14th May 2024 Matthews and Tannert had put up scaffolding for a job on the roof last week, which was up for the best part of nine days. They had removed the scaffolding on Thursday 23rd May 2024 but my Sky box is still not working because of the satellite dish outside, and I was wondering whether the scaffolders had touched the dish while it was there and as a result had probably knocked the dish and probably made the dish go out of signal or whatever. I needed someone to check this out as well as to see my Sky box to see what could be the problem, and hopefully sort this out. I have had my Sky Digibox for many years and I have got recordings saved on them that I have had a long time - it would break my heart if I had lost them forever.       I contacted Sky but I almost made the mistake of accepting an offer where I would have to pay £31.50 and wait a whole month without television in my front room for it. I am in debt at the moment and I don't want all this on top of everything else - thankfully I have since cancelled it two weeks later when I told the person on the phone that it is the dish which is at fault as well as the fact that I live in a communal Housing Association property, and so that is one of very few weights off my mind. I emailed the Housing Association's Repairs department and they said that they will contact an electrical company to come out and see to the dish outside. I received a telephone call on Friday 24th May from the man to say that he will arrive on Wednesday 29th May 2024 to do the job. He arrived at around 9.40 am on Wednesday as promised; he went into my flat and had a look at the Sky box and saw the blue screen on my front room TV set, indicating no signal. He also looked outside as to where the dish was.  The main problem was that the ladders that he had with him were not enough to reach the dish outside as the dish was towards the top of the building - obviously the Health and Safety aspect of the job didn't allow him to do this. He then mentioned that whether he could do the job as a result of getting onto the roof and doing it like that as the dish is closer to the top. He said that he needed the key to enter the loft part of the building in order to reach this, and he needed to contact the Housing Officer at the Housing Association who had key to this, but lo and behold, he came on the Wednesday to do the job, and guess what? Wednesday was the Housing Officer's day off and so therefore he was unable to contact him for the key so that he could do the job! I just couldn't believe it myself. I am personally annoyed because this has not been sorted, and the man who came to do this is also annoyed because he came all the way to Nottingham from Peterborough, and he said to me that he won't get paid if he cannot do the job, so you see, we are both angry about this for different reasons. We are both in the same boat with regards to frustration, and we both want to see a conclusion to this, once and for all. Sometimes I wish that I didn't live in a flat which is in a communal building and I am thinking of getting a transfer to a one bedroom flat that isn't in that sort of place. I pay around £85 a month in a Direct Debit to Sky to receive their TV services which I cannot use at the moment, and I don't have much money in my bank account as it is due to one thing and another. I also pay nearly £14 a month to TV Licensing so that I can legally watch TV in my front room. I pay for Sky hence the fact that I want the Sky service in my front room and not Freeview. Also, as the General Election is coming up in five weeks' time, I want the satellite TV to be working properly so that I can catch up with what is on the news channels, and I feel rather "cut off" from that at the moment, and I want it working in time for Thursday 4th July 2024 for ovbious reasons . I have Freeview in my bedroom, but that is not the point  - I don't want to be limited to my bedroom every time I want to watch TV. I have tried putting the Freeview in te front room but it doesn't seem compatable for the same uses that I usually have Sky for.  Sunday 9th June 2024 is Day 27 of the satellite TV not working in my flat, and I feel that something needs to be done about this. You can take this message as a complaint if you like, but nevertheless, I want this message to be acknowledged and also something to be done about what has happened. I have enough on my plate with regards to health problems and depression without things like this making things worse. I would appreciate it if something was done.  I don't like naming and shaming but it is Matthews and Tannert's fault that I am in this situation in the first place, and sometimes I wish that I could sue them. In a nutshell, I have had more than enough after being without TV in the my front room for nearly four weeks. Also, at a time like this, I am missing so much of interest on TV what with the General Election comning up in just a few weeks.
    • There's no facility for a settlement "out of court" as such. But matters that are started under the "Single Justice" (SJ) Procedure can often be concluded without the defendant appearing. The SJ procedure, as the name suggests, involves a single magistrate, sitting in an office with a legal advisor, dealing with matters "on papers" only. Nobody else can attend. The SJ deals with straightforward guilty pleas. Anything where the SJ believes the defendant should appear, or which should be dealt with by the "ordinary" court are adjourned o a hearing in the normal magistrates'  court .As well as this, all defendants have the right to a hearing in the normal court if they wish. Nobody is forced to have their case heard under he SJP.  In particular, as far as traffic matters go, a SJ will not disqualify a driver and if a ban is to be considered, the case will be passed over to the normal court. Because, following your SD, you will be pleading Not Guilty (and offering the "deal"), your case would usually be heard in the normal court, meaning a personal appearance. To be honest, performing your SD at the court is a more straightforward way of doing things. It avoids any possible hitches involved in serving he SD on the court. But of course, as I said, most courts have backlogs which mean an SD may not be quickly accommodated. If you do end up doing your SD before a solicitor, check with them the protocol for serving it on the court. Do let us know what the solicitor says about Wednesday.    
    • Welcome to posting on CAG cabot, people will be along soon to help you try to sort this out. Please complete this:  
    • Quotes of the day penny mordaunt came out swinging with her broadsword, and promptly decapitated sunak while Nigel Farage, representing Reform UK, made contentious claims about immigration policies, which were swiftly fact-checked during the debate.   Good question though raised at labour about the 2 child benefit cap, which I broadly agree with, but the tory 'trap' assumes tory thinking - rather than child centric thinking. There should be no incentives to have kids as a financial way of life paid for by everyone else ... ... BUT the kids should not be made to suffer for the decisions of their parents Free school meals would feed the kids, improve their ability to learn, and incentivise them to go to school. As an added benefit ... it would invest in our nations future.   How far this should go is a matter for costing, social intent and future path of the nation, but not feeding our nations kids is an abomination. There should be at least one free school meal per day for every child who attends school. Full Stop. Its the cheapest and most effective investment in our future we could make.
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Missgiggles v Natwest


missgiggles
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because no one has posted on it for the last 6280 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

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If you want to post a new story then

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Start your own new thread

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Thanks

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Thanks a lot muggins!!

I've got it all sorted!!

Going to sent the prelim letter off tomorrow!

Getting nervous now, but going tp press ahead with it, I could really do with that money!!

 

Just so I've got this right, i give them 14 days to reply to the prelim letter?

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Yes 14 days, then the LBA, you may not have to go the full distance because the amount is relatively small, but be prepared.

My advice has hardly any legal foundation whatsoever, however you never know it it might just work!

:cool:

 

NatWest Prelim 07.10.206

LBA 21.10.2006

MCOL 30.10.2006

Acknowledgment of Service 06.11.2006

Offer of approx 50% £2200.00 22.11.2006

Full settlement £4500 received 03.01.2007

Smile settled in full

Barclaycard settled in full

RBS Worldwide settled in full

Lloyds TSB settled in full £750.00

Lloyds TSB settled in Full £275.00 11.04.2007

Lloyds TSB business account £1376.00 AQ filed

Lloyds TSB Business account settled in full 21.05.07

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  • 4 weeks later...

Hi Everyone

 

Sorry haven't been posting recently, found out I'm being made redundant so had all manner of stuff to sort out.

 

Hopefully going to get back on track with my claim now tho.

 

I have all my statements and have added them up (£350) I'm trying to do my spreadsheet, and remember doing one in Google? However I can't find it now, can anyone point me in the right direction please?

 

Thanks guys

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Sorry to hear your news, bummer.

 

To do your spreadsheet use one of the templates provided in the bank templates section

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/182-6-interest-calculation-spreadsheets.html

 

The simple spreadsheet calculates the total penalties charges (and the 8% interest bit you use when you make a court claim). the advanced one works out the total penalties charged, interest, 8% interst, overdraft interest, 8% interest on overdraft interest.

Take a look at each, both are realitivly easy to fill in, the latter is a little more difficult to understand!!!

Any probs then get back to us.

:DSUCCESSESS:D

NATWEST01&02 won over 4k

See how

http://www.consumeractiongroup.co.uk/forum/natwest-successes/31683-muggins73-natwest.html

 

:)CURRENT CLAIMS:)

HALIFAX03

19-SEPT-07 APPLICATION TO HAVE STAY LIFTED

02-OCT-07 APPLICATION REFUSED

LLOYDS TSB04

10-MAY-07 LBA

 

ABBEY05

19-SEPT-07 LBA

 

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  • 2 weeks later...

Hey Missgiggles,

I'm also sending my Preliminary letter to Natwest tomorrow to get back £421 in charges.

Wanna compare how we go? I will start my own thread too and post updates as they happen.

Good luck! (not that it really sounds like luck has much to do with the process)

Cheers x

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  • 2 weeks later...

Nope not a thing for me either ... gonna have the LBA letter ready to go for Monday morning, asuming nothing comes in on Saturday's delivery.

 

I sent a really small claim to Barclays on the same day as this Natwest one, got a letter today saying 'thanks for your complaint, it will take us 4 weeks to look into it'. So their next letter goes in the post on Monday too. I'm not hanging around waiting for their deadlines to come and go ... they can keep up with mine :)

 

Cheerio missgiggles, I expect we'll both be at the post office on Monday.

 

Jx

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Recieved a letter in post today from Natwest offering £301 as a full and final settlement!!

Can't believe they caved so quickley, although I'm assuming its because its such a small amount?

Of course I am not accepting it, I know its only a case of £60 but every little bit helps!!

So am I right in thinking I need to send a 'rejection letter' ?

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Hi Everyone

 

I have just joined the site today, and am in the process of getting my head around it all!!

 

I bank with Natwest, I have my own current account as well as a joint account with my partner.

 

Even though my current account has had a £0 overdraft for the past year (I worked my ass off to clear it) there was a period of around 3 years when I was constantly living in it!! Can I claim my charges back from this period?

 

I have recently had a baby so the money will come in handy!!

 

I am going to send my ' statement request' letter via recorded delivery in the morning.

 

Wish me luck

 

:)

Hi, I am also new to this site and have just claimed back bank charges from nastwest for the period 2002-2007 I got back all my charges and it only took me 2 letters, 1st to ask for statements for that period. 2nd to calculate how much and send list of charges to natwest, they paid up without a fuss. It took me less than a month to get my money from the first letter sent. Please pass this message on. Ynysllyn
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Hi, I am also new to this site and have just claimed back bank charges from nastwest for the period 2002-2007 I got back all my charges and it only took me 2 letters, 1st to ask for statements for that period. 2nd to calculate how much and send list of charges to natwest, they paid up without a fuss. It took me less than a month to get my money from the first letter sent. Please pass this message on. Ynysllyn

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I'm posting the rejection letter tomorrow!!

Just started my boyfriends claim cos herard something about the banks stopping people claiming after the end of this month? Not sure if thats right or not?

x

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  • 2 weeks later...

Hi Guys

 

I sent my rejection letter off last week and they have until Tueasday to reply, not holding out any hope of a payout, even though its only a matter of an extra £70!!! Tight fisted £$"&

 

MissGiggles:mad:

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Hey missgiggles - doesn't matter if it's an extra 700 or 70......... it's your cash and they took it and you want it back! END OF!!!!! Good luck xxx :p

Can't find what you're looking for? Please have a look at Michael Browne's

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I do not answer queries via PM. If you send me a PM, please include a link to your thread - any advice I am able to offer will be on your thread.

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Yeah, best of luck!

I still haven't heard anything of my claim ... deadline for response to LBA has just passed, so I guess it's on to the courts for me.

Just think what else you can buy with that £70! (oops ... i started daydreaming about bags, shoes, bottles of champagne.....)

Hope you hear something soon.

Jx

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i have an advantage gold account with a £5000 overdraft limit with natwest and am constantly living in it. I am charged every month between £40 and £50 pounds. I know £12 is for the avantage account but the rest i think is interest for being overdrawn. Can i claim back this interest.

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Guest NATTIE

Only interest on charges, and jackmann i did tell you in the chatroom that you need to start a thread of your own. On this site your story is important and we all like to read how your claim is going. so natwest thread top left "new thread" and we have all that you want to tell us.

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Right so their deadline was today and no reply to rejection letter, so I guess now its onto court proceedings?

 

Can anyone just run me through it please to make sure I've got everything sorted?

 

Thanks guys

 

x

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