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dublubbin: offer from bank during mcol stage


dublubbin
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I recieved a letter from HSBC today offering me a token sum to settle my claim.My claim is for £2894.27 plus the 8% charges plus court costs which takes my claim to £3636.08. ( i should say that i am at the mcol stage and the 19 dec is when hsbc's time is up)

They offered me a grand total of £2150.00 in reply to my letter dated the 04 november,which they have chosen to ignore untill now!!!

Do i need to write to them to say i wont accept or do i just ignore it and let the mcol take its course? If i do need to reply could some kind person tell me where to find the template, cos i cant find it.Many thaks

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