Bank Charges,Confused...help!

[J Rich]

Hi,

This is my first time on the site and unfortunately I think I've made a few errors in reclaiming my bank charges, so would appreciate anyones help.

 

So far I have applied through MCOL for my charges from NatWest bank. I am at the stage of them putting in a defence through Cobbetts solicitors stating that the Particulars of Claim are incoherent. They have asked that I remedy this and have 14 days to do so.

 

My first question is:

Do i have to reply to this?

 

Secondly I have made the mistake of NOT requesting interest on my claim on MCOL, so does this mean that I can only claim the original amount I stated on their claim form?

 

Please help as I am getting confused now.

 

Thanks in anticipation

 

J Rich:?

[mrsfoot]

remember your a member of piublic and not used to completing this type of form (i suspect) so courts are quite helpful. Go to your local court and ask for advice, or your local citizens advice.

 

Use the templates in the forums for your mcol. However i do prefer to do it all by N1 (from courts or online) that way you can transfer what is on the templates directly onto the N1. This has been tried and tested.

 

Cobbets are triers and often say the particulars of the claim are incoherant (see barclays forum), check with this section what others have writeen, it may just be stalling tactics to put you off claiming

 

mrsfoot

[J Rich]

remember your a member of piublic and not used to completing this type of form (i suspect) so courts are quite helpful. Go to your local court and ask for advice, or your local citizens advice.

 

Use the templates in the forums for your mcol. However i do prefer to do it all by N1 (from courts or online) that way you can transfer what is on the templates directly onto the N1. This has been tried and tested.

 

Cobbets are triers and often say the particulars of the claim are incoherant (see barclays forum), check with this section what others have writeen, it may just be stalling tactics to put you off claiming

 

mrsfoot

 

Thanks Mrs foot for the advice

 

Can anyone help with my question of whether i need to reply or not & can i claim interest after i have already submitted my claim

[Michael Browne]

Can anyone help with my question of whether i need to reply or not & can i claim interest after i have already submitted my claim

 

Only by amending your claim with form N244 and a £35 fee (unreclaimable)

[alf]

J.rich

 

I Had The Same Thing On My Defence, I Filed Mcol And From What I Can Gather, Its Because Of This, Cobbetts Say Their Is Not Enough Information For Them To Defend ( Embarrassing - They Said ) Anyway I Was Given A Letter To Send To Cobbetts To Acknowledge Their Defence, A Full Poc & Schedule Of Charges, I Also Sent Copies Of All This To The Court. Do You Want A Copy Of This Letter, Then Pm Me And Let Me Know Asap.

 

Since Then I Have Had An Offer For 1/2 But Rejected It.

 

Alf