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    • Hearing held today in court. I attended in person and Evri had an advocate attend on their behalf to defend their position that my contract is with Packlink and not with them. I also provided a copy of Evri's terms and conditions which explains that a contract is entered into when a parcel is sent with Evri. The judge pointed this out to the Advocate and agreed there is a contract between me and Evri under the Ts and Cs. The judge explained that while Packlink are responsible for organising the delivery of the item, it is Evri who are responsible for handling the goods and delivering them, and therefor Evri has a responsibility to handle the goods with reasonable care and skill. So am pleased to say the judge found in my favour. Hearing lasted about 75mins. Evri has been ordered to make payment within 21 days. Also nice to meet @jk2054 in person.
    • Good morning,    I just wanted to update you on the situation.    I have visits piling up with my current employment and they need doing before I finish at the end of this month.  I am moving to Wiltshire in 3 weeks for a new job helping care homes with their Dementia patients. I tried to work it out and at a guess I will be doing about 20-25,000 miles a year. So need a vehicle that can cope with that mileage, my old car would have done it easy but 🤷‍♂️ I have taken out a loan and got a friend to find me a reliable car that can cope with the miles and hasn't been written off in the past.   I phoned Adrian flux to see if I could use the last months insurance on a new car I have bought, the girl I spoke to phoned Markerstudy and asked them but they said no, my new car doesn't have any modifications.    I had an email from someone who saw one of my appeals for information, they live near the site of the accident and know a nearby farmer who has a security camera at his entrance that catches the traffic and specifically registration plates as he has been robbed before. They said they would reach out for me and see if he still has the data. Unfortunately it wont catch the scene of the crash.   The Police phoned me and said they were closing the report I made, even if they found footage of the vehicle at the time I said the actual incident would be my word vs theirs.  My first response was I am sure google maps would show that they turned around at that location which would verify my version of events, but upon reflection I do understand, I have seen people doing make up with both hands while driving, eating from a bowl steering with their knees and veering all over the place. I am sure some of these people go off the road and claim that someone forced them off.    Markerstudy phoned me yesterday to say that my car is now at Copart, the £80 tank of Vpower diesel was emptied on entry to the site for safety reasons, which I get but it sucks.  It is awaiting being assessed and shouldn't be too long, which is a relief.  I am really glad things do not seem to be going the way of the other stories and they seem to moving quickly.   However I was informed that my car was a structural write off before I bought it - this destroyed me, I was almost sick.  and this is going to affect any offer of money - after hearing the first statement this didn't affect me.   They need to wait for the assessor to check it over but it is highly likely to be written off and the maximum they can offer is £2300.  I was desperate for a car as I was working for an agency at the time, no work no pay, and did not do a vehicle check because I didn't know about them.  The seller did not tell me that it had been structurally written off, he told me that it had the front wing damaged while parked and was repaired at an approved repairer.  Markerstudy records state that it was sold at auction, no record of repair at an approved repairer.  I bought it bank transfer with hand written receipt.    It gets worse.    It turns out my airbags should of gone off. For some reason they are not working. I think we can figure out why.  If I had hit that car head on and had no airbags.    Some good news.    I can arrange a time with Copart to go and take my stereo equipment and any personal items that are left in the car only. I cant live without music and need quality sound, my speakers and amps are Hertz and JLaudio, (no I am not a boy racer with booming subs, I am an audiophile on a budget) I was really worried I wouldn't get them back so this is a huge relief for me. It is stuff I have built up over years of saving and collecting. Everything to do with the vehicle and mods I have declared need to stay to be assessed.   The accident has gone as a fault on my record, I have to remove 2 years NCB which means I still have some to declare which is good.  So it appears at this point that it may be resolved quickly, not in the way I was hoping, but not as bad as I presumed it was going to be based upon that tow truck drivers attitude and behaviour and the horror stories I read.   I am not going to buy the car back and try to make money with all the parts on it, I don't have the time or energy.   I may need an xray on my back and neck.  The whole situation has left me feeling physically sick, drained and I need it done.   The lesson learnt from this  -  My conscience is 100% clear, my attitude to safety and strong sense of personal responsibility - A rated tyres even if on credit card, brake fluid flush every year, regular checks of pads and discs, bushes etc, made avoiding what I believed to be a certain broadside collision possible.   Get a dashcam (searching now for the best I can afford at the moment)  -  Research your insurance company before you buy  -  Pay for total car check before you go and see a car and take someone with you if you are not confident in your ability to assess a vehicle.      Thank you to everyone here who volunteers their time, energy and information, it is greatly appreciated.  You helped my sister with some advice a while ago but we weren't able to follow through, she is struggling with long term health conditions and I ended up in hospital for a while with myocarditis, when I got out and remembered it was too late.  I am going to make a donation now, it is not a lot, I wish I could give more, I will try to come back when things are on a more even keel.    Take care
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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car cash point LBL - Burlington/Marstons wants car _ Live in NI


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Thank you honeybee I very much appreciate this.

I don’t want to sound like a whinger but I feel completely on my last legs at present.

 

Here goes:

in April 2018 I took out a logbook loan with car cash point. The loan was for 2000. 


I fell into difficulties a few times but always got back on track within a week or two.

Due to covid I asked them ( they have on their website they were doing deferrals) for a deferral and I had a couple of them.

 

I paid an intermittent £100 here or there during this time.

I set up a further repayment plan of £80 per week beginning 12th December and made the first payment.

 

Unfortunately my aunt and uncle who were like second parents to me developed covid and one of them died on 20th December and the other on 22nd December so you can imagine it was a horrendous time. Tbh helping my mum get through day to day was my focus over those initial few weeks was my main aim. I didn’t keep an eye on my bank and my payments didn’t repeat.

 

fast forward to Monday evening I am driving home from work and receive a telephone call from a man telling me he was at my home to take my car and if I did not cooperate he would phone the police and report it stolen.

I said I would phone the police which I did and they confirmed they would not be doing anything as it was a civil matter.

 

This man continued to intimidate and verbally abuse me on the phone telling me I shouldn’t be taking things when I cannot pay for them and who did I think I was driving in a car that belonged to a finance company etc etc. 


the next morning I made a complaint which was passed to Burlington who surprise surprise won’t uphold it as the officer told a different version completely.

 

I had been trying for two days to negotiate with CCP to try and reset up a plan.

I sent 7 emails and finally got response tonight telling me I must pay £2800 by Monday which is arrears and Costs or the full balance of £3750!!!

 

They say if I do that they will cancel the instruction to recover.

But that at present the car is going to be lifted as soon as sighted.

 

I have not slept or eaten in 2 days. I’m a key worker with social services and cannot concentrate on my job.

I simply cannot find that money.

 

I am scared out of my wits that they will come to my parents house.

I live with them and they are elderly and I cannot tell them about this it would put them over the edge.

 

I simply don’t know what to do I am a nervous wreck and wouldn’t wish this on anyone. 
I took the loan for £2000 and have now paid in excess of £4700 back. 
so sorry for how long this was.

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  • dx100uk changed the title to car cash point LBL - Burlington rep wants car Urgent help

quick advise is keep the car on private property outside of your use of it

get an sar off to CCP 1st thing tomorrow.

 

is this Burlington the car recovery lot or is it Burlington bailiffs i suspect the former as the loan has not been to court yet.

if so they are simply guys with flatbed trucks

they are NOT bailiffs

and have zero legal powers.

 

have you had a default notice please?

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thanks DX for responding to me. 
I got default notice quite some time ago when had missed a few payments but had got back on track after this. 


I am in Northern Ireland

not sure if this makes any difference.

 

It seems to be Burlington’s/ marstons if that helps any. 


Private property at my home.

Off the main road there is a driveway and the car would probably be visible from main road but I presume they would know it is private property.

 

My fear is that they would come in middle of night to collect it whilst we are asleep. 

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bill of sale too please

 

follow this guide

Log Book Loan Guidance - Log Book Loans / Bills of Sale - Consumer Action Group

go ring up tomorrow and check the BOS HAS been registered.

 

if you wish follow our upload guide and scan up all the paperwork you have to one multipage PDF. asap.

 

here all night for you.

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thanks so much you might regret that lol.

 

Quick question

whilst I try to get the documents.

I see that the FCA have advised no repossessions until 31st January of vehicles.

Unless in exceptional circumstances.

Surely they have to adhere to that as they state they are part of FCA and adhere to their code of conduct 

 

convert-jpg-to-pdf.net_2021-01-14_00-01-10.pdf

 

Apologies if this is not correct I have tried following all steps and put all pics into pdf but can’t seem to find them to upload

 

Sorry I see that this doesn’t look right.

Took me ages sitting trying to get all in place :(

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  • dx100uk changed the title to car cash point LBL - Burlington/Marstons wants car Urgent help _ Live in NI

drop the file to the box at the bottom of a msg box

or click choose files

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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got your upload

too much too redact tonight

where is the court stamped bill of sale.

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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5 hours ago, dx100uk said:

Log Book Loan Guidance - Log Book Loans / Bills of Sale - Consumer Action Group

go ring up tomorrow and check the BOS HAS been registered.

 

do as above, this looks like it's total BS without it.

 

when you took this out was your credit file shot with

defaults 

late payments

multiple debts or loans

and you couldn't get credit anywhere?

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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On 28/01/2015 at 11:18, theoldrouge said:

If you have any problem with a Logbook Loan, your first step is ALWAYS to check that the Bill Of Sale has been registered with the High Court. You can do this here-

 

to check if registered

 

Contact Details

 

QB Enforcement Section

Room E15-17

Royal Courts of Justice

Strand

London

WC2A 2LL

DX 44450 Strand

 

Telephone: 020 7947 7772

Fax: 0870 324 0024

Email: [email protected].g ov.uk (No Spaces)

 

get this done today

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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get the above done today now^^^^

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I sent an email first thing this morning and have had no response.

I tried 4 times calling but get placed on hold for ages and the phone rings off. 
I will have to post but may take a while then. 
is there anything else I should be doing?

I sent a letter to them this morning outlining a complaint 

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wind marstons up

text him:

where is the bill of sale please?

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Lol I’m actually scared to as I’m scared they will come to my elderly parents home. 
I stay mostly with my bf now and I changed my address with company 2 years ago and that’s the updated address though on my tax book is my parents address and the address on bill of sale will be my parents 

I put a written complaint into them also. Spoke to FCA on phone and they confirmed no repossessions are allowed to take place until 31st January 

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6 minutes ago, Melissa2574 said:

and the address on bill of sale will be my parents 

so you remember signing one?
 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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eventually got thru you pdf 

found the BOS 

so i believe you now need to check its ben registered within 7 days to the NI High court.

im investigating where that is now. might not be the same as above

Agreement+BOS.pdf

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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