Letter to Anne Snelgrove MP

[deemacperth]

I picked something up in Hansard the other day:

 

"Anne Snelgrove (South Swindon): To ask Mr Chancellor of the Exchequer, if

he will take steps to limit punitive charges that can be levied when (a) a

bank account goes overdrawn and (b) a credit card limit is breached"

 

I decided to write to the aforementioned MP, I've included my letter and I'll pop up her reply here if anyones interested.

 

 

Anne,

 

I must be honest and confess I voted Conservative at the last election,

but as one of your constituents, I do take an interest in my member of

Parliaments actions whilst representing me in Parliament.

 

It was with interest that I saw the following notion in the latest order

book in Hansard:

 

"Anne Snelgrove (South Swindon): To ask Mr Chancellor of the Exchequer, if

he will take steps to limit punitive charges that can be levied when (a) a

bank account goes overdrawn and (b) a credit card limit is breached."

 

I note that this is for the session starting the 18th of April 2006. You

may be interested to view a web forum that I am a member of at the moment:

 

http://www.consumeractiongroup.co.uk

 

This site is addressing the very issue that you champion. We as a group

feel that these charges are unlawful in regards to the Unfair Contract

Terms in Consumer Contracts Regulations (1999), the Unfair Contract Terms

Act 1977 and the common law as they penalise for breach of contract by

means of disproportionate penalties.

 

I must thank you in advance for taking up this action for us, the general

public in our disproportionate battle against the banks. I am sure you

will realise the general consensus amongst the public is that these

charges are unfair, yet what can we do to stop them.

 

It is only in the hands of the executive that we can hope to put a stop to

this illegal practice by the banks and only with help from members like

yourself can we hope to address this issue.

 

I finish this mail with a simple request. Could you forward me any

response you receive from the treasury regarding this query? I thank you

in advance and leave you with the knowledge that you have gained my vote at the next election.

 

Yours faithfully,

 

David McIntyre

[Seminole]

Yes, please post any reply here. We are about to launch an attempt to collate responses to letters to MPs and peers.

[deemacperth]

Will do.

[Louisk]

I wrote to Anne Snelgrove sometime ago (Template Letter), was a little disappointed with the reply.

 

The letter seemed to be a cut n paste affair and even went on to tell me about things which I had already stated in my letter to her.

 

She did say she would be asking the DTI about these charges - looks like shes going straight to the top.

 

Are there elections due soon ?

[deemacperth]

No, but you tell them what they want to hear.

 

Although I do now have a greater respect for this woman if she grabs the bull by the horn.

[deemacperth]

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