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Louisk

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  1. This topic was closed on 09 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  2. This topic was closed on 2019-03-08. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  3. This topic was closed on 2019-03-08. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  4. Sorry, Yes last mortgage statement shows all monies refunded - at last.
  5. Hi jamieprec1979, I too took Kensington to court over default charges, I think I was one of the first. Anyway to cut a very long story short - I got my money back, after a year, an attempt to strike out my claim, adding their solicitors costs to my account, and them not meeting any deadlines set by the court. I would suggest try the FSA first and see what happens - if that fails go the legal route, but be prepared for a long hard fight. I estimate Kensington spent £3000 defending a £450 claim!!! Just one last thing, they did orginally offer settle but with confidentiality -
  6. Blood is boiling ! The day after I get a reject letter from the court , I get a phone call form ' Chris ' in admin form Kensington ' ( tip off from the court maybe ?) we will be crediting your account soon we will be in touch (but this is only the solicitors costs) - ah but what about the order. - Order what order ? I have just read jamorgan thread, Kensington are demanding their costs be paid - funny when they owe us money they take their sweet time about it and the court seems to be quiet happy about it. A week has passed and still no money - back to plan A I think, l
  7. Dam and blast it The court has rejected my application for a warrant of execution - because the figure I am claiming does not match the figure on the order. I now have to write a letter to the court and explain why the figures don't match - the reason is Kensington have added their solicitors costs since the order was made and in direct violation of the order. I sometimes wonder what exactly Kensington have to do to get the court to actually react and kick butt. Letter this weekend ahhhhhhhhh.:-x:-x
  8. Hi everyone, Im affraid I can't get the scanned image to appear inside this box ( all I get is text of it's location on my computer - any ideas?) Anyway for those of you familiar with westminster tickets :- On the bottom line line of the ticket is the text ( in bold ) ' Please read the notes overleaf for important information ' and over this has been printed ' Do not pay the parking attendant ' only the word 'Please' and 'ation' are readable. Have already pointed this out to westminster but got their standard rejection so I am appealing.
  9. Westminster council have given me a parking ticket - but there's some illegible text on it where two lines of text have merged one on top of the other. Does this make the ticket invalid ?
  10. Right, the clock is ticking. Sent in my application for a 'Warrent Of Execution' and £55 cheque to the court and gave Kensington's head office in Paddington as the address where the bailiffs should be sent. Will be sending emails of too various media interests today - a big thank you to mochamoo - will keep you up to date on developments.
  11. Hi gang, OK as I understand it - it will cost £50 to send in the bailiffs, this being the case I'll have to wait until payday (Wednesday) till I'll get the ball rolling. But I see I'm not the first to do this :- Bank charge victim sends bailiffs | This is Money Mochamoo - could you pm me those email address and phone numbers thanks. Let youall know whats happening soon.
  12. Hi Gang, Well surprise, surprise Kennsington have still not paid up. In fact thay added a further £730.91 to my account in February - at least this time they had the decency to call them 'Solicitors Costs' all of this in direct violation of the tomlin order. Wrote a letter to their solicitors giving them 7 days to sort it, reply from solicitor states ' administrative oversight ' 14 days later still waiting for ' administrative oversight ' to be corrected. Question is ---- Is it time to send in the baliffs ? (oh I really hope so ), I know kensington have some nice fancy off
  13. Got my consent form today - they have agreed to refund my £450 plus court costs and I also asked them to include a declaration that no further costs would be added to my account regarding this legal action. "Dear Sir YOURSELF -V- KENSINGTON MORTGAGE COMPANY LIMITED Further to your letter of 7 February 2007, we confirm that we will arrange for the sum of £565 to be re-credited to the account. We also confirm that any costs debited to the account in relation to this action will be re-credited. We also confirm that no further costs will be added to the accoun
  14. YES - to penalty charges, Kensington have agreed to refund my £50 a month admin fee and court costs (Total £565 ). It was a long hard battle but I ve finally recieved a consent form. They added £1757 to my mortgage balance stating it was 'Agents Costs' it was in fact their legal bill for defending a claim of £450 - this too they are refunding plus interest. They tried to have the case struck out, they were late with their court bundle and made an application to delay sending their witness statement. It could just be that my claim was for a relatively small amount s
  15. Finally got a reply from Kensington regarding the £1757 - it was ' soliicitors costs regarding recent Court Action ' And ' Upon further consideration it has been decided that this fee should not be charged to your account. ' So I ve decided to accept their offer but it has to include my court costs so the total I am looking for is £565 (450 + 80 + 35). Ball back in their court (pardon the pun)
  16. Hello everyone, Right the latest - Kensington have made an offer :- Dear Sir YOURSELF -V- KENSINGTON MORTGAGE COMPANY LIMITED Whilst our client is satisfied, that it could justify the mortgage arrears fees, at any court hearing, and it is happy that the court would view the £50 per month fee, as being both reasonable and genuine pre-estimate of loss, proceeding with this matter, is not viable to our client, due to commercial considerations. As the matter is proceeding in the small claims, it is unlikely that our client will be successful in recovering any of
  17. Ellilou - same thing happend to me Kensingston's legal people were 5 days late in sending me their court bundle. With advice from the good folk on this web site , filled in a N244 form asking for the defence to be struck out. (Cost £35). The court didn't strike out defence - just gave them a new deadline! Like pb says - its not justice. But its something you can bring up in court at the very least IMHO. Best of Luck
  18. Finally got a reply from the court : - Upon considering the Claimant's application dated llth January 2007 (copy attached) and the file And upon notice having not been given IT IS ORDERED THAT 1. This claim is listed for hearing on Tuesday 20th March 2007 at 12.00noon at Swindon County Court, The Law Courts, Islington Street, Swindon, Wiltshire, SN1 2HG (time estimate 1 hour). 2. If not already served :- a) the Claimant must serve upon the Defendant by 4.00pm on 2nd February 2007 the documents filed with his letter to the Court dated 9th January 2007 b) the Defendant must serve u
  19. Kensington were 5 days late sending me their court bundle - and then it was only the standard terms and conditions. Filled in a form at the court to get the defence struck out - still not heard anything from the court. If Kensington try it on - I'll be happy to pm you all the details so you show it to the court. A case of goose and gander ! Best of Luck
  20. Absolutely outraged on your result jamoran, admire your courage and hope you keep going. Like others I would be happy to make a contribution to your fight, (actually its NatWest's money but thats another story) if you decide to carry on. Like all of us here I regard Kensington as **** of the earth the judge in your trail must be blind, anyone with an IQ level greater than thier shoe size can see Kensington have a mission statement written by the Mafia. Stay strong jamorgan.
  21. Thank you very much Alan, will get on it right away
  22. I am suppose to supply the court and Kensington with a witness statement - anybody got any ideas what I should say and how to word it?
  23. Finally got a bundle form Kensingon - 5 days late, its just a photocopy of their terms and conditions. Still waiting to hear from the court.
  24. Thanks very much Alan, will do first thing tomorrow morning.
  25. At the hearing of 20th December (Where Kensinton tried to have the case struck out - and failed) it was order that:- 'By 10th January 2007 the claimant/Defendant MUST send to the court and to the claimant/Defendant copies of all documents he intends to rely on at the final hearing. ' I have sent my bundle to court and Kensington's solictors - but I have not recieved anything from them. The Question is where does this leave Kensington now ? They have failed to comply with a court order what should my next step be ? Any ideas anyone ? BTW Neil if your still out there the nam
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