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    • Yes, I don't think there is any downside to doing this. If they decline then you can say that in your witness statement
    • Ok! Do you still want me to work on that letter you discussed above in post #26?
    • Thank you for posting up the required details and well done for apparently not revealing the identity of the driver. I am assuming you are the keeper? The depth of ignorance of the parking companies is absolutely amazing. The Protection of Freedoms Act 2012 Schedule 4 is the law relating to private parking and allows those rogues to be able to transfer the charge from the driver [whose name they do not know] to the keeper after 28 days . This is dependent on them complying with the Act. So many of the don't and Alliance is no different. It would help if we could see what you appeal was and to post the back of the PCN as it is lacking so much of the wording necessary to make it compliant so that in your case only the driver is liable to pay the charge. And of course just entering the ANPR arrival times means that they have failed to specify the parking time which is a requirement..  Because the car park was so busy you had to drive around for quite a while before finally finding a place to park which is when the parking period may  actually begin. The poor dears at Alliance have not grasped that particular part of the legislation as yet. To be fair the Act has only been in place for 12 years so one must make allowances for their stupidity . We shouldn't really mock them- but it is fun. You weren't to know but the chances of winning an appeal against Alliance and the IPC is around 5%-and that is high for them. If they allow you to cancel they lose the chance of making money and they would have had a field day when you were there with so many people being caught overstaying because of the chaos in trying to find a parking space then trying to pay.  Your snotty letter could go something like this- Dear Cretins, Yes I mean you Alliance. After 12 years one would have thought that even you could produce a compliant PCN. Did you really think I would pay you a penny extra considering the time I wasted trying  to pay with  long queues at the parking machine, then trying to get a signal to call Just Park. On top of that you then had the cheek to ask for an additional £70 for what dubious unspecified pleasure? You must have made a killing that day charging all those motorists for overstaying because the queues to pay were do long and even walking to pay from the over flow parking fields takes time. And yes I did take photos of the non existent signs in the fields so please don't give me the usual rubbish about your signs being clearly visible. Oh yes that £70. Please tell me and the Court whether that charge included VAT and if it did, why am I being charged to pay your vat? I am sure the Judge would look carefully at that as well as the Inland Revenue. The truth is you had no reasonable cause to ask the DVLA for my data given the chaos at your car park and I believe that you therefore breached my GDPR...................... I expect others will give their views as well.          
    • opps this is going to get messy then if they don't refund. you should never keep util accounts in credit.
    • https://www.rac.co.uk/drive/news/motoring-news/new-private-parking-code-to-launch-in-the-uk-later-this-year/ The newly created gov petition 'Immediately Reintroduce Private Parking Code of Practice' is from Stanley Luckhurst, the 85-year-old old Excel Parking took to court. Excel lost the case and the pensioner's been campaigning for regulation of PPCs since this unpleasant experience. https://www.bucksfreepress.co.uk/news/24085471.gerrards-cross-pensioner-takes-nightmarish-private-parking/ I would urge anyone on this forum who supports the petition statement "We believe the private parking industry is trending toward anarchy and must be brought to order by re-launching the Government Code immediately" to sign and share it. 168 signings at 4pm today https://petition.parliament.uk/petitions/660922 If the gov new parking code is not launched before parliament dissolves (for the general election) then the legislation is at great risk of being shelved. And we'll be stuck with ATAs new joint code which does not address motorists issues such as a cap on parking charges, debt recovery or an independent appeal process.  https://www.parliament.uk/site-information/glossary/wash-up/
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Robinson Way - Friends Barclaycard


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Hi all,

 

I have a query on behalf of a friend.

 

She had a Barclaycard:

Account opened 02.12.2015

Last payment 30.06.2016

Account Default 24.02.2017

Balance £1556.00

 

She began receiving letters from Robinson Way which she ignored.

She then received a Letter of Claim from Howard Co & Solicitors on behalf of Hoist Finance on 12.09.2019.

As per advice given on this forum, she filled out a Reply Form (taken from this forum, not their one) and sent it back to them along with a CCA request.

 

She did not hear anything back from any of the above firms until the other day on 28.08.2020.

This letter was from Robinson Way and spoke about setting up a repayment plan.

 

She emailed Robinson Way with a complaint essentially saying that because they hadn’t complied with her requests, the debt was unenforceable.

The next day Robinson Way emailed her back with an email saying they had sent her copies of the original agreement, copy of terms and conditions, charge off statements and default notice issued by Barclaycard but they had been unable to provide and send them until 11 June 2020, as they had to wait for Barclaycard.

 

She did not receive the documents they apparently sent in June 2020 but they emailed them to her in their email response the other day.

 

It says that the credit agreement is a reconstituted copy.

 

Could I please get some advice for her with regards to what she should do next?

 

It is a bit confusing/concerning because Howard Co & Solicitors sent the Letter of Claim, so what does this mean for the situation?

 

Many thanks 

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Why confused...?They are all one and the same group.....and HC is their mouth piece Solicitor.....only a Solicitor can send out the Pre Action Protocol pack.

 

Andy

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It would be advisable to scan redact and upload what Robbers have sent for opinion...

 

Andy

 

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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HC have already sent and had our std reply back to the PAPLOC.

 

i bet the CCa return its the usual 620'0000 T&C's garbage with no sight of a signed agreement anywhere in it..bogroll !!

 

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I have attached the CCA (redacted) that Robbers Way sent!

 

Barclaycard’s cover letter which accompanies it says:

“Enclosed is a reconstituted copy of your credit agreement together with a copy of the terms of your credit agreement as varied in accordance with section 82(1) of the Act.

This is a statement of the terms of your agreement with us and incorporates any variations to the terms made since you entered into this agreement.”

 

Also, the CCA only states her first initial and surname where her name is stated – I don’t know if this matters or not?

 

Rightly predicted that there's no sight of a signature.

 

Does this CCA not have legal standing then?

 

My friend is still worried, she says that HC are "proper" solicitors or at least their parent company is apparently??

She fears they'll take it to court if she doesn't pay because HC wrote to her previously with the Letter of Claim.

Best I can do is advise her based on your advice though - the rest is up to her.

Barclaycard CCA.pdf

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Quote

Enclosed is a reconstituted copy of your credit agreement 

 

 

On a 5 year old agreement and they dont have the original......? :mod:...:becky:

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

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and no sign whatsoever of the IP sign detail

time

rate

IP number

type signiture...

 

opps thats just a set of T&C's with her name inserted.

 

she says that HC are "proper" solicitors or at least their parent company is apparently?

 

cohen's rarely ever turn up at any court hearings... should Hoist raise a claim.

they use hired local rep's that 9/10 are in a boat with a large hole in it already by agreeing to representing Hoist's chosen solicitors cohen....

 

typically they rely upon a defendant no realising the actual person that wrote  their Witness Statement MUST be in court ...

 

i can see...no signed agreement and just sheets of T&c's that prove nothing that an agreement was ever signed online at xxx time from xxx IP address from xxx address.

 

dx

 

 

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Many thanks for your informative responses.

 

I'm going to pass the info on to her and I'm sure she'll be confident to just ignore them now.

 

I note that they didn't provide the Notice of Assignment that she requested in the Letter of Claim - does this matter at all?

I'm just asking as I'm curious and it could be another factor against them should anything happen further down the line!

 

Gee

 

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NOA is fatal so's no proof of signing original agreement online or otherwise

default notice is fatal too.

 

sorry but they are flying a kite here.

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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