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    • I was caught speeding 3 times in the same week, on the same road. All times were 8-12mph higher than the limit. I was offered the course for the first offense and I now need to accept the other 2 offenses. I just want to be ready for what might come. Will I get the £100 fine and 3 points for each of them or do I face something more severe?  These are my only offenses in 8 years of driving.
    • I'll get my letter drafted this evening. Its an item I sold, which I'm also concerned about, as whilst I don't have my original purchase receipt (the best I have is my credit card statement showing a purchase from Car Audio Centre), I do unfortunately have the eBay listing where I sold it for much less. But as I said before this is now a question of compensation: true compensation would seek to put me back into the position I was in before the loss ie: that title would remain with me until my buyer has accepted this, and so compensation should be that which would be needed to replace the lost item. But in the world of instant electronic payment, it could be argued that as I had already been paid, the title to the goods had already transferred, and I was required to refund the buyer after the loss. And so, despite my declared value being the retail price - that which is needed to return me to my pre-sales position, the compensatory value should be the value I sold it for, which being a second-hand item from a private seller is lower. I still believe that I should be claiming for the item's full value, rather than how much I sold it for, as this is the same for insurance: we don't insure the value we paid, but rather the value of the item to put us back into the position we would be in if we ever needed to claim. Its for the loss adjuster to argue the toss
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
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Marstons (acting as a DCA) Demanded +£5k for a Capital Contribution Order i didn't need to pay!!!


HOWLER

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well if you do write to her don't forget to remind her you want all the money already paid blindly to them back

 

dx

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi Howler.

 

I've hidden two duplicate posts because Google is showing your name. Site team can still see the documents.

 

Please have a read of our upload guide [click on the words] that will tell you how to post photos as pdf files, to keep your anonymity. If you post a pdf, it means that people who aren't members of this forum won't be able to view documents.

 

HB

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Illegitimi non carborundum

 

 

 

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On 14/11/2020 at 19:20, dx100uk said:

well if you do write to her don't forget to remind her you want all the money already paid blindly to them back

Absolutely

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

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because we do not want photos here we need PDF files ONLY

please do not post jpg picture images directly to a post
.
read upload and redact in jpg then convert using on of the listed websites there to convert to one multipage pdf only

.
that way only logged-in, registered and approved caggers are the only ones that can download and see them
.else anyone can see them caggers or not.

here is your doc in PDF

you IGNORE marstons they are acting as a dca and are POWERLESS,

2020-11-12 2.pdf

  • Thanks 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I'm very sorry guys but this is getting to me,

you are dealing with a chap with brain problems and limited education,

useless at letters,

unable to make proper decisions,

 

I have enough looking after my wife 

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you are doing a splendid job.

simply ignore marstons

 

there is nothing for you or anyone to 'deal with'

 

go get your moneyback and have a bumper xmas.

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Agree! you did this once before with the charging order threat, you Can do it again with this nonsense .

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

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why whats happened now?

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

why you are winning

now go demand your moneyback nail them.

 

dx

 

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Howler - don't get pissed off.  Look at it as a game.

 

If I remember correctly they threatened you with having a charge put on your wife's property - which you and your wife successfully got them to back down on and you got a written apology from the chief officer(?) of the Legal Aid service.

 

Now they've assessed your income and outgoings and have passed it onto debt collectors without any reference back to you and without giving you an opportunity to challenge their findings.  I'd be complaining to the Legal Aid service again that that is unfair and wrong.

 

I know you've recently had bad news in that you've been diagnosed with some sort of brain problem (sorry - don't know how else to put it) and your wife is not well, so all this is the last thing you want, but in the overall scheme of things, it is only money.

 

They say you owe them, what, about £106k?  Can you afford to pay it - NO!  What can they do about it?  Sue you - so what...  nobody dies from being sued.  Get on with your lives and you and your wife enjoy yourselves.

 

And remember, London1971 and dx100uk reckon you should be claiming back the money you've already paid them

 

Just don't get depressed or down about it.  It's simply not worth it.  Even if you lose it isn't worth worrying about and making your self (and your wife) more ill.

 

When (or rather IF) you get an actual court claim - come back.

 

(It's a bit like that old saying.  You owe the Legal Aid service £1000 - that's your problem.  You owe them £100k and can't pay it - that's their problem!)

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Yup, write that letter! And remember Marstons can go pound sand!

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We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

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  • 2 weeks later...

Well after I sent the expenses and income list + covering letter. The only thing I got back was marstons demand for £250 / month. I was so disgusted at this amount with no explanation, I decided to ignore and didn't do anything, other than worry.. 

 

Then today at 5pm I received an email from the LAA saying because of my/our health and monetary situation they have called off marstons and will not be persuing this any further. 

My next question is, 

Any tips on how to go after the £5600 already paid. 

Tips as in how to word the letter. 

 

I can't express how much I am indebted to you all. 

Thank you so very much. 

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told ya..

 

now not only demand your £5600 back paid under duress...you want compensation for the distress and grief caused as i no doubt they already knew of the medical issues long ago...

 

 

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

2 hours ago, HOWLER said:

Well after I sent the expenses and income list + covering letter. The only thing I got back was marstons demand for £250 / month. I was so disgusted at this amount with no explanation, I decided to ignore and didn't do anything, other than worry.. 

 

Then today at 5pm I received an email from the LAA saying because of my/our health and monetary situation they have called off marstons and will not be persuing this any further. 

My next question is, 

Any tips on how to go after the £5600 already paid. 

Tips as in how to word the letter. 

 

I can't express how much I am indebted to you all. 

Thank you so very much. 

Excellent news!

  • Thanks 1

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

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