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    • new thread created for this claimform please post here now for anything to do with it now . pop up on the bulk court website detailed on the claimform. [if it is not working return after the w/end or the next day if week time] . When you select ‘Register’, you will be taken to a screen titled ‘Sign in using Government Gateway’. Choose ‘Create sign in details’ to register for the first time. You will be asked to provide your name, email address, set a password and a memorable recovery word. You will be emailed your Government Gateway 12-digit User ID. You should make a note of your memorable word, or password as these are not included in the email.  then log in to the bulk court Website .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform . defend all leave jurisdiction unticked  you DO NOT file a defence at this time [BUT you MUST file a defence regardless by day 33 ] click thru to the end confirm and exit the website .. get a CCA Request running to the claimant . https://www.consumeractiongroup.co.uk/topic/332502-cca-request-consumer-credit-act-1974-updated-january-2015/ .. Leave the £1 PO unsigned and uncrossed . get a CPR  31:14  request running to the solicitors [if one is not listed send to the claimant] ... https://www.consumeractiongroup.co.uk/topic/332546-legal-cpr-3114-request-request-for-information-when-a-claim-has-been-issued/ . .use our other CPR letter if the claim is for an OD or Telecom Debt or Util debt]  https://www.consumeractiongroup.co.uk/topic/332546-legal-cpr-3114-request-request-for-information-when-a-claim-has-been-issued/ on BOTH type your name ONLY Do Not sign anything .do not ever use or give an email . you DO NOT await the return of ANY paperwork  you MUST file a defence regardless by day 33 from the date on the claimform [1 in the count] ..............  
    • Which Court have you received the claim from ? Northampton  Name of the Claimant ? lowell Solicitors : Overdales solicitors  How many defendant's  joint or self ? Self Date of issue – top right hand corner of the claim form – this in order to establish the time line you need to adhere to.  13 may 2024 What is the claim for – the reason they have issued the claim? 1. the claim is for the sum of £6163.61due by the defendant under an agreement regulated by the consumer credit act 1974 for hsbc uk bank plc. Account (16 digits) 2. The defendant failed to maintain contractual payments required by the agreement and a default notice was served under s 87(1)  of the consumer credit act 1974 which as not been compiled with. 3. The debt was legally assigned to the Claimant on 23/08/23, notice on which as been given to the defendant.  4. The claim includes statutory interest under S.69 of the county courts act 1984 at a rate of 8% per annum from the date of assignment to the date of issue of these proceedings in the sum of £117.53 the Claimant claims the sum of £6281.14. Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ?   Not to my knowledge. Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? No Do you recall how you entered into the agreement...On line /In branch/By post ? Online but it was for a smaller amount they kept on increasing this with me asking Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. It was assigned to a debt collection agency  Were you aware the account had been assigned – did you receive a Notice of Assignment? yes  Did you receive a Default Notice from the original creditor? Yes I also made offers to pay original creditor a smaller amount but was not replied to Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ? No Why did you cease payments? I was made redundant and got a less paid job I also spent some time on furlough during covid and spent some 3 months on ssp off work. What was the date of your last payment? May 2021 Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? Yes at the time I communicated with all my creditor's that I was running out of funds to pay the original agreements once my redundancy money ran out that was when my accounts defaulted. I then wrote to all my creditor's with pro rata offers of payments but debt collectors took over the accounts.
    • Just an update for all. I received about a letter every other week, increasing in threat levels. Then I hadn't had one for a about two weeks, then Saturday received a carbon copy of the very first letter they sent me in February. Made me laugh, rinse and repeat. 
    • So, your response was not received by the SCP as you did not send it with a valid stamp. Therefore, from my two option in post #14, the first option is the only one available to you, but you do not have the option of asking to be sentenced at the fixed penalty level as the reason the SCP did not receive your response was down to you. Here's a reminder of what to do: Respond to the SJPN by pleading “Not Guilty” to both charges. In the “Reasons for pleading Not Guilty” box state that you are willing to plead guilty to the speeding charge providing, and only providing, the “Fail to Provide Driver's Details" (FtP) charge is dropped. This is a tried and tested method to deal with your problem and is almost always successful. Before the pandemic it was necessary to attend court to do this "deal" because it needs the agreement of the police prosecutor.. During the pandemic courts made every effort to have as few  people as possible attend and they began doing this deal under the "Single Justice" procedure without the defendant's attendance. Some courts have carried this procedure on whilst others have reverted to a personal attendance being necessary. If you are required to attend, your case will be taken out of the SJ procedure and you will be given a date for a hearing in the normal Magistrates' Court. If that is the way they do it in the area involved you will have to attend, see the prosecutor and offer your "deal" in person. 
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Future Comms is a Big Con. How to get out of it - joseph Stickler


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Be warned this company FUTURE COMMS as well AS O2 are a big Fraud. All positive reviews are enforced on their hundreds of staff and friends to do so. 

 

The fact there are so many 1 star reviews like mine proves this. This is not a personal Gripe. I will write their [problem] in full. 

 

My story all happened within the last two months. 

 

Step 1, Tele-marketing. They called me 6 times a week till I listened. Gaining my details from internet and company's house etc. The agent promised to move my x 5 company phone networks to 02 guaranteeing they will save me £360 a  year and giving me 50 gigs of data per contract. Unlimited calls and text and free calls to Europe. 

 

I explained that my current network EE charges me just under £120 a month inclusive of vat for a similar package. The sales con man continually promised that this call is being recorded. Its not. After making false promises and lies re affirming calls being recorded AND THEN TELLING A PACK OF LIES. He promised me a free I phone 6 to say thank you for joining. Promised the cost is all inclusive at £85 a Month inclusive of vat. 

 

They then passed me onto a second person to confirm my deal. Where I stated again the package am getting and how much it will cost in total. Plus they will pay my contract cancellation charges of £260 if I leave EE. They said yes to all while stating the conversation is being recorded. Again its not.

 

After which they claim to pass you on to the accounts manager to read the terms and conditions and sign you up. This is the only call being recorded. At this point there is no point repeating the part where they promise to pay your cancellations fee's. Nor re affirm the agreed price.

 

They then send you a digital contract to sign where the only thing you can actually read is the sign here window. In small print it writes your package is £244. apparently claiming that future conns will give you a discount each month and pay £160 a month on your behalf for one year. They wont. 

 

Even when I asked what happens after one year, what happens to the price? they will promise you the price will not go up and they will review your case for even further discounts. This is a complete lie. Being a smart Alex. I asked for a three year plan fixed at that rate. They refused. 

 

After signing and moving contracts, two weeks later I received a Bill from O2 for £240 a month Contract. 

 

Shocked, I contacted O2 whom claimed to have not a contract with me that I must contact future Conns. Contacting Future Conns they claimed to have zero knowledge of cheaper price plan agreed nor promise to pay my cancellation fees.

 

Some three days of my life wasted later and calling both companies and sending complaint emails and nothing happens after that, I found that this is a [problem] set up between O2 and Future Conns. Each blaming the other. And if you wish to leave, You must pay £7500 in cancellation fees and your contract has no cooling off period. 

 

Suggesting you do not have your statutory right of cancelling a contract within 14 days of purchase. They then send you on a merry go round saying your case is being investigated and someone will be in touch. They never do get back to you.

 

When you call O2 to get get you PUK codes for your numbers and leave, they claim its with future Conns as they hold your contract. When you call future Conns, they claim O2 is the network provider so they hold your PUK or PAC codes. 

 

You can not imagine how distressing this is and you are shocked that this is legal in the UK? By such a big name like 02?...

Unfortunately many unsuspected citizens have been conned and lumbered into a contract they do not want.Too afraid or have not the time to fight it. 

 

The only way I left them is politely ask for the customer retention team for 02. Tell them you need to port your numbers out temporarily as you have purchased a sequence of numbers matching or a special number for your phone.

 

At this point they will threaten you with a £7000 fine. Take your numbers PUK code and move to another network super fast. O2 has worst coverage, higher prices, poor network, poor customer service, Superior ignorance, zero accountability, fraudulent procedures and zero reason why anyone would genuinely choose them over other networks. So they rely heavily on branding, marketing and attaching to con companies calling them a third party partner. 

 

In business terms, this means the third party partner is the bad cop. All law suits go to the bad cop leaving O2 free from prosecution. When there are enough complaints and prosecutions, they shut down the third party company and start new ones under different names. 

 

Exploiting the law at will and trading standards and of comm do absolutely nothing. Do not stand for this, leave them, close standing order or Direct debit immediately. Ask them to take you to court. They wont and can not.

 

Funny part is you are billed from O2, you are sent dept recovery letters from O2. But O2 will deny having any contract with you. In Law terms they can not sue you if they don't have a contract with you so will write you a hundred letters from their bogus dept recovery letters from another bogus company called Moorcroft dept recovery.

 

A dept recovery company that acts without a county court conviction has neither merit nor authority. But this [problem] does screw over so many its worth billions to 02. 

 

Please complain to off comm immediately on 0300123333. 
https://www.ofcom.org.uk/phones-telecoms-and-internet/how-to-report-a-complaint

 

Please complain to Financial Conduct authority FCA on 
https://www.fca.org.uk/consumers/how-complain

 

Its only by registering hundreds of complaints do they even begin to take notice. Sadly most people do not have the time to do this and many more innocent victims are sucked in every single day. 

 

Future conns can not sue you either because they do not provide you with any services. So all of this is just one big [problem] to screw over the more timid members of society and keep them locked in a contract they did neither sign up for or want. In threat of ruining their credit scoring.

 

Lets all join together and stop this evil immediately. My dream is that O2 gets hit with a similar charge like PPI. Let them refund all innocent parties going back to the first date Future Comms or other parties doing similar scams for O2.

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Well done. A great story.

Unfortunately the regulatory authorities are not interested. I have even been in direct contact with Trading Standards and although they are sympathetic, I have not noticed that they have begun to take any action.

Your story is brilliant.

We have lots of experience with Moorcroft here. Keep us updated and we are very happy to help you take them on if O2 decide to sue you.

Unfortunately, it is very rare that O2 brings any kind of action at all. I suppose that a certain amount of lost fees are within their business plan and they prefer not to go to the expense and risk of suing people with the possibility of losing. However, the figure which they say you owe them is possibly sufficiently large to prompt them to begin an action.

What concerns me is that they may start increasing the figure by adding interest or fees. At the moment the figure that they are claiming is well within the small claims limit. But if the figure goes on to exceed £10,000 then if they decided to sue you they would be suing on the fast track and this means that if you lost the case, you would be liable for their costs which could be fairly substantial. Please keep us updated as to whether the figure they are claiming starts increasing.

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They can sue me all they want. If loose, Company changes names and they can chase a ghost. But I will never pay them a penny and have not paid a penny of their bogus contract. Stopped the standing order or DD super fast with my bank. I believe FCA and Ofcom operate by volume. So once the volume gets big enough they will take interest. 

 

We must encourage everyone to complain to them.

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I'm afraid that it has nothing to do with the FCA. The FCA is not concerned with communications companies. The only people who should be interested – but are not – are Ofcom. But yes you're right, if there was sufficient volume then maybe Ofcom or even O2 start to take notice.

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On a serious note - Any letters i get from Moorcroft are put into a hamster cage and used as bedding... 

Thats represents the power they have over you... None.. 

 

We could do with some help from you.

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

**Fko-Filee**

Receptaculum Ignis

 

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