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    • I have now been given a court date vs Evri, 4th Sept 2024. I have completed my court bundle, when am I expected to send copies to the court and Evri and should it be in hard copy or electronic? The Notice of Allocation states that no later than 7 days before the directions hearing both parties must send to the other party their final offers to settle. Does this mean I will have to tell Evri what I'm willing to settle? Rgds, J
    • Ok how about this to the CEO? I know it sounds super desperate but lets call a spade a spade here, I am super desperate: Dear Sir, On 29th November 2023 I took out a loan of £5000 with you. Unfortunately very early into 2024 I found myself in financial difficulty (unexpected bills and two episodes of sickness and the tax office getting my tax code wrong resulting in less pay for two months) and I contacted you (MCB) on 13th February 2024 asking if there was any way I could extend the length of my loan to 36 months. I fully explained why I was requesting this and asked for your help. I did not receive a reply to that email so I again contacted you on 7th March 2024 to advise you of a change in my circumstances which resulted in me having to take out a DMP and asking you to confirm that the direct debit had been cancelled. You would have also received confirmation of this DMP from StepChange but you did not acknowledge receipt of my email. I have only managed to make one payment from my loan but did try and contact MCB to discuss extending my loan, help etc.  I have now therefore fallen behind on several of my debts, yours included, and as a result you have lodged a Cifas marker against my name for "evasion of payment", which has resulted in me having to change banks, which has been an extremely difficult process because of the Cifas marker. I do not feel you have been fair or given me the opportunity to fully explain my situation to you before you lodged the marker against my name. I appreciate it is a business and you have acted accordingly, but I did try to make contact to arrange alternative arrangements and at no point, not even to this day, did I ever intend to not repay my loan. I cannot stress to you enough how much this has affected my mental health. I am having trouble sleeping and my existing health condition has been exacerbated by all of this. What I would like you to do is to please, please remove the Cifas marker and let me make arrangements to pay the loan back through a DMP.  Please sir, I am begging for your help here. I am not a dishonest person and I have never been in a situation like this before. I am desperately trying to make things right but this marker is killing me. Please can you help me? I look forward to hearing from you. Yours faithfully,
    • Just be careful with your language on what you post here - Keep it above board Lets see what you send to the big boss. 
    • I made that payment on 13th Feb, then it all went down hill. 
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SSL/moriarty Claimform - old money in advance PDL***Claim Discontinued***


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hi a dq n180 form has been recieved  an online one from your link will be filled in as avised in other threads and sent by the given date  and 

Yes to mediation

yes to Small Claims Track

State your local county court

1 witness = you.

is that the only form to send back there is a ex130 advising about mediation 

and does this mean now sll capitol have paid what they have to  to proceed

thks

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No...the Claimant pays the hearing fee after allocation when directed to in the Notice of allocation.

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is it reccomended to send the dq back to the court and moriarty law by signed for  or just get proof of postage 

and ive had to put 6 weeks down where i could be working away from home  does that make and difference .thks

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make sure the court gets theirs.

 

the one to the fleecers can have the phone/email/sig removed and go by 2nd class with POP

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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And you have filed yours ?

We could do with some help from you.

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  • 1 month later...

hi

a  letter received  from county court saying this will be allocated to small claims track 

it states no hearing date has been set 

 and it works  28 days from the day the letter was sent  to send to the court and claiment copys of everything relyed on at a hearing  which would be witness statement  and i presume they will have to send  theres by the 28 days 

 

it says the claiment also has 28 days to pay a hearing fee 

 

a couple of questions i cant really find the answer to 

--- is this the way it always works you have exchange witness statements and send copy to the court  by 4pm on the given date and the claiment has untill 4pm on the same day to pay a hearing fee 

 

--- as no hearing date has been set would the claiment be relying on getting a copy of witness stement by 4pm before deciding to pay hearing fee  then the judge mr blah  would then set a hearing date after getting copys from both parties 

thanks

 

 

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a couple of questions i cant really find the answer to :-

 

--- is this the way it always works you have exchange witness statements and send copy to the court  by 4pm on the given date  and the claiment has untill 4pm on the same day to pay a hearing fee ......yes re statements and evidence...but normally the hearing fee is paid pre exchange but given that you have not been given a hearing date its normal

 

--- as no hearing date has been set would the claimant be relying on getting a copy of witness statement by 4pm before deciding to pay hearing fee  then the judge mr blah  would then set a hearing date after getting copies from both parties ...Judge does not see anything in advance until the hearing.

 

Andy

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  • 2 weeks later...

Yes

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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ok 

when wording the witness statement and mentioning the differences between the recon agreement m law sent and the original one which has been recovered will it be a case of stating the differences and  submitting all the page as exhibits and highlighting  them 

will the original agreement have to be submitted to moriarty law and the court to show this  thks

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Also dont forget post 47 re NOA being a blank template

and the fact mo riarty dont attend court ...

should be a walk in the park for you

if they dont disc at the last min

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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what date have they got to pay the fee by?

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

the notice of allocation says para-1 the parties must provide to the court and other parties (your opponents by 9th october 

witness statements

if this is not done by 9th october the claim will be struck out or the defence will be struck out and judgement given in favour of claiment

then upon completion of paragraph 1 notice will be sent to all parties time and date of hearing and the claiment must pay the fees 28 days before hearing date

why do the court want witness statements before setting any date

thks

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Because they are busy and cant allocate a hearing date as yet...but as we get nearer to the 9th Oct they will be in a position to inform you.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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anything they intend to rely upon MUST be included as an exhibit in their WS.

 

same goes for you.

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Why who has the original ?

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

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andyorch

as in earlier posts miority sent a bad recon agreement with differences to the original

the original is in our possesstion after being recovered from an email from 2013

so i will  have to inclued it in witness ststement

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Who sent the original by email ?

We could do with some help from you.

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Mony being Moriarty ?    over six years ago.

 

And now they cant disclose it and have disclosed a reconstituted version ?

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

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money in advance PDL Co.?

I would expect the original creditor when the loan was applied for?
 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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