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danny1105

PRA and Barclaycard CCA request return

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This is the reply i have received from PRA. Should I inform Stepchange or will PRA cancel the monthly collection from their end?

PRA_Barclaycard_reply_150319.pdf

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Hi Danny and welcome to CAG

 

Stepchange may suggest you should keep paying ALL creditors regardless of their ability to produce a credit agreement in response to your CCA request.

 

Roughly when was this credit account opened ?

 

Is this your only debt or are there others ?


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Barclaycard was taken out in 2007. there are other debts too within my DMP

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Can you say when in 2007 that the card a/c was opened as that's a critical year for such a/c's.

 

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OK, things changed after April 2007 and the bank's document requirements are less strict after then.

 

Speak to Stepchange and ask if they'll stop paying PRA for the BC debt unless and until a proper reply is provided after your CCA request.

 

Let us know what Stepchange say ........

 

:-)


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