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danny1105

PRA and Barclaycard CCA request return

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Hi Danny and welcome to CAG

 

Stepchange may suggest you should keep paying ALL creditors regardless of their ability to produce a credit agreement in response to your CCA request.

 

Roughly when was this credit account opened ?

 

Is this your only debt or are there others ?


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Barclaycard was taken out in 2007. there are other debts too within my DMP

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Can you say when in 2007 that the card a/c was opened as that's a critical year for such a/c's.

 

:-)


We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

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OK, things changed after April 2007 and the bank's document requirements are less strict after then.

 

Speak to Stepchange and ask if they'll stop paying PRA for the BC debt unless and until a proper reply is provided after your CCA request.

 

Let us know what Stepchange say ........

 

:-)


We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

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