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    • Thanks dx for your kind words. I plan to renew my season ticket and write a new begging letter as following, can I ask for any suggestion about it?   Dear Investigator/Prosecutor,   Thank you for your reply. I deeply regret my actions and the inconvenience they have caused.   I’m extremely remorseful for my crime. and regret it everyday. I often ask myself ‘’how can I do that thing just because I felt it is interesting. There are a lot of crimes in the world, but feeling it’s interesting is certainly not a reason to crime. I should not crime with any reason.’’ I think about these things every day, and I understand that I can’t blame anyone but myself.   I thanks to the staff who stopped me, as this is a valuable lesson in my life. I told myself that I should never ever repeat such a thing again, and never ever do anything which is possible to be in breach of any law. As a result, I carefully tap my oyster card every time before I enter the station now. I remind myself that I did a wrong thing before, and I should never let it happen again.   Although my monthly travel expenses do not warrant a season ticket, but I just renew my season ticket (please see the attachment). I understand that a crime cannot be truly compensated for, but purchasing a season ticket offers me a small measure of comfort, knowing that my actions caused a loss to the public interest.   I received an email which ask me to negotiate being class teacher in this summer (please see the attachment). I hope that I could teach the lovely students again, which may not be allowed with a criminal record. I would please ask that you would please provide me a single opportunity to settle all outstanding sums owed outside of court without the need for legal proceedings which would have a determinantal impact on my teaching career.   I sincerely apologise again for my crime. If you need anything further from me to help you please let me know.    Yours sincerely,
    • You did what??? You asked them to send you the documents that without them you had  a 100% ironclad win in Court. Why on earth would you do that? As it happens in this case, there is still enough mistakes in their PCNs and the NTH to have your case cancelled. Amd it may be that not sending those documents in the first place along with the ICO complaint and the letters from Alliance themselves which would confirm by the dates on the letters may be enough to cancel it anyway. I hope you have kept their letters as evidence? The chances are that Alliance will not actually take you to Court because of their errors but you never know.  You have made so much extra work for yourself in your WS if they decide to push their luck.though. Can you please post up their letter where they give the reason why I wasn't sent with the NTH.
    • I'm not sure that I fully agree with my site team colleague above.  My understanding is that there is nothing to stop you recording but it is strictly for your own personal use.   
    • I live in a student house, with 5 tenants, unihomes is our utilities provider, who we each have a direct debit set up with and have paid each bill every month. Two letters were sent in my name by BWLegal saying I had two outstanding payments due adding up to over £3500, I have tried to contact british gas (as that is apparently our houses provider) as well as Unihomes. Nothing has helped and BWlegal are pursuing legal action if these debts are not resolved by the 1st May. What do I do? I've called Bwlegal when i bring up that the debt isnt for me and for unihomes they hang up on me. so I am stressed and do not know what to do
    • cant do either if its not in a public place or on your land. dx  
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Creditcorp


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Just received this email - No post - no phone calls yet (touch wood)- for unsecured credit card debt - not sure how much as there were a few cards and i don't know which one this is for - the max would be £8000, a couple of others with smaller amts

 

"It has come to our attention that you are currently residing overseas. Please be advised that your accounts held with Credit Corp remain outstanding and continue to accrue interest while under review for outsourcing to local recovery agent for collections in the UK. It is our intention to work with you to bring this matter to a suitable outcome. Please contact me by return email, or on my direct line +61 7 3422 6676 to outline your intentions towards these matters.

 

If you are unable to pay the accounts in full, we would like to extend the opportunity for an ongoing repayment arrangement for the above matters. This represents an opportunity for you to start repaying the above amounts at an affordable rate based on your current income.

 

Please be aware that should this matter remain unresolved, Credit Corp reserves the right to outsource the account.

 

Please contact me on +61 7 3422 6676 or reply to this email, to discuss a mutually agreeable resolution aligned with your current circumstances.

 

Yours faithfully,"

 

 

Questions - I've read lots and lots of differing opinions, what i really need to know is:

 

Im guessing i'm going to get contact from Severndrakes, can they enforce this Australian debt to the point where it becomes a CCJ or a negative entry on my credit report if i don't pay?

 

I've read cases of them calling your work - how on earth do they get their number to call??

 

My plan is to ignore and I've set up an email rule to automatically reply with an undeliverable message!

Edited by chunkycr
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If they are not even quoting the account number and debt amount....safe to ignore...phishing.

 

Andy

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ignore the fleecers!

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thank you :-) The email just had a reference number in the subject line

 

And that reference number means nothing to you ?

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

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And that reference number means nothing to you ?

 

Absolutely nothing - Its' 2 letters & 7 numbers - the letters do not link to anything - they're not the initials of the credit card company/bank nor are they my initials, the number is not that of any of my accounts, my date of birth, phone number, postcode or anything

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sounds like a CCJ ref number!

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Have you checked the CCJ trust to see if you have a County Court Judgment ?

 

https://www.trustonline.org.uk/

 

There is a small fee

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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