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    • I have looked at the car park and it is quite clearly marked that it is  pay to park  and advising that there are cameras installed so kind of difficult to dispute that. On the other hand it doesn't appear to state at the entrance what the charge is for breaching their rules. However they do have a load of writing in the two notices under the entrance sign which it would help if you could photograph legible copies of them. Also legible photos of the signs inside the car park as well as legible photos of the payment signs. I say legible because the wording of their signs is very important as to whether they have formed a contract with motorists. For example the entrance sign itself doe not offer a contract because it states the T&Cs are inside the car park. But the the two signs below may change that situation which is why we would like to see them. I have looked at their Notice to Keeper which is pretty close to what it should say apart from one item. Under the Protection of Freedoms Act 2012 Schedule 4 Section 9 [2]a] the PCN should specify the period of parking. It doesn't. It does show the ANPR times but that includes driving from the entrance to the parking spot and then from the parking place to the exit. I know that this is a small car park but the Act is quite clear that the parking period must be specified. That failure means that the keeper is no longer responsible for the charge, only the driver is now liable to pay. Should this ever go to Court , Judges do not accept that the driver and the keeper are the same person so ECP will have their work cut out deciding who was driving. As long as they do not know, it will be difficult for them to win in Court which is one reason why we advise not to appeal since the appeal can lead to them finding out at times that the driver  and the keeper were the same person. You will get loads of threats from ECP and their sixth rate debt collectors and solicitors. They will also keep quoting ever higher amounts owed. Do not worry, the maximum. they can charge is the amount on the sign. Anything over that is unlawful. You can safely ignore the drivel from the Drips but come back to us should you receive a Letter of Claim. That will be the Snotty letter time.
    • please stop using @username - sends unnecessary alerts to people. everyone that's posted on your thread inc you gets an automatic email alert when someone else posts.  
    • he Fraser group own Robin park in Wigan. The CEO's email  is  [email protected]
    • Yes, it was, but in practice we've found time after time that judges will not rule against PPCs solely on the lack of PP.  They should - but they don't.  We include illegal signage in WSs, but more as a tactic to show the PPC up as spvis rather than in the hope that the judge will act on that one point alone. But sue them for what?  They haven't really done much apart from sending you stupid letters. Breach of GDPR?  It could be argued they knew you had Supremacy of Contact but it's a a long shot. Trespass to your vehicle?  I know someone on the Parking Prankster blog did that but it's one case out of thousands. Surely best to defy them and put the onus on them to sue you.  Make them carry the risk.  And if they finally do - smash them. If you want, I suppose you could have a laugh at the MA's expense.  Tell them about the criminality they have endorsed and give them 24 hours to have your tickets cancelled and have the signs removed - otherwise you will contact the council to start enforcement for breach of planning permission.
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Hoist/cohen claimform - barclaycard debt


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well then holding defence

but thats 33 days away from the date on the claimform

 

 

and not sure where you are reading

but you'll never get to see the deed of assignment.

 

 

if you simple type in claimform Barclaycard

 

 

in our search CAG box of the top red toolbar

there are 100's of like claims for old BC cards for you to read.

 

 

you'll soon get the idea

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I've looked at some examples, and they all seem to deal with one major debate - carey

 

as my agreement was opened in 1986, following the usual defence factors, is my main one concerning the fact that as it's 1986 carey isn't a valid argument? it seems that the general concensus about the other aspects (defaults, deed of assignment) aren't worth arguing about because the claimant can cut and paste info and it will be accepted as a valid document?

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I've looked at some examples, and they all seem to deal with one major debate - carey

 

as my agreement was opened in 1986, following the usual defence factors, is my main one concerning the fact that as it's 1986 carey isn't a valid argument? it seems that the general concensus about the other aspects (defaults, deed of assignment) aren't worth arguing about because the claimant can cut and paste info and it will be accepted as a valid document?

 

All dealt with in a Witness statement...post defence...not for inclusion within your initial defence.

We could do with some help from you.

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having looked at the threads, the common mistake seems to be what to put in your initial defence. if it's to do with the agreement being pre 2007, and to keep it brief, does my defence merely state that I've requested the original document but have yet to receive it, and as such dispute the legal validity of it?

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there is no common mistake..in any of our holding defences....

 

 

and why do you keep mentioning deed of assignment?

none of our holding defences mention anything about that at all.

 

 

https://cse.google.co.uk/cse?cx=partner-pub-0964707606882478:652l7hswbgv&ie=UTF-8&q=claimform+Barclaycard+hoist+hph2&sa=Search+CAG#gsc.tab=0&gsc.q=claimform%20Barclaycard%20hoist%20hph2%202016%202017

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

what i meant was in terms of what members put in their correspondence....thereby complicating things and prejudicing their position......

 

i mentioned deed of assignment only based on what i've seen posted from site members about no chance of getting copies of deeds of assignment if that's part of the defence......it seemed based on advice given in posts that you can't rely on saying that a default/NOA/DOA isn't admissible if it's a cut and paste.

 

i may use the wrong wording, in which case i apologise, but this is new to me, and it's difficult reading so many threads to get a picture of what to put in my witness statement, rather than holding defence?

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I have just drafted a witness statement in the following thread...have a read and you will notice the difference between a defence and a witness statement.

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?477133-1st-Credit-moon-beever-stayed-claim-HBOS-Credit-Card-lifted-stay-now-at-DQ-help/page3

 

The initial holding defence which puts the claimant to proof is stage 1...its vague for a reason and simply tests the claimant to see if they have the correct documents and if they wish to proceed to stage 2 of a claim.

 

If they do then the witness statement deals with all the particularised points not in the initial defence.

 

Its really easy to understand and cant see why you cant accept this simple process ?

Would you show all your cards at the beginning of a poker game ?..Litigation is the same.

We could do with some help from you.

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thanks andy....am i right in that it's the witness statement re:1st credit/moon beaver? if so, then it helps me compare where i'm at with hoist/robinson way now.

 

because of the age of the account, i had to speak to them to get certain bits of information so i could answer your standard questionnaire before advising me accordingly. does the fact that i've spoken to them prejudice my potential defence, rather than witness statement?

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phone calls don't count

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

thanks andy....am i right in that it's the witness statement re:1st credit/moon beaver? if so, then it helps me compare where i'm at with hoist/robinson way now.

 

because of the age of the account, i had to speak to them to get certain bits of information so i could answer your standard questionnaire before advising me accordingly. does the fact that i've spoken to them prejudice my potential defence, rather than witness statement?

 

Yes I stated witness statement above not a defence

 

 

" does the fact that i've spoken to them prejudice my potential defence, rather than witness statement? "

 

No....but no more tete-a-tetes or you will.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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that's a bonus then, they sent me an email saying that action had been put on hold whilst they investigated my claim, then when i chased them up, the lady had to apologise saying that what she should have said, was that FURTHER action would be put on hold, not the claim itself, thereby wasting 5 days of the timeline for me to get advice from you guys!

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A claim cant be put on hold......no more chats or advice from the claimant...or you lose.

We could do with some help from you.

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duly noted......do i use their email as evidence that they don't have a clue?

 

Yes but your a long long way from evidence and witness statement yet...simple holding defence first.

We could do with some help from you.

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doesnt really effect anything we don't need to know

in fact you don't want them to reply anyway .......think about it....

 

just don't miss your defence filing date.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

claimform date is ONE in the count.......

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

cheek! so then 4th august.....they'll probably leave sending any docs until the last day or two of the timeline they have to adhere to just to **** me off.

 

They wont be sending anything...dont be waiting for a response to start your defence.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

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k, so my defence needs to cover points covering;

 

no documentation

pre 2007

previously requested original copy of agreement, not sent

 

can i put together a decent defence if i don't know what they might send back, having read lobster's threads, they could send back a bundle, just to take time up for me to go through them?

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All the examples of standard holding defences are in the Legal Success Forum as already advised...which already contain the above points....except for pre 2007 which is particularised in the witness statement.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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this is where i think i'm going wrong andy, in previous posts, the holding defence referred to was me sending off the cca and cpr requests, or have i mis-interpreted it completely?

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Last comment from me tjghy...I can't afford to spend any further time answering the same points.....

 

Post #24 in the following thread is a standard holding defence which puts the claimant to strict proof to disclose the documents it relies upon as the basis of their claim.

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?468485-Arrow-Restons-Claim-form-old-HSBC-credit-card-debt-***Claim-Discontinued***/page2

 

Simply copy and paste and amend it to suit your particulars.....even better find a thread same claimant same solicitor same type of debt and amend to suit.

 

All holding defences refer to making CPR 31.14 and CCA section 77/78 requests.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

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