Jump to content


  • Tweets

  • Posts

    • Couldn't agree more, really wanted a true ruling on this just for the knowledge but pretty sure the Judge made some decisions today that he didn't need to?.. maybe they all go this way on the day? We hear back so few post court dates I'm not sure. Each Judge has some level of discretion. Their sol was another Junior not even working at their Firm, so couldn't speak directly for them! that was fortunate I think because if she would have rejected in court better, she might have  been able to force ruling, we are at that point!, everybody there!!, Judge basically said openly that he can see everything for Judgement!!!  but she just said "I can speak to the claimant and find out!" - creating the opportunity for me to accept. I really think the Judge did me a favor today by saying it without saying it. Knowing the rep for the sol couldn't really speak to the idea in the moment. Been to court twice in a fortnight, on both occasions heard 4 times with others and both of my claims, the clerk mention to one or both parties "Letting the Judge know if you want to have a quick chat with each other"! So, it appears there's an expectation of the court that there is one last attempt at settling before going through the door. So, not a Sol tactic, just Court process!. Judge was not happy we hadn't tried to settle outside! We couldn't because she went to the loo and the Judge called us in 10 minutes early! - another reason to stand down to allow that conv to happen. Stars aligned there for me I think. But yeh, if the sol themselves, or someone who can make decisions on the case were in court, I would have received a Judgement against today I think. She was an 'advocate'.. if I recall her intro to me correctly.. So verbal arguments can throw spanners in Court because Plinks dogs outsource their work and send a Junior advocate.
    • that was a good saving on an £8k debt dx
    • Find out how the UK general elections works, how to register to vote, and what to do on voting day.View the full article
    • "We suffer more in imagination than in reality" - really pleased this all happened. Settled by TO, full amount save as to costs and without interest claimed. I consider this a success but feel free to move this thread to wherever it's appropriate. I say it's a success because when I started this journey I was in a position of looking to pay interest on all these accounts, allowing them to default stopped that and so even though I am paying the full amount, it is without a doubt reduced from my position 3 years ago and I feel knowing this outcome was possible, happy to gotten this far, defended myself in person and left with a loan with terms I could only dream of, written into law as interest free! I will make better decisions in the future on other accounts, knowing key stages of this whole process. We had the opportunity to speak in court, Judge (feels like just before a ruling) was clear in such that he 'had all the relevant paperwork to make a judgement'. He wasn't pleased I hadn't settled before Court.. but then stated due to WS and verbal arguments on why I haven't settled, from my WS conclusion as follows: "11. The Defendant was not given ample evidence to prove the debt and therefore was not required to enter settlement negotiations. Should the debt be proved in the future, the Defendant is willing to enter such negotiations with the Claimant. "  He offered to stand down the case to give us chance to settle and that that was for my benefit specifically - their Sols didn't want to, he asked me whether I wanted to proceed to judgement or be given the opportunity to settle. Naturally, I snapped his hand off and we entered negotiations (took about 45 minutes). He added I should get legal advice for matters such as these. They were unwilling to agree to a TO unless it was full amount claimed, plus costs, plus interest. Which I rejected as I felt that was unfair in light of the circumstances and the judges comments, I then countered with full amount minus all costs and interest over 84 months. They accepted that. I believe the Judge wouldn't have been happy if they didn't accept a payment plan for the full amount, at this late stage. The judge was very impressed by my articulate defence and WS (Thanks CAG!) he respected that I was wiling to engage with the process but commented only I  can know whether this debt is mine, but stated that Civil cases were based on balance of probabilities, not without shadow of a doubt, and all he needs to determine is whether the account existed. Verbal arguments aside; he has enough evidence in paperwork for that. He clarified that a copy of a DN and NOA is sufficient proof based on balance of probabilities that they were served. I still disagree, but hey, I'm just me.. It's definitely not strict proof as basically I have to prove the negative (I didn't receive them/they were not served), which is impossible. Overall, a great result I think! BT  
    • Seeking further advice now. The 33 days in which the defendant has to submit a defence expires at 16:00 tomorrow. The defendant has submitted an acknowledgement of service but looking to get the claim awarded by default in failure to submit the defence. This is MoneyClaim Online and can see an option to request a default judgement but believe that is for failure to acknowledge the claim within 14 days??  So being MoneyClaim Online, how do I request the claim be awarded in my favour?
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Another Harlands issue


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 2635 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi all looking for some advice here as im really stressed out with Harlands and not good in these situations.

 

I joined a local womans only gym last year, its not a normal Gym as the training nights are only on a Monday, Tuesday and Thursday at 7pm.

 

 

I have confidence problems, servere anxiety and suffer panic attacks so i thought this womans only gym would be good for me.

 

 

The first half of the year was ok, it was very quiet and i could cope, but recently the owner has taken on loads of new woman and i started having panic attacks and not being able to cope, i was hiding and had to stop going.

 

 

This gym is £150 a month as you get nutrition plans etc ( I know its a lot of money, i was very stupid )

 

 

i went to my Doctor and got a letter saying i suffer from anxiety and unable to cope and have acquired medication and psychological help to help me cope and group situations trigger my anxiety.

 

It says in Harlands Terms and Conditions:

 

14. Long term (over 3 month) illness or injury: This agreement may be cancelled in the event of an illness, injury or medical condition which in the written opinion of a doctor or other suitably qualified medical practitioner prohibits exercise for 3 months or longer upon appropriate proof being provided.

 

Which i have done, however i got an email back from Harlands saying:

 

"Cancellations for medical reasons are only permissible upon the grounds of long-term medical incapacity. Such incapacity cannot be pre-existing and must prevent you from attending the gym."

 

My condition is pre-exsisting but it does not state this in the Terms and Conditions at all, they have just added this 'pre-exsisting' part in the email to me. Can i use this against them?

 

Also at the end of the email it also says "Your membership payments are required to be paid up to date irrespective of whether your request for cancellation proves to be successful."

 

What should i do next? I cannot afford to pay £150 a month for a gym i cannot attend.

My next payment comes out on the 4th April.

 

Please can anyone help

 

~ L

Link to post
Share on other sites

It seems to me that not only have they added the "pre-existing" element after you sign the contract, but in any event, your condition was not pre-existing at the time you made the contract in that it wasn't pre-existing in its present form.

 

I think that I would suggest that you cancel the direct debit. Make sure you do it in writing with your bank. Don't rely on telephone calls.

 

Reply to Harland's and point out to them that they are being dishonest by adding words to the term of the contract which you signed when you joined. Tell them that in any event, your condition was not existing in its present form at the time you sign the contract. Tell them that your letter is formal confirmation that your membership is cancelled and that you have cancelled the direct debit. Tell them that you are well aware of their reputation for instructing debt collectors, but they should not try with you because you have cancelled your membership within the terms of the contract. Tell them that if they want to make trouble then you're happy to see them in court and you will bring their misrepresentation of their contractual term to the attention of the court.

 

It is highly likely that Harlan's will pass the matter over to debt collectors who will then start to send you annoying letters and maybe even making threats of legal action. Do not be fazed by this. It is unlikely to happen. They will not touch your credit file. It is most unlikely that they will bring any legal action. They tend to restrict themselves to chasing people in the hope that people will eventually give up and pay them some money. Stick with us. Keep us informed. You will be all right.

 

If their letters and approaches to get out of hand then if you are up for it, we will help you start a legal action against them for compensation for breach of their own contract. They won't like that, but then they don't like it up 'em.

Link to post
Share on other sites

Thanks for the quick reply! I feel a little better, but also i just noticed the gym instructor removed me from the gyms V.I.P support group, because he found out i was trying to leave,

 

 

i told him he couldnt do that as im still a paying member and he replied saying its just a free group yet on the home page it states the package includes: Unlimited 24/7 Support from our team of personal trainers in our private members area, support is on hand when you need it most.

 

So i dont have access to this anymore! is this something i could also use?

Link to post
Share on other sites

Hi LaF and welcome to CAG

 

Don't let this matter worry you - we've been dealing with Harlands for years and we know how they operate.

 

You've given us general info but we need the timeline as well so please let us know :-

 

1. Date you joined the gym.

 

2. Date the anxiety stopped you going to the gym.

 

3. Date you first told the gym (or Harlands) you were unable to attend anymore.

 

4. Was this done verbally or in writing.

 

5. Date you produced the GP letter to the gym (or Harlands).

 

6. The date Harlands emailed you refusing to accept the cancellation.

 

When we have the info we need, we can suggest if you need to make a final DD payment, or if you need to cancel the DD mandate before the pay't in early April.

 

:-)

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

Link to post
Share on other sites

Hi LaF and welcome to CAG

 

Don't let this matter worry you - we've been dealing with Harlands for years and we know how they operate.

 

You've given us general info but we need the timeline as well so please let us know :-

 

1. Date you joined the gym.

 

2. Date the anxiety stopped you going to the gym.

 

3. Date you first told the gym (or Harlands) you were unable to attend anymore.

 

4. Was this done verbally or in writing.

 

5. Date you produced the GP letter to the gym (or Harlands).

 

6. The date Harlands emailed you refusing to accept the cancellation.

 

When we have the info we need, we can suggest if you need to make a final DD payment, or if you need to cancel the DD mandate before the pay't in early April.

 

:-)

 

I have sent in a doctor's note and this was the reply via email....

 

Cancellations for medical reasons are only permissible upon the grounds of long-term medical incapacity. Such incapacity cannot be pre-existing and must prevent you from attending the gym.

 

In order for Harlands to review a cancellation upon the grounds of medical incapacity, a completed accident & sickness form is required to be returned to the address listed below, in order for the review process to commence.One which can be issued from our offices upon request

 

 

So is that them refusing the doctors note? Because I won't be getting my doctor to fill in the form they are asking for as I will not let them have anymore of my personal information.

Link to post
Share on other sites

…and yes, removing you from the VIP group is definitely helpful to your case. Also, it was stupid and vindictive of them.

 

I don't know if that is then refusing your doctors note, but what seems fairly clear is that they are out of their depth and floundering.

 

I think if you have given the doctors note then that should be quite adequate. Given their overall behaviour and their misrepresentation of the contractual term, I think a judge would have very little difficulty accepting the doctors note plus evidence of their behaviour towards you.is there anything in the terms and conditions which say that you will have to fill out this documentation first?

Link to post
Share on other sites

Im not sure in one email they said

 

 

"In order for Harlands to review a cancellation upon the grounds of medical incapacity, a completed accident & sickness form is required to be returned to the address listed below, in order for the review process to commence.One which can be issued from our offices upon request

 

We are able to accept a letter or note from your Doctor/GP stating your medical condition and why you are unable to attend the gym."

 

And in another email it says

 

" In order for a cancellation upon the grounds of medical incapacity to be reviewed, an accident and sickness form (which can be issued from our offices upon request) must be completed with your GP and returned to our offices. We are also able to accept a letter or note from your Doctor/GP stating your medical condition and why you are unable to attend the gym"

 

So its not very clear to me.

 

Slick.. i will answer these tomorrw once im on the pc and can get all my dates up. Thank you

Link to post
Share on other sites

Hi LaF,

 

Sure, let me have answers when you can. In the meantime, don't worry about this at all.

 

Harlands cannot demand that you comply with all their demands. They're have no authority to make you do this, or that. They're not qualified to decide on medical matters./

 

:-)

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

Link to post
Share on other sites

Hi Slick,

 

Ok i joined the Gym on the 8th August 2016 but at this time it was using a company called Go Cardless and i wasnt in a contract and could cancel at any time.

 

On 4th of October 2016 we were transfered over to Harlands and the email i got then said

"You are committing to a single £0.00 Joining Fee payment and a further £150.00 per month for a minimum of 9 months."

 

Around Jan/Feb this year the gym started to get really busy and gradually i was missing more and more sessions due to my anxiety until i completely stopped going, i must have used the gym maybe 3 times in feb, and not been once this month. They took £150 for feb and march and i knew this is too much money when im unable to attend.

 

I went to the Doctors on 13th March and he wrote me a letter "This is to confirm that Miss **** suffers with Social Phobia and struggles in group settings with her anxiety. She has required Psychological treatment and medication to help her cope with her symptoms, i will be grateful for whatever assistance you can offer"

and i stuck a note in with that saying that my panic attacks are at an unbearable level making me very ill and unable to attend the gym anymore, i told them i informed my gym of this and asked them to review the cancellation.

(I dont know if i was to nice and polite to them!!) I sent it off recorded delivery.

 

I have had no reply from them by letter yet but an email did come through on the 15th which said

 

Cancellations for medical reasons are only permissible upon the grounds of long-term medical incapacity. Such incapacity cannot be pre-existing and must prevent you from attending the gym.

 

In order for Harlands to review a cancellation upon the grounds of medical incapacity, a completed accident & sickness form is required to be returned to the address listed below, in order for the review process to commence.One which can be issued from our offices upon request.

 

This form can be returned to Harlands via the post, by fax and can also be attached to an e-mail.

 

Our full address is:

 

Harlands Group

2nd Floor Rockwood House

9-17 Perrymount Road

Haywards Heath

West Sussex

RH16 3TW

 

Our fax number is 01444 449 152.

 

Your membership payments are required to be paid up to date irrespective of whether your request for cancellation proves to be successful.

 

Please note that requests for cancellation are not formal until Harlands are in receipt of a completed accident & sickness form in order to review the request.

 

Please do not hesitate to contact us for any further information, or to request an accident & sickness form to be sent to your address.

 

We look forward to hearing from you soon."

 

I replied asking if they got my Doctors letter and did i need sickness form to fill in and ive not heard anything back since then, and i know the next payment is due out on the 4th April £150. My membership ends in July but another 4 months paying £150 for something i cannot attend is crazy, i dont know what the correct thing to do is? Do i really need this form? they said its not formal untill they have review the form!! Yet it says in the Terms and Conditions they can ALSO accept a doctors letter.

 

Edit: I forgot to add once i told my gym instructer i would not be back he removed me from the V.I.P support group so i have no access to this even though im still currently a paying member!!

 

Thanks for you help

Edited by Lostandfound
Link to post
Share on other sites

Update:

 

I just had an email from Harlands, im shocked!!

 

We can confirm your membership has now been cancelled, therefore no further payments are due and your details have been cancelled accordingly.

 

If you have any further queries please do not hesitate to contact us.

 

Im so happy, do you think its safe to cancel the DD now???

Link to post
Share on other sites

Hi LaF,

 

This is great news news for you and you can cancel the DD via your bank immediately.

 

Harlands may have realised they were on to a loser with this case. Perhaps they didn't want to be embarrassed by by being exposed if they harassed a vulnerable person.

 

Or they may have seen (here on the CAG forum) that we were discussing possible court action against Harlands.

 

Whatever the reason, I'm delighted for you because they're not going to bother you for months on end.

 

:-)

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...