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    • What do you guys think the chances are for her?   She followed the law, they didnt, then they engage in deception, would the judge take kindly to being lied to by these clowns? If we have a case then we should proceed and not allow these blatant dishonest cheaters to succeed 
    • I have looked at the car park and it is quite clearly marked that it is  pay to park  and advising that there are cameras installed so kind of difficult to dispute that. On the other hand it doesn't appear to state at the entrance what the charge is for breaching their rules. However they do have a load of writing in the two notices under the entrance sign which it would help if you could photograph legible copies of them. Also legible photos of the signs inside the car park as well as legible photos of the payment signs. I say legible because the wording of their signs is very important as to whether they have formed a contract with motorists. For example the entrance sign itself doe not offer a contract because it states the T&Cs are inside the car park. But the the two signs below may change that situation which is why we would like to see them. I have looked at their Notice to Keeper which is pretty close to what it should say apart from one item. Under the Protection of Freedoms Act 2012 Schedule 4 Section 9 [2]a] the PCN should specify the period of parking. It doesn't. It does show the ANPR times but that includes driving from the entrance to the parking spot and then from the parking place to the exit. I know that this is a small car park but the Act is quite clear that the parking period must be specified. That failure means that the keeper is no longer responsible for the charge, only the driver is now liable to pay. Should this ever go to Court , Judges do not accept that the driver and the keeper are the same person so ECP will have their work cut out deciding who was driving. As long as they do not know, it will be difficult for them to win in Court which is one reason why we advise not to appeal since the appeal can lead to them finding out at times that the driver  and the keeper were the same person. You will get loads of threats from ECP and their sixth rate debt collectors and solicitors. They will also keep quoting ever higher amounts owed. Do not worry, the maximum. they can charge is the amount on the sign. Anything over that is unlawful. You can safely ignore the drivel from the Drips but come back to us should you receive a Letter of Claim. That will be the Snotty letter time.
    • please stop using @username - sends unnecessary alerts to people. everyone that's posted on your thread inc you gets an automatic email alert when someone else posts.  
    • he Fraser group own Robin park in Wigan. The CEO's email  is  [email protected]
    • Yes, it was, but in practice we've found time after time that judges will not rule against PPCs solely on the lack of PP.  They should - but they don't.  We include illegal signage in WSs, but more as a tactic to show the PPC up as spvis rather than in the hope that the judge will act on that one point alone. But sue them for what?  They haven't really done much apart from sending you stupid letters. Breach of GDPR?  It could be argued they knew you had Supremacy of Contact but it's a a long shot. Trespass to your vehicle?  I know someone on the Parking Prankster blog did that but it's one case out of thousands. Surely best to defy them and put the onus on them to sue you.  Make them carry the risk.  And if they finally do - smash them. If you want, I suppose you could have a laugh at the MA's expense.  Tell them about the criminality they have endorsed and give them 24 hours to have your tickets cancelled and have the signs removed - otherwise you will contact the council to start enforcement for breach of planning permission.
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Shoosmiths - Mortgage Shortfall


Walkers85
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I am having a pretty good time at the minute paying off old debts and I feel really good about some advice I received on here yesterday about my car finance. I was going to make an offer to Shoosmiths about an outstanding mortgage shortfall (£5097.28)but thought I best run the situation by all of you.

 

When I was in financial difficulty back in 2013 it was exasperated by a fallout I had with somebody I bought a house with in 2005. They hadn't been paying towards the mortgage for the previous 5 years and I was covering the cost it by myself. When I had other financial pressures I couldn't afford to pay the mortgage on the house alone and in agreement with the friend I bought it with we spoke to Dudley BS and told them we wanted to hand the keys back. We signed some kind of paperwork that they sent us and returned it to them with the keys. (my memory is a little hazy on this but I thing they made us go into 3 months arrears before they allowed us to do this but I'm not sure).

 

Shoosmiths got in touch last year to say that I could make them an offer to settle my liability with them and I was going to make them an offer this week. I read on here though that it is unusual for them to release somebody from their liability.

 

I was going to send them a letter to request a breakdown of the amount however I wasn't sure if a SAR would be better? Or even making them a F & F as planned?

 

As before any help would be very well apreciated.

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I suspect if you paid an amount, it would be a settlement for all parties on the mortgage. Quite often Mortgage companies will accept reduced F&F settlements, because they have already covered off most of the loss on their accounts using a form of contingency insurance. But a condition of this is that they chase the debt. A relative of mine paid of a mortgage debt for less than 10% of the debts value. I think it was £2k to pay off a £30k debt.

 

It is worth sending the mortgage company an SAR for all records regarding the mortgage and repossession process. Then armed with the information you can assess the situation. If the shortfall is only £5k including all the various costs, then i should imagine the mortgage was basically cleared by the sale price and the £5k is the costs they incurred.

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You could send them the affixed mortgage shortfall SAR letter.... They are obliged to get the best price for the property and protect your interests.

 

 

Make sure you send by a signed for service and keep the post office receipt so you can check on the royalmail website a few days later to print off the signature receipt. Keep that print off with a copy of the letter.

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My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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