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    • I have just read the smaller print on their signs. It says that you can pay at the end of your parking session. given that you have ten minutes grace period the 35 seconds could easily have been taken up with walking back to your car, switching on the engine and then driving out. Even in my younger days when I used to regularly exceed speed limits, I doubt I could have done that in 35 seconds even when I  had a TR5.
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    • Thank you for posting up the results from the sar. The PCN is not compliant with the Protection of Freedoms Act 2012 Schedule 4. Under Section 9 [2][a] they are supposed to specify the parking time. the photographs show your car in motion both entering and leaving the car park thus not parking. If you have to do a Witness Statement later should they finally take you to Court you will have to continue to state that even though you stayed there for several hours in a small car park and the difference between the ANPR times and the actual parking period may only be a matter of a few minutes  nevertheless the CEL have failed to comply with the Act by failing to specify the parking period. However it looks as if your appeal revealed you were the driver the deficient PCN will not help you as the driver. I suspect that it may have been an appeal from the pub that meant that CEL offered you partly a way out  by allowing you to claim you had made an error in registering your vehicle reg. number . This enabled them to reduce the charge to £20 despite them acknowledging that you hadn't registered at all. We have not seen the signs in the car park yet so we do not what is said on them and all the signs say the same thing. It would be unusual for a pub to have  a Permit Holders Only sign which may discourage casual motorists from stopping there. But if that is the sign then as it prohibits any one who doesn't have a permit, then it cannot form a contract with motorists though it may depend on how the signs are worded.
    • Defence and Counterclaim Claim number XXX Claimant Civil Enforcement Limited Defendant XXXXXXXXXXXXX   How much of the claim do you dispute? I dispute the full amount claimed as shown on the claim form.   Do you dispute this claim because you have already paid it? No, for other reasons.   Defence 1. The Defendant is the recorded keeper of XXXXXXX  2. It is denied that the Defendant entered into a contract with the Claimant. 3. As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance. The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner. Accordingly, it is denied that the Claimant has authority to bring this claim. 4. In any case it is denied that the Defendant broke the terms of a contract with the Claimant. 5. The Claimant is attempting double recovery by adding an additional sum not included in the original offer. 6. In a further abuse of the legal process the Claimant is claiming £50 legal representative's costs, even though they have no legal representative. 7. The Particulars of Claim is denied in its entirety. It is denied that the Claimant is entitled to the relief claimed or any relief at all. Signed I am the Defendant - I believe that the facts stated in this form are true XXXXXXXXXXX 01/05/2024   Defendant's date of birth XXXXXXXXXX   Address to which notices about this claim can be sent to you  
    • pop up on the bulk court website detailed on the claimform. [if it is not working return after the w/end or the next day if week time] . When you select ‘Register’, you will be taken to a screen titled ‘Sign in using Government Gateway’.  Choose ‘Create sign in details’ to register for the first time.  You will be asked to provide your name, email address, set a password and a memorable recovery word. You will be emailed your Government Gateway 12-digit User ID.  You should make a note of your memorable word, or password as these are not included in the email.<<**IMPORTANT**  then log in to the bulk court Website .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform . defend all leave jurisdiction unticked  you DO NOT file a defence at this time [BUT you MUST file a defence regardless by day 33 ] click thru to the end confirm and exit the website .get a CPR 31:14 request running to the solicitors https://www.consumeractiongroup.co.uk/forum/showthread.php?486334-CPR-31.14-Request-to-use-on-receipt-of-a-PPC-(-Private-Land-Parking-Court-Claim type your name ONLY no need to sign anything .you DO NOT await the return of paperwork. you MUST file a defence regardless by day 33 from the date on the claimform.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
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Lowell/BW Legal claimform - Old BT Broadband Debt***Claim Discontinued***


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You need to alter 2 or 3

 

3 . the claimant has failed to provide any evidence of assignment/balance/breach as requested by CPR 31. 14 and the Claimant is put to strict proof to:

(a) show how the Defendant has entered into an agreement; and

(b) show how the Defendant has reached the amount claimed for; and

© show how the Claimant has the legal right, either under statute or equity to issue a claim;

 

Change to Claimant

 

Andy

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Ok - this is how it looks?

 

Particulars of Claim

 

1.The Claimant's Claim is for the Sum of £XXX.XX being monies due from the Defendant to the Claimant under a Telecommunications agreement regulated by the consumer credit Act 1974 between the Defendant and BT Plc under the account reference XXXXX

 

2.And assigned to the claimant on 24/03/2016 notice of which has been given to the Defendant.

 

3.The Defendant failed to maintain the contractual payment under the terms of the agreement and a default notice has been served and not complied with.

 

The claim also includes statutory interest pursuant to section 69 of the County Courts Act 1984 at a rate of 8.00% per annum ( a daily rate of £0.04 from the date of assignment of the agreement to 07/12/2016 being an amount of £10.36

 

1. Paragraph 1 is denied with regards to the defendant entering into an agreement referred to in the Particulars of Claim (‘the Agreement’) the Claimant has yet to disclose any such agreement.

2. Paragraph 1 is denied with regards to the Defendant owing any monies to the Claimant the claimant has failed to provide any evidence of assignment/balance/breach as requested by CPR 31. 14 and the Claimant is put to strict proof to:

(a) show how the Claimant has entered into an agreement with the Claimant; and

(b) show how the Claimant has reached the amount claimed for; and

© show how the Claimant has the legal right, either under statute or equity to issue a claim;

 

3. As per Civil Procedureicon Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed.

 

4. On the alternative, if the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer crediticon Act 1974.

 

5. By reason of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.

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Requires work...you have not answered their points 1/2/3 sufficiently.

 

You must respond point by point and offer a counter answer..you either admit or deny or accept...but if you dont refute its accepted as an admittance.....

 

More time and thought put into this now will ensure more success of the defence.

 

Andy

We could do with some help from you.

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Yes as long as you pay the full amount requested...complete the admittance form included in the pack and payment and send to the claimant.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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  • 1 month later...

I decided to try my rather weak defence.

 

 

On the 10/1/2017 I received a notification from HM Courts & Tribunal Services saying they acknowledged my defence and that the claimant had 28 days to contact the court.

 

 

I have heard nothing from either the claimant or the court.

 

 

The letter says.... "After that period has elapsed, the claim will be stayed. The only action the claimant can then take will be to apply to a judge for an order lifting this stay".

 

 

So it looks like they have decided not to defend...

 

 

I think this is good news...?

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no you are defending...

 

 

what defence did you file...

 

 

but yes the claim is stayed as above

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi All,

 

Sorry for late reply.

 

I cannot find the document I wrote and submitted as my defence!

 

But, it was as shown in my message 28 above... with a few tweaks

 

Very naughty of me...

 

guess what just dropped through my letterbox??

 

A letter from BW Legal with a Notice Of Discontinuance! - Discontinuing all of this claim.

 

It appears they don't want to go to the trouble of fighting these claims...!

 

Good luck to anyone else in my predicament. And thanks for your help once again!

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Well done....glad you didn't pay them now ?

 

Thread title amended to reflect the out come.

 

Well done..please consider making a donation to help us continue to help others.

 

Regards

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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I know I have asked this before... But I am still not sure I understand...

 

 

Lowell have put a default on my credit file regarding this claim/money... But have decided they are unable/unwilling to defend their position in court...

 

 

How are they allowed to put a default on if they cannot/won't prove it?

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I have been paying £5 a month via Paypal for a couple of years now ;)

 

:thumb:

We could do with some help from you.

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I know I have asked this before... But I am still not sure I understand...

 

Lowell have put a default on my credit file regarding this claim/money... But have decided they are unable/unwilling to defend their position in court...

 

How are they allowed to put a default on if they cannot/won't prove it?

 

Yes the registering of a default has nothing to do with a court claim and data must be reported accurately to the CRAs ...after all you did default.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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well done.. bet that made you smile...

 

just for clarity

 

a debt buyer or a DCA cant put a default on your file

 

that would have been the OC

either during the course of the account

or

just before they sold it

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I guess I just don't understand the disconnect between them being able to on my credit file they consider I owe them money and the fact they are not willing to prove it in front of a judge.

 

Many thanks for your help guys.

 

I follow CAG on twitter and read pretty much every thread and I see how many people you have helped.

 

You do an amazing "job"

 

Respect!

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More good news....

 

Had a letter from Lowell Financial Limited this morning...

 

"Your account has been returned to us from out litigation partner.

Having reviewed all the circumstances,

we have decided,

without any admission of Liability,

to close your account."

 

and this is the important bit to me....

 

"If the account is being reported at the credit reference agencies we will arrange for this information to be removed from your credit file.

 

 

Please note that the credit file update may take up to 50 days."

 

Brilliant news!

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hey well done..

 

 

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You could help by making a money contribution to http://www.consumeractiongroup.co.uk/paypal.php?go=donate

or by downloading our toolbar and using it to search the web instead of your normal search engine:- http://consumeractiongroup.co.uk/cag_plugin.php

Please help.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

"If the account is being reported at the credit reference agencies we will arrange for this information to be removed from your credit file."

 

If...shouldn't they already know this considering they have just litigated on the agreement ?

 

I suspect thats a template response but keep your eye on it and let us know if they do remove it or simply change it back to the original creditors name.

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

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