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    • My autistic son brought a van from a private seller. ( there was 5 other cars on his drive and another van, plus loads of machanic tools in his hallway,  so he probably is a unofficial dealer).  He gave the van a once over, he checked for any warning lights that might be on, there was none. He checked underneath for any rust etc, it all looked fine. The body was rough, but you'd expect that for the age of the van.  He got his brothers machanic to give it a pre mot check, as the van was old so he expected it to have a few problems. The van is a deathtrap, the seller had blacked out all the warning lights that were on the dash,  and I mean all.  He had also painted some kind of black stuff on the underside, to hide all the damage there.   My son drove it for over 2 hours to get it home. The machanic said he's surprised my son is still alive, and an untrained eye would not of seen what the seller had done.  Iv asked the seller for a refund and for him to have the van back, but he is refusing. Is there anything we can do.   
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    • First of all it sounds as if your retailer is very decent and very responsible. This itself is unusual in these kinds of circumstances and I think we need to bear this in mind. The guarantee is not particularly relevant and in fact the dealer had a statutory duty to exercise a certain responsibility for your computer – probably for several years as their obligation under the consumer rights act. The dealer may not have known this and it simply acting out of a sense of moral responsibility and that is even more noteworthy. You've already suggested earlier that you didn't really want to cause problems for your retailer. I think that you will need the help of your retailer as well in order to get information and evidence. I suggest that you proceed against DPD – but before you do that – I suggest that you have a discussion with the retailer. Tell them that this is what you are going to be doing and you would like to have a copy of anything they have which relates to the special instructions which apparently your dealer has already informed you about in relation to where item should be left. Secondly, maybe you should tell your dealer about this site and also about this thread. I can imagine like many dealers who are frequently sending items by means of couriers, they have had things go missing. Tell them that we will be very happy to help them recover money for lost or damaged or stolen items – and that is regardless of whether or not they have purchased insurance. Apart from being very pleased to help your dealer recover items which have been lost by irresponsible parcel delivery companies, I think we need to encourage the complicity between you and them so they will be pleased to support you in your claim against DPD. It will be helpful if you can get a copy of the instructions that you have referred to above, and also if you can get some written evidence of your own instruction that your laptop should be left in a safe place. Have you done the reading on this sub- forum? You will need to do lots of reading of many of the similar stories on this sub- forum. They won't necessarily be against DPD but the principles will broadly be the same. Also read the pinned topics at the top of the sub- forum in order to understand many of the principles involved. Getting your money back but be quick – but your chances of success are better than 90% that you can bank on it taking anything up to a year. Have you got anything in writing from DPD either refusing you or telling you that they won't discuss with you?  
    • Thank you for telling us the text of the letter you had from the police. As we don't seem to have come across this before, it would be really useful for us to see the original please. HB
    • Pasco has recalled 104,000 packs of sliced bread after rat remains were found in at least two packs.View the full article
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Cabot/Reston Claimform - old Lloyds credit card debt -


julie1977
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no because you have to send a PO with the CCA request as the fee

 

 

and you need proof of posting for the CPR too

which you can get free at the PO counter when you get the £1PO for the CCA

and post both off

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Whilst there is no requirement to sign a CPR 31.14...this is regularly used by this Solicitor to delay your request and frustrate any attempts to source information..you can either send it back signed but make your signature unique to your normal sig(eg sign it with a different slant or add crosses dots to the appropriate letter (As they dont know what your normal signature is anyway hence the reason its so laughable) or you can ignore them and just refer to their actions within your witness statement......either way they wont respond to your CPR 31.14 request anyway even if it was signed initially.

 

 

Andy

We could do with some help from you.

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Hi Andy,

 

Thank you. I have already re done the letter for Lisa to sign, her signature will have crosses in the background that I have greyed out. When you say witness statement up until now I haven't pulled one together for her yet. Is this something I need to get done asap?

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No your not at that stage yet...it comes after allocation of claim...if it gets that far.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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Ok thank you, I am guessing allocation of claim is when it goes in front of the court/judge?

 

I have also sent a cca request to Cabot, as yet they have not responded. What are the timescales they need to respond/supply documentation by? I want to keep a tight grip on these lot.

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Ok thank you, I am guessing allocation of claim is when it goes in front of the court/judge? No...when its allocated to track and transferred to your local County Court

 

I have also sent a cca request to Cabot, as yet they have not responded. What are the timescales they need to respond/supply documentation by? I want to keep a tight grip on these lot.

 

12+2 for CCA request

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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Wonder what that means?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Restons response letter 18th January 2017 2nd page.jpg

 

 

 

Hi Everyone,

 

We have finally had a response from Rectums re our cpr letter. I have attached it for you to look at. Could you please advise what we need to do now with regards to this issue?

 

Kind Regards

 

Julie

Restons Response Letter 18th January 2017.jpg

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Uploads unapproved ...name still showing...

 

Julie no need to upload it again its already on 1000s of threads already...its a template response...with the addition of your phantom payment to mess with your mind.

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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Hi Andy,

 

The £5.00 payment is correct however it has/was never paid from Lisa's account. It was made from her parents bank account.

 

What do I need to do now to respond bakc to them.

 

Kind Regards

 

Julie

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You dont respond...start preparing your witness statement in case they wish to proceed.

 

Gather as much information about that payment ...its source whos account etc etc

 

Andy

We could do with some help from you.

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Search Witness Statement and the threads will come up which contain examples and ones I have previously advised on.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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Hi everyone,

 

We had a response from Cabot this morning to our cca request.

 

They have advised that they do not have the documentation requested.:

So they have acknowledged that the 12 days timescale will not be met and therefore the alledged debt will be temporarily unenforceable.

 

However they have requested said documents from the original lender and it should take no longer than 40 days.

 

Once they have it they will get back in touch.

 

 

Do I need to write to them to tell them to instruct their rectums to stop the court proceedings or just leave it as it is?

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std letter they send to every CCA request if you go read like claims Julie

changes nothing

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi everyone,

 

We had a response from Cabot this morning to our cca request.

 

They have advised that they do not have the documentation requested.:

So they have acknowledged that the 12 days timescale will not be met and therefore the alledged debt will be temporarily unenforceable.

 

However they have requested said documents from the original lender and it should take no longer than 40 days.

 

Once they have it they will get back in touch.

 

 

Do I need to write to them to tell them to instruct their rectums to stop the court proceedings or just leave it as it is?

 

Which is code for we dont have any documents and therefore this will be the last you hear from us...apart from the Notice of discontinuance.:wink:

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

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Hi everyone,

 

We took advantage of a free hour appointment with a solicitor this evening.

She said that the courts process would continue to proceed and we would get another form from them that would have to fill in and be sent back.

 

 

She did say that because Cabot have acknowledge that they need 40 days to locate the said documents we could ask the court to not list the hearing for trial as the main part of the paperwork is currently not available.

 

 

She said that they may grant it or they may not.

I am confused now as where we go from here with it all. Help 😞.

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think id be sticking to a solicitors that knew how courts and consumer credit cases work.................

 

from the date you filed the SB defence

they have 28 days to do 'something'

else the claim gets stayed.

 

once its stayed, they'll have to pay a further fee to lift a stay

and produce proof its not SB'd ...

 

you can ignore any other time limits

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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